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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and Skillsoft Corp. (SKIL). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $129.0M, roughly 2.0× Skillsoft Corp.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -6.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-19.3M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -3.2%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Skillsoft is an American educational technology company that produces learning management system software and content.
PLMR vs SKIL — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $129.0M |
| Net Profit | — | $-41.3M |
| Gross Margin | — | 72.7% |
| Operating Margin | 28.7% | -26.6% |
| Net Margin | — | -32.0% |
| Revenue YoY | 62.7% | -6.0% |
| Net Profit YoY | — | -74.9% |
| EPS (diluted) | $2.05 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $129.0M | ||
| Q3 25 | $244.7M | $128.8M | ||
| Q2 25 | $203.3M | $124.2M | ||
| Q1 25 | $174.6M | $133.8M | ||
| Q4 24 | $155.8M | $137.2M | ||
| Q3 24 | $148.5M | $132.2M | ||
| Q2 24 | $131.1M | $127.8M | ||
| Q1 24 | $118.5M | $137.5M |
| Q4 25 | — | $-41.3M | ||
| Q3 25 | $51.5M | $-23.8M | ||
| Q2 25 | $46.5M | $-38.0M | ||
| Q1 25 | $42.9M | $-31.1M | ||
| Q4 24 | — | $-23.6M | ||
| Q3 24 | $30.5M | $-39.6M | ||
| Q2 24 | $25.7M | $-27.6M | ||
| Q1 24 | $26.4M | $-245.3M |
| Q4 25 | — | 72.7% | ||
| Q3 25 | — | 74.5% | ||
| Q2 25 | — | 74.0% | ||
| Q1 25 | — | 74.9% | ||
| Q4 24 | — | 75.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 73.0% | ||
| Q1 24 | — | 72.0% |
| Q4 25 | 28.7% | -26.6% | ||
| Q3 25 | 27.4% | -9.2% | ||
| Q2 25 | 29.5% | -14.6% | ||
| Q1 25 | 30.8% | -12.9% | ||
| Q4 24 | 28.9% | -6.7% | ||
| Q3 24 | 25.9% | -14.6% | ||
| Q2 24 | 25.5% | -18.6% | ||
| Q1 24 | 29.0% | -165.8% |
| Q4 25 | — | -32.0% | ||
| Q3 25 | 21.0% | -18.5% | ||
| Q2 25 | 22.9% | -30.6% | ||
| Q1 25 | 24.6% | -23.3% | ||
| Q4 24 | — | -17.2% | ||
| Q3 24 | 20.5% | -29.9% | ||
| Q2 24 | 19.6% | -21.6% | ||
| Q1 24 | 22.3% | -178.4% |
| Q4 25 | $2.05 | — | ||
| Q3 25 | $1.87 | — | ||
| Q2 25 | $1.68 | — | ||
| Q1 25 | $1.57 | — | ||
| Q4 24 | $1.29 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.00 | — | ||
| Q1 24 | $1.04 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $74.6M |
| Total DebtLower is stronger | — | $570.2M |
| Stockholders' EquityBook value | $942.7M | $4.0M |
| Total Assets | $3.1B | $897.6M |
| Debt / EquityLower = less leverage | — | 142.97× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $74.6M | ||
| Q3 25 | $111.7M | $100.5M | ||
| Q2 25 | $81.3M | $127.8M | ||
| Q1 25 | $119.3M | $100.8M | ||
| Q4 24 | $80.4M | $97.9M | ||
| Q3 24 | $86.5M | $122.7M | ||
| Q2 24 | $47.8M | $142.0M | ||
| Q1 24 | $61.4M | $136.3M |
| Q4 25 | — | $570.2M | ||
| Q3 25 | — | $571.2M | ||
| Q2 25 | — | $572.2M | ||
| Q1 25 | — | $573.3M | ||
| Q4 24 | — | $574.3M | ||
| Q3 24 | — | $575.4M | ||
| Q2 24 | — | $576.4M | ||
| Q1 24 | — | $577.5M |
| Q4 25 | $942.7M | $4.0M | ||
| Q3 25 | $878.1M | $42.5M | ||
| Q2 25 | $847.2M | $62.6M | ||
| Q1 25 | $790.4M | $93.8M | ||
| Q4 24 | $729.0M | $120.5M | ||
| Q3 24 | $703.3M | $141.4M | ||
| Q2 24 | $532.6M | $182.1M | ||
| Q1 24 | $501.7M | $205.6M |
| Q4 25 | $3.1B | $897.6M | ||
| Q3 25 | $2.9B | $969.4M | ||
| Q2 25 | $2.8B | $1.0B | ||
| Q1 25 | $2.4B | $1.1B | ||
| Q4 24 | $2.3B | $1.1B | ||
| Q3 24 | $2.3B | $1.1B | ||
| Q2 24 | $2.0B | $1.2B | ||
| Q1 24 | $1.9B | $1.3B |
| Q4 25 | — | 142.97× | ||
| Q3 25 | — | 13.45× | ||
| Q2 25 | — | 9.13× | ||
| Q1 25 | — | 6.11× | ||
| Q4 24 | — | 4.77× | ||
| Q3 24 | — | 4.07× | ||
| Q2 24 | — | 3.16× | ||
| Q1 24 | — | 2.81× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $-18.9M |
| Free Cash FlowOCF − Capex | $409.0M | $-19.3M |
| FCF MarginFCF / Revenue | 161.4% | -15.0% |
| Capex IntensityCapex / Revenue | 0.1% | 0.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $10.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $-18.9M | ||
| Q3 25 | $83.6M | $-17.8M | ||
| Q2 25 | $120.9M | $31.3M | ||
| Q1 25 | $87.2M | $17.8M | ||
| Q4 24 | $261.2M | $8.7M | ||
| Q3 24 | $100.3M | $-11.4M | ||
| Q2 24 | $55.1M | $14.9M | ||
| Q1 24 | $33.1M | $11.5M |
| Q4 25 | $409.0M | $-19.3M | ||
| Q3 25 | $83.6M | $-18.5M | ||
| Q2 25 | $120.8M | $30.8M | ||
| Q1 25 | $87.1M | $17.0M | ||
| Q4 24 | $260.9M | $8.3M | ||
| Q3 24 | $100.1M | $-11.7M | ||
| Q2 24 | — | $14.8M | ||
| Q1 24 | — | $11.1M |
| Q4 25 | 161.4% | -15.0% | ||
| Q3 25 | 34.2% | -14.3% | ||
| Q2 25 | 59.4% | 24.8% | ||
| Q1 25 | 49.9% | 12.7% | ||
| Q4 24 | 167.5% | 6.0% | ||
| Q3 24 | 67.4% | -8.8% | ||
| Q2 24 | — | 11.6% | ||
| Q1 24 | — | 8.0% |
| Q4 25 | 0.1% | 0.4% | ||
| Q3 25 | 0.0% | 0.5% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.2% | 0.3% | ||
| Q3 24 | 0.1% | 0.2% | ||
| Q2 24 | 0.0% | 0.1% | ||
| Q1 24 | 0.0% | 0.3% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
SKIL
| SAAS And Subscription Services | $93.5M | 73% |
| Virtual Ondemand And Classroom And Individualized Coaching | $28.2M | 22% |
| Professional Services | $7.3M | 6% |
