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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $205.2M, roughly 1.2× STONERIDGE INC). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -6.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $2.6M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -7.4%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
PLMR vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $205.2M |
| Net Profit | — | — |
| Gross Margin | — | 16.2% |
| Operating Margin | 28.7% | -14.4% |
| Net Margin | — | — |
| Revenue YoY | 62.7% | -6.0% |
| Net Profit YoY | — | — |
| EPS (diluted) | $2.05 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $205.2M | ||
| Q3 25 | $244.7M | $210.3M | ||
| Q2 25 | $203.3M | $228.0M | ||
| Q1 25 | $174.6M | $217.9M | ||
| Q4 24 | $155.8M | $218.2M | ||
| Q3 24 | $148.5M | $213.8M | ||
| Q2 24 | $131.1M | $237.1M | ||
| Q1 24 | $118.5M | $239.2M |
| Q4 25 | — | — | ||
| Q3 25 | $51.5M | $-9.4M | ||
| Q2 25 | $46.5M | $-9.4M | ||
| Q1 25 | $42.9M | $-7.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $30.5M | $-7.1M | ||
| Q2 24 | $25.7M | $2.8M | ||
| Q1 24 | $26.4M | $-6.1M |
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 20.2% |
| Q4 25 | 28.7% | -14.4% | ||
| Q3 25 | 27.4% | -1.6% | ||
| Q2 25 | 29.5% | -1.1% | ||
| Q1 25 | 30.8% | -1.5% | ||
| Q4 24 | 28.9% | -2.0% | ||
| Q3 24 | 25.9% | 0.1% | ||
| Q2 24 | 25.5% | 1.4% | ||
| Q1 24 | 29.0% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 21.0% | -4.5% | ||
| Q2 25 | 22.9% | -4.1% | ||
| Q1 25 | 24.6% | -3.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 20.5% | -3.3% | ||
| Q2 24 | 19.6% | 1.2% | ||
| Q1 24 | 22.3% | -2.6% |
| Q4 25 | $2.05 | $-2.76 | ||
| Q3 25 | $1.87 | $-0.34 | ||
| Q2 25 | $1.68 | $-0.34 | ||
| Q1 25 | $1.57 | $-0.26 | ||
| Q4 24 | $1.29 | $-0.22 | ||
| Q3 24 | $1.15 | $-0.26 | ||
| Q2 24 | $1.00 | $0.10 | ||
| Q1 24 | $1.04 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $66.3M |
| Total DebtLower is stronger | — | $180.9M |
| Stockholders' EquityBook value | $942.7M | $179.8M |
| Total Assets | $3.1B | $551.2M |
| Debt / EquityLower = less leverage | — | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $66.3M | ||
| Q3 25 | $111.7M | $54.0M | ||
| Q2 25 | $81.3M | $49.8M | ||
| Q1 25 | $119.3M | $79.1M | ||
| Q4 24 | $80.4M | $71.8M | ||
| Q3 24 | $86.5M | $54.1M | ||
| Q2 24 | $47.8M | $42.1M | ||
| Q1 24 | $61.4M | $48.4M |
| Q4 25 | — | $180.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $201.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $942.7M | $179.8M | ||
| Q3 25 | $878.1M | $251.2M | ||
| Q2 25 | $847.2M | $260.5M | ||
| Q1 25 | $790.4M | $253.1M | ||
| Q4 24 | $729.0M | $245.3M | ||
| Q3 24 | $703.3M | $271.4M | ||
| Q2 24 | $532.6M | $270.5M | ||
| Q1 24 | $501.7M | $277.3M |
| Q4 25 | $3.1B | $551.2M | ||
| Q3 25 | $2.9B | $632.1M | ||
| Q2 25 | $2.8B | $639.4M | ||
| Q1 25 | $2.4B | $657.4M | ||
| Q4 24 | $2.3B | $621.6M | ||
| Q3 24 | $2.3B | $662.5M | ||
| Q2 24 | $2.0B | $666.7M | ||
| Q1 24 | $1.9B | $675.4M |
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.82× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $8.8M |
| Free Cash FlowOCF − Capex | $409.0M | $2.6M |
| FCF MarginFCF / Revenue | 161.4% | 1.3% |
| Capex IntensityCapex / Revenue | 0.1% | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $8.8M | ||
| Q3 25 | $83.6M | $3.6M | ||
| Q2 25 | $120.9M | $10.7M | ||
| Q1 25 | $87.2M | $10.9M | ||
| Q4 24 | $261.2M | $19.2M | ||
| Q3 24 | $100.3M | $10.8M | ||
| Q2 24 | $55.1M | $8.7M | ||
| Q1 24 | $33.1M | $9.1M |
| Q4 25 | $409.0M | $2.6M | ||
| Q3 25 | $83.6M | $-2.7M | ||
| Q2 25 | $120.8M | $7.4M | ||
| Q1 25 | $87.1M | $4.8M | ||
| Q4 24 | $260.9M | $14.0M | ||
| Q3 24 | $100.1M | $4.6M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $3.3M |
| Q4 25 | 161.4% | 1.3% | ||
| Q3 25 | 34.2% | -1.3% | ||
| Q2 25 | 59.4% | 3.3% | ||
| Q1 25 | 49.9% | 2.2% | ||
| Q4 24 | 167.5% | 6.4% | ||
| Q3 24 | 67.4% | 2.2% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | 0.1% | 3.0% | ||
| Q3 25 | 0.0% | 3.0% | ||
| Q2 25 | 0.0% | 1.4% | ||
| Q1 25 | 0.0% | 2.8% | ||
| Q4 24 | 0.2% | 2.4% | ||
| Q3 24 | 0.1% | 2.9% | ||
| Q2 24 | 0.0% | 3.0% | ||
| Q1 24 | 0.0% | 2.4% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | 3.11× | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
