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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and ONE Group Hospitality, Inc. (STKS). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $207.0M, roughly 1.2× ONE Group Hospitality, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -6.7%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-329.0K). Over the past eight quarters, ONE Group Hospitality, Inc.'s revenue compounded faster (56.1% CAGR vs 46.2%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.
PLMR vs STKS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $207.0M |
| Net Profit | — | $-6.4M |
| Gross Margin | — | — |
| Operating Margin | 28.7% | 2.2% |
| Net Margin | — | -3.1% |
| Revenue YoY | 62.7% | -6.7% |
| Net Profit YoY | — | -531.8% |
| EPS (diluted) | $2.05 | $-0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $207.0M | ||
| Q3 25 | $244.7M | $180.2M | ||
| Q2 25 | $203.3M | $207.4M | ||
| Q1 25 | $174.6M | $211.1M | ||
| Q4 24 | $155.8M | $221.9M | ||
| Q3 24 | $148.5M | $194.0M | ||
| Q2 24 | $131.1M | $172.5M | ||
| Q1 24 | $118.5M | $85.0M |
| Q4 25 | — | $-6.4M | ||
| Q3 25 | $51.5M | $-76.7M | ||
| Q2 25 | $46.5M | $-10.1M | ||
| Q1 25 | $42.9M | $975.0K | ||
| Q4 24 | — | $1.5M | ||
| Q3 24 | $30.5M | $-9.3M | ||
| Q2 24 | $25.7M | $-7.3M | ||
| Q1 24 | $26.4M | $-2.1M |
| Q4 25 | 28.7% | 2.2% | ||
| Q3 25 | 27.4% | -4.4% | ||
| Q2 25 | 29.5% | 0.3% | ||
| Q1 25 | 30.8% | 5.1% | ||
| Q4 24 | 28.9% | 5.5% | ||
| Q3 24 | 25.9% | -1.9% | ||
| Q2 24 | 25.5% | 0.6% | ||
| Q1 24 | 29.0% | -0.7% |
| Q4 25 | — | -3.1% | ||
| Q3 25 | 21.0% | -42.6% | ||
| Q2 25 | 22.9% | -4.9% | ||
| Q1 25 | 24.6% | 0.5% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | 20.5% | -4.8% | ||
| Q2 24 | 19.6% | -4.3% | ||
| Q1 24 | 22.3% | -2.4% |
| Q4 25 | $2.05 | $-0.50 | ||
| Q3 25 | $1.87 | $-2.75 | ||
| Q2 25 | $1.68 | $-0.59 | ||
| Q1 25 | $1.57 | $-0.21 | ||
| Q4 24 | $1.29 | $-0.18 | ||
| Q3 24 | $1.15 | $-0.53 | ||
| Q2 24 | $1.00 | $-0.38 | ||
| Q1 24 | $1.04 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $4.2M |
| Total DebtLower is stronger | — | $354.2M |
| Stockholders' EquityBook value | $942.7M | $-75.8M |
| Total Assets | $3.1B | $884.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $4.2M | ||
| Q3 25 | $111.7M | $5.5M | ||
| Q2 25 | $81.3M | $4.7M | ||
| Q1 25 | $119.3M | $21.4M | ||
| Q4 24 | $80.4M | $27.6M | ||
| Q3 24 | $86.5M | $28.2M | ||
| Q2 24 | $47.8M | $32.2M | ||
| Q1 24 | $61.4M | $15.4M |
| Q4 25 | — | $354.2M | ||
| Q3 25 | — | $355.0M | ||
| Q2 25 | — | $347.4M | ||
| Q1 25 | — | $348.3M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M | ||
| Q1 24 | — | $73.5M |
| Q4 25 | $942.7M | $-75.8M | ||
| Q3 25 | $878.1M | $-61.5M | ||
| Q2 25 | $847.2M | $23.0M | ||
| Q1 25 | $790.4M | $40.5M | ||
| Q4 24 | $729.0M | $45.9M | ||
| Q3 24 | $703.3M | $51.4M | ||
| Q2 24 | $532.6M | $68.1M | ||
| Q1 24 | $501.7M | $68.3M |
| Q4 25 | $3.1B | $884.2M | ||
| Q3 25 | $2.9B | $879.5M | ||
| Q2 25 | $2.8B | $935.7M | ||
| Q1 25 | $2.4B | $956.0M | ||
| Q4 24 | $2.3B | $960.1M | ||
| Q3 24 | $2.3B | $953.5M | ||
| Q2 24 | $2.0B | $945.9M | ||
| Q1 24 | $1.9B | $309.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 15.07× | ||
| Q1 25 | — | 8.61× | ||
| Q4 24 | — | 7.59× | ||
| Q3 24 | — | 6.79× | ||
| Q2 24 | — | 5.14× | ||
| Q1 24 | — | 1.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $13.1M |
| Free Cash FlowOCF − Capex | $409.0M | $-329.0K |
| FCF MarginFCF / Revenue | 161.4% | -0.2% |
| Capex IntensityCapex / Revenue | 0.1% | 6.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $-27.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $13.1M | ||
| Q3 25 | $83.6M | $5.9M | ||
| Q2 25 | $120.9M | $2.8M | ||
| Q1 25 | $87.2M | $8.5M | ||
| Q4 24 | $261.2M | $18.5M | ||
| Q3 24 | $100.3M | $19.1M | ||
| Q2 24 | $55.1M | $-3.8M | ||
| Q1 24 | $33.1M | $10.4M |
| Q4 25 | $409.0M | $-329.0K | ||
| Q3 25 | $83.6M | $-6.1M | ||
| Q2 25 | $120.8M | $-15.0M | ||
| Q1 25 | $87.1M | $-5.8M | ||
| Q4 24 | $260.9M | $733.0K | ||
| Q3 24 | $100.1M | $287.0K | ||
| Q2 24 | — | $-23.0M | ||
| Q1 24 | — | $-5.4M |
| Q4 25 | 161.4% | -0.2% | ||
| Q3 25 | 34.2% | -3.4% | ||
| Q2 25 | 59.4% | -7.2% | ||
| Q1 25 | 49.9% | -2.7% | ||
| Q4 24 | 167.5% | 0.3% | ||
| Q3 24 | 67.4% | 0.1% | ||
| Q2 24 | — | -13.3% | ||
| Q1 24 | — | -6.4% |
| Q4 25 | 0.1% | 6.5% | ||
| Q3 25 | 0.0% | 6.7% | ||
| Q2 25 | 0.0% | 8.6% | ||
| Q1 25 | 0.0% | 6.8% | ||
| Q4 24 | 0.2% | 8.0% | ||
| Q3 24 | 0.1% | 9.7% | ||
| Q2 24 | 0.0% | 11.1% | ||
| Q1 24 | 0.0% | 18.6% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | 8.76× | ||
| Q4 24 | — | 12.54× | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
STKS
| Benihanas | $111.3M | 54% |
| Steakhouse Restaurant | $59.2M | 29% |
| Grill Concepts | $32.3M | 16% |
| Other | $4.2M | 2% |
