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Side-by-side financial comparison of Phreesia, Inc. (PHR) and SEACOAST BANKING CORP OF FLORIDA (SBCF). Click either name above to swap in a different company.

SEACOAST BANKING CORP OF FLORIDA is the larger business by last-quarter revenue ($203.3M vs $120.3M, roughly 1.7× Phreesia, Inc.). On growth, SEACOAST BANKING CORP OF FLORIDA posted the faster year-over-year revenue change (53.0% vs 12.7%).

Phreesia, Inc. is a software as a service company that offers healthcare organizations a set of applications to automate and manage patient intake.

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

PHR vs SBCF — Head-to-Head

Bigger by revenue
SBCF
SBCF
1.7× larger
SBCF
$203.3M
$120.3M
PHR
Growing faster (revenue YoY)
SBCF
SBCF
+40.3% gap
SBCF
53.0%
12.7%
PHR

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PHR
PHR
SBCF
SBCF
Revenue
$120.3M
$203.3M
Net Profit
$4.3M
Gross Margin
Operating Margin
3.1%
21.4%
Net Margin
3.5%
Revenue YoY
12.7%
53.0%
Net Profit YoY
129.7%
EPS (diluted)
$0.07
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PHR
PHR
SBCF
SBCF
Q4 25
$120.3M
$203.3M
Q3 25
$117.3M
$157.3M
Q2 25
$115.9M
$151.4M
Q1 25
$140.7M
Q4 24
$132.9M
Q3 24
$130.3M
Q2 24
$126.6M
Q1 24
$125.6M
Net Profit
PHR
PHR
SBCF
SBCF
Q4 25
$4.3M
Q3 25
$654.0K
$36.5M
Q2 25
$-3.9M
$42.7M
Q1 25
$31.5M
Q4 24
Q3 24
$30.7M
Q2 24
$30.2M
Q1 24
$26.0M
Operating Margin
PHR
PHR
SBCF
SBCF
Q4 25
3.1%
21.4%
Q3 25
-1.3%
29.8%
Q2 25
-2.8%
36.5%
Q1 25
29.0%
Q4 24
32.8%
Q3 24
30.1%
Q2 24
30.9%
Q1 24
26.9%
Net Margin
PHR
PHR
SBCF
SBCF
Q4 25
3.5%
Q3 25
0.6%
23.2%
Q2 25
-3.4%
28.2%
Q1 25
22.4%
Q4 24
Q3 24
23.5%
Q2 24
23.9%
Q1 24
20.7%
EPS (diluted)
PHR
PHR
SBCF
SBCF
Q4 25
$0.07
$0.28
Q3 25
$0.01
$0.42
Q2 25
$-0.07
$0.50
Q1 25
$0.37
Q4 24
$0.39
Q3 24
$0.36
Q2 24
$0.36
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PHR
PHR
SBCF
SBCF
Cash + ST InvestmentsLiquidity on hand
$106.4M
$388.5M
Total DebtLower is stronger
$3.4M
$112.8M
Stockholders' EquityBook value
$320.3M
$2.7B
Total Assets
$423.5M
$20.8B
Debt / EquityLower = less leverage
0.01×
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PHR
PHR
SBCF
SBCF
Q4 25
$106.4M
$388.5M
Q3 25
$98.3M
$306.0M
Q2 25
$90.9M
$332.4M
Q1 25
$500.6M
Q4 24
$476.6M
Q3 24
$637.1M
Q2 24
$749.5M
Q1 24
$682.7M
Total Debt
PHR
PHR
SBCF
SBCF
Q4 25
$3.4M
$112.8M
Q3 25
$4.6M
$107.5M
Q2 25
$6.2M
$107.3M
Q1 25
$107.1M
Q4 24
$107.0M
Q3 24
$106.8M
Q2 24
$106.6M
Q1 24
$106.5M
Stockholders' Equity
PHR
PHR
SBCF
SBCF
Q4 25
$320.3M
$2.7B
Q3 25
$298.0M
$2.4B
Q2 25
$282.2M
$2.3B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.1B
Total Assets
PHR
PHR
SBCF
SBCF
Q4 25
$423.5M
$20.8B
Q3 25
$408.6M
$16.7B
Q2 25
$400.4M
$15.9B
Q1 25
$15.7B
Q4 24
$15.2B
Q3 24
$15.2B
Q2 24
$15.0B
Q1 24
$14.8B
Debt / Equity
PHR
PHR
SBCF
SBCF
Q4 25
0.01×
0.04×
Q3 25
0.02×
0.05×
Q2 25
0.02×
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PHR
PHR
SBCF
SBCF
Operating Cash FlowLast quarter
$15.5M
$188.1M
Free Cash FlowOCF − Capex
$12.2M
FCF MarginFCF / Revenue
10.1%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
3.62×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PHR
PHR
SBCF
SBCF
Q4 25
$15.5M
$188.1M
Q3 25
$14.8M
$30.2M
Q2 25
$14.8M
$72.3M
Q1 25
$31.0M
Q4 24
$179.9M
Q3 24
$53.4M
Q2 24
$56.9M
Q1 24
$24.7M
Free Cash Flow
PHR
PHR
SBCF
SBCF
Q4 25
$12.2M
Q3 25
$13.1M
Q2 25
$11.3M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
PHR
PHR
SBCF
SBCF
Q4 25
10.1%
Q3 25
11.1%
Q2 25
9.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
PHR
PHR
SBCF
SBCF
Q4 25
2.7%
Q3 25
1.5%
Q2 25
3.0%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
PHR
PHR
SBCF
SBCF
Q4 25
3.62×
Q3 25
22.68×
0.83×
Q2 25
1.69×
Q1 25
0.99×
Q4 24
Q3 24
1.74×
Q2 24
1.88×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PHR
PHR

Subscription And Services$55.5M46%
Network Solutions$37.4M31%
Payment Processing Fees$27.4M23%

SBCF
SBCF

Segment breakdown not available.

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