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Side-by-side financial comparison of PROVIDENT FINANCIAL SERVICES INC (PFS) and QUHUO Ltd (QH). Click either name above to swap in a different company.

PROVIDENT FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($225.2M vs $157.9M, roughly 1.4× QUHUO Ltd).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

QUHUO Ltd. operates an on-demand lifestyle service platform focused on the Chinese mainland market. Its core offerings include gig workforce solutions, community group-buy services, and local life service matching for merchants and individual users, covering household services, catering operation support, and community retail segments to effectively connect service providers with end consumers.

PFS vs QH — Head-to-Head

Bigger by revenue
PFS
PFS
1.4× larger
PFS
$225.2M
$157.9M
QH

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
PFS
PFS
QH
QH
Revenue
$225.2M
$157.9M
Net Profit
$79.4M
Gross Margin
Operating Margin
Net Margin
35.3%
Revenue YoY
Net Profit YoY
24.0%
EPS (diluted)
$0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PFS
PFS
QH
QH
Q1 26
$225.2M
Q4 25
$225.7M
Q3 25
$221.8M
Q2 25
$214.2M
$157.9M
Q1 25
$208.8M
Q4 24
$205.9M
Q3 24
$210.6M
Q2 24
$163.8M
$222.9M
Net Profit
PFS
PFS
QH
QH
Q1 26
$79.4M
Q4 25
Q3 25
$71.7M
Q2 25
$72.0M
Q1 25
$64.0M
Q4 24
Q3 24
$46.4M
Q2 24
$-11.5M
$-6.4M
Gross Margin
PFS
PFS
QH
QH
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.5%
Operating Margin
PFS
PFS
QH
QH
Q1 26
Q4 25
49.7%
Q3 25
45.8%
Q2 25
47.8%
Q1 25
44.0%
Q4 24
30.5%
Q3 24
31.0%
Q2 24
-13.0%
-2.7%
Net Margin
PFS
PFS
QH
QH
Q1 26
35.3%
Q4 25
Q3 25
32.3%
Q2 25
33.6%
Q1 25
30.7%
Q4 24
Q3 24
22.0%
Q2 24
-7.0%
-2.9%
EPS (diluted)
PFS
PFS
QH
QH
Q1 26
$0.61
Q4 25
$0.64
Q3 25
$0.55
Q2 25
$0.55
Q1 25
$0.49
Q4 24
$0.37
Q3 24
$0.36
Q2 24
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PFS
PFS
QH
QH
Cash + ST InvestmentsLiquidity on hand
$222.1M
$4.3M
Total DebtLower is stronger
$858.0K
Stockholders' EquityBook value
$2.9B
$57.4M
Total Assets
$25.2B
$118.4M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PFS
PFS
QH
QH
Q1 26
$222.1M
Q4 25
$209.1M
Q3 25
$299.2M
Q2 25
$258.0M
$4.3M
Q1 25
$234.1M
Q4 24
$205.9M
Q3 24
$244.0M
Q2 24
$290.5M
$14.3M
Total Debt
PFS
PFS
QH
QH
Q1 26
Q4 25
Q3 25
Q2 25
$858.0K
Q1 25
Q4 24
Q3 24
Q2 24
$1.2M
Stockholders' Equity
PFS
PFS
QH
QH
Q1 26
$2.9B
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$2.7B
$57.4M
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.6B
Q2 24
$2.6B
$64.6M
Total Assets
PFS
PFS
QH
QH
Q1 26
$25.2B
Q4 25
$25.0B
Q3 25
$24.8B
Q2 25
$24.5B
$118.4M
Q1 25
$24.2B
Q4 24
$24.1B
Q3 24
$24.0B
Q2 24
$24.1B
$135.0M
Debt / Equity
PFS
PFS
QH
QH
Q1 26
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
Q4 24
Q3 24
Q2 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PFS
PFS
QH
QH
Operating Cash FlowLast quarter
$-5.8M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PFS
PFS
QH
QH
Q1 26
Q4 25
$442.3M
Q3 25
$98.0M
Q2 25
$186.8M
$-5.8M
Q1 25
$88.5M
Q4 24
$426.4M
Q3 24
$69.2M
Q2 24
$76.5M
Free Cash Flow
PFS
PFS
QH
QH
Q1 26
Q4 25
$430.7M
Q3 25
$96.7M
Q2 25
$182.6M
Q1 25
$87.4M
Q4 24
$425.1M
Q3 24
$67.9M
Q2 24
$75.5M
FCF Margin
PFS
PFS
QH
QH
Q1 26
Q4 25
190.8%
Q3 25
43.6%
Q2 25
85.2%
Q1 25
41.9%
Q4 24
206.4%
Q3 24
32.2%
Q2 24
46.1%
Capex Intensity
PFS
PFS
QH
QH
Q1 26
Q4 25
5.1%
Q3 25
0.6%
Q2 25
2.0%
Q1 25
0.5%
Q4 24
0.6%
Q3 24
0.6%
Q2 24
0.6%
Cash Conversion
PFS
PFS
QH
QH
Q1 26
Q4 25
Q3 25
1.37×
Q2 25
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PFS
PFS

Net Interest Income$193.7M86%
Noninterest Income$31.5M14%

QH
QH

Segment breakdown not available.

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