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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and DOUGLAS DYNAMICS, INC (PLOW). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $184.5M, roughly 1.4× DOUGLAS DYNAMICS, INC). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 28.6%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $92.8M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 38.9%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
General Dynamics Corporation (GD) is an American industrial and technology company based in Reston, Virginia. It is primarily a developer and producer of advanced military equipment of a wide variety, such as nuclear submarines, main battle tanks, and armoured fighting vehicles. It is also the manufacturer of the civilian aviation Gulfstream business jets and a provider of information technology services. The company is the 3rd largest of the top 100 contractors of the U.S. federal government...
PLMR vs PLOW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $184.5M |
| Net Profit | — | $12.8M |
| Gross Margin | — | 26.1% |
| Operating Margin | 28.7% | 10.5% |
| Net Margin | — | 7.0% |
| Revenue YoY | 62.7% | 28.6% |
| Net Profit YoY | — | 62.3% |
| EPS (diluted) | $2.05 | $0.54 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $184.5M | ||
| Q3 25 | $244.7M | $162.1M | ||
| Q2 25 | $203.3M | $194.3M | ||
| Q1 25 | $174.6M | $115.1M | ||
| Q4 24 | $155.8M | $143.5M | ||
| Q3 24 | $148.5M | $129.4M | ||
| Q2 24 | $131.1M | $199.9M | ||
| Q1 24 | $118.5M | $95.7M |
| Q4 25 | — | $12.8M | ||
| Q3 25 | $51.5M | $8.0M | ||
| Q2 25 | $46.5M | $26.0M | ||
| Q1 25 | $42.9M | $148.0K | ||
| Q4 24 | — | $7.9M | ||
| Q3 24 | $30.5M | $32.3M | ||
| Q2 24 | $25.7M | $24.3M | ||
| Q1 24 | $26.4M | $-8.4M |
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 23.5% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 30.7% | ||
| Q1 24 | — | 19.8% |
| Q4 25 | 28.7% | 10.5% | ||
| Q3 25 | 27.4% | 8.7% | ||
| Q2 25 | 29.5% | 19.0% | ||
| Q1 25 | 30.8% | 2.8% | ||
| Q4 24 | 28.9% | 9.0% | ||
| Q3 24 | 25.9% | 35.4% | ||
| Q2 24 | 25.5% | 18.2% | ||
| Q1 24 | 29.0% | -6.7% |
| Q4 25 | — | 7.0% | ||
| Q3 25 | 21.0% | 4.9% | ||
| Q2 25 | 22.9% | 13.4% | ||
| Q1 25 | 24.6% | 0.1% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | 20.5% | 24.9% | ||
| Q2 24 | 19.6% | 12.2% | ||
| Q1 24 | 22.3% | -8.7% |
| Q4 25 | $2.05 | $0.54 | ||
| Q3 25 | $1.87 | $0.33 | ||
| Q2 25 | $1.68 | $1.09 | ||
| Q1 25 | $1.57 | $0.00 | ||
| Q4 24 | $1.29 | $0.35 | ||
| Q3 24 | $1.15 | $1.36 | ||
| Q2 24 | $1.00 | $1.02 | ||
| Q1 24 | $1.04 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | — |
| Total DebtLower is stronger | — | $144.0M |
| Stockholders' EquityBook value | $942.7M | $281.4M |
| Total Assets | $3.1B | $626.7M |
| Debt / EquityLower = less leverage | — | 0.51× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | — | ||
| Q3 25 | $111.7M | — | ||
| Q2 25 | $81.3M | — | ||
| Q1 25 | $119.3M | — | ||
| Q4 24 | $80.4M | — | ||
| Q3 24 | $86.5M | — | ||
| Q2 24 | $47.8M | — | ||
| Q1 24 | $61.4M | — |
| Q4 25 | — | $144.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $147.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $942.7M | $281.4M | ||
| Q3 25 | $878.1M | $275.3M | ||
| Q2 25 | $847.2M | $273.3M | ||
| Q1 25 | $790.4M | $258.9M | ||
| Q4 24 | $729.0M | $264.2M | ||
| Q3 24 | $703.3M | $260.8M | ||
| Q2 24 | $532.6M | $236.7M | ||
| Q1 24 | $501.7M | $217.2M |
| Q4 25 | $3.1B | $626.7M | ||
| Q3 25 | $2.9B | $694.9M | ||
| Q2 25 | $2.8B | $671.5M | ||
| Q1 25 | $2.4B | $621.0M | ||
| Q4 24 | $2.3B | $590.0M | ||
| Q3 24 | $2.3B | $665.6M | ||
| Q2 24 | $2.0B | $617.0M | ||
| Q1 24 | $1.9B | $577.1M |
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.56× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $95.9M |
| Free Cash FlowOCF − Capex | $409.0M | $92.8M |
| FCF MarginFCF / Revenue | 161.4% | 50.3% |
| Capex IntensityCapex / Revenue | 0.1% | 1.7% |
| Cash ConversionOCF / Net Profit | — | 7.47× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $63.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $95.9M | ||
| Q3 25 | $83.6M | $-8.5M | ||
| Q2 25 | $120.9M | $-11.4M | ||
| Q1 25 | $87.2M | $-1.3M | ||
| Q4 24 | $261.2M | $74.4M | ||
| Q3 24 | $100.3M | $-14.2M | ||
| Q2 24 | $55.1M | $2.5M | ||
| Q1 24 | $33.1M | $-21.6M |
| Q4 25 | $409.0M | $92.8M | ||
| Q3 25 | $83.6M | $-11.4M | ||
| Q2 25 | $120.8M | $-14.3M | ||
| Q1 25 | $87.1M | $-3.5M | ||
| Q4 24 | $260.9M | $70.2M | ||
| Q3 24 | $100.1M | $-15.2M | ||
| Q2 24 | — | $836.0K | ||
| Q1 24 | — | $-22.4M |
| Q4 25 | 161.4% | 50.3% | ||
| Q3 25 | 34.2% | -7.1% | ||
| Q2 25 | 59.4% | -7.4% | ||
| Q1 25 | 49.9% | -3.0% | ||
| Q4 24 | 167.5% | 48.9% | ||
| Q3 24 | 67.4% | -11.8% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | -23.4% |
| Q4 25 | 0.1% | 1.7% | ||
| Q3 25 | 0.0% | 1.8% | ||
| Q2 25 | 0.0% | 1.5% | ||
| Q1 25 | 0.0% | 1.9% | ||
| Q4 24 | 0.2% | 2.9% | ||
| Q3 24 | 0.1% | 0.8% | ||
| Q2 24 | 0.0% | 0.8% | ||
| Q1 24 | 0.0% | 0.8% |
| Q4 25 | — | 7.47× | ||
| Q3 25 | 1.63× | -1.07× | ||
| Q2 25 | 2.60× | -0.44× | ||
| Q1 25 | 2.03× | -9.03× | ||
| Q4 24 | — | 9.41× | ||
| Q3 24 | 3.29× | -0.44× | ||
| Q2 24 | 2.14× | 0.10× | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
PLOW
| Work Truck Solutions | $101.5M | 55% |
| Transferred At Point In Time | $83.1M | 45% |
