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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and TripAdvisor, Inc. (TRIP). Click either name above to swap in a different company.
TripAdvisor, Inc. is the larger business by last-quarter revenue ($411.0M vs $253.4M, roughly 1.6× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 0.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-122.0M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 2.0%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Tripadvisor is an American company that operates online travel agencies, comparison shopping websites, and mobile apps with user-generated content.
PLMR vs TRIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $411.0M |
| Net Profit | — | $-38.0M |
| Gross Margin | — | 91.5% |
| Operating Margin | 28.7% | -8.3% |
| Net Margin | — | -9.2% |
| Revenue YoY | 62.7% | 0.0% |
| Net Profit YoY | — | -3900.0% |
| EPS (diluted) | $2.05 | $-0.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $411.0M | ||
| Q3 25 | $244.7M | $553.0M | ||
| Q2 25 | $203.3M | $529.0M | ||
| Q1 25 | $174.6M | $398.0M | ||
| Q4 24 | $155.8M | $411.0M | ||
| Q3 24 | $148.5M | $532.0M | ||
| Q2 24 | $131.1M | $497.0M | ||
| Q1 24 | $118.5M | $395.0M |
| Q4 25 | — | $-38.0M | ||
| Q3 25 | $51.5M | $53.0M | ||
| Q2 25 | $46.5M | $36.0M | ||
| Q1 25 | $42.9M | $-11.0M | ||
| Q4 24 | — | $1.0M | ||
| Q3 24 | $30.5M | $39.0M | ||
| Q2 24 | $25.7M | $24.0M | ||
| Q1 24 | $26.4M | $-59.0M |
| Q4 25 | — | 91.5% | ||
| Q3 25 | — | 92.6% | ||
| Q2 25 | — | 92.1% | ||
| Q1 25 | — | 93.2% | ||
| Q4 24 | — | 93.4% | ||
| Q3 24 | — | 92.5% | ||
| Q2 24 | — | 92.8% | ||
| Q1 24 | — | 93.7% |
| Q4 25 | 28.7% | -8.3% | ||
| Q3 25 | 27.4% | 12.7% | ||
| Q2 25 | 29.5% | 11.2% | ||
| Q1 25 | 30.8% | -3.8% | ||
| Q4 24 | 28.9% | 0.2% | ||
| Q3 24 | 25.9% | 13.2% | ||
| Q2 24 | 25.5% | 7.2% | ||
| Q1 24 | 29.0% | -3.8% |
| Q4 25 | — | -9.2% | ||
| Q3 25 | 21.0% | 9.6% | ||
| Q2 25 | 22.9% | 6.8% | ||
| Q1 25 | 24.6% | -2.8% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | 20.5% | 7.3% | ||
| Q2 24 | 19.6% | 4.8% | ||
| Q1 24 | 22.3% | -14.9% |
| Q4 25 | $2.05 | $-0.32 | ||
| Q3 25 | $1.87 | $0.43 | ||
| Q2 25 | $1.68 | $0.28 | ||
| Q1 25 | $1.57 | $-0.08 | ||
| Q4 24 | $1.29 | $0.03 | ||
| Q3 24 | $1.15 | $0.27 | ||
| Q2 24 | $1.00 | $0.17 | ||
| Q1 24 | $1.04 | $-0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $1.0B |
| Total DebtLower is stronger | — | $819.0M |
| Stockholders' EquityBook value | $942.7M | $645.0M |
| Total Assets | $3.1B | $2.6B |
| Debt / EquityLower = less leverage | — | 1.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $1.0B | ||
| Q3 25 | $111.7M | $1.2B | ||
| Q2 25 | $81.3M | $1.2B | ||
| Q1 25 | $119.3M | $1.2B | ||
| Q4 24 | $80.4M | $1.1B | ||
| Q3 24 | $86.5M | $1.1B | ||
| Q2 24 | $47.8M | $1.2B | ||
| Q1 24 | $61.4M | $1.2B |
| Q4 25 | — | $819.0M | ||
| Q3 25 | — | $821.0M | ||
| Q2 25 | — | $822.0M | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $831.0M | ||
| Q3 24 | — | $832.0M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $942.7M | $645.0M | ||
| Q3 25 | $878.1M | $707.0M | ||
| Q2 25 | $847.2M | $627.0M | ||
| Q1 25 | $790.4M | $643.0M | ||
| Q4 24 | $729.0M | $943.0M | ||
| Q3 24 | $703.3M | $944.0M | ||
| Q2 24 | $532.6M | $857.0M | ||
| Q1 24 | $501.7M | $825.0M |
| Q4 25 | $3.1B | $2.6B | ||
| Q3 25 | $2.9B | $2.8B | ||
| Q2 25 | $2.8B | $2.9B | ||
| Q1 25 | $2.4B | $2.8B | ||
| Q4 24 | $2.3B | $2.6B | ||
| Q3 24 | $2.3B | $2.7B | ||
| Q2 24 | $2.0B | $2.8B | ||
| Q1 24 | $1.9B | $2.7B |
| Q4 25 | — | 1.27× | ||
| Q3 25 | — | 1.16× | ||
| Q2 25 | — | 1.31× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $-103.0M |
| Free Cash FlowOCF − Capex | $409.0M | $-122.0M |
| FCF MarginFCF / Revenue | 161.4% | -29.7% |
| Capex IntensityCapex / Revenue | 0.1% | 4.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $163.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $-103.0M | ||
| Q3 25 | $83.6M | $44.0M | ||
| Q2 25 | $120.9M | $202.0M | ||
| Q1 25 | $87.2M | $102.0M | ||
| Q4 24 | $261.2M | $-3.0M | ||
| Q3 24 | $100.3M | $-43.0M | ||
| Q2 24 | $55.1M | $51.0M | ||
| Q1 24 | $33.1M | $139.0M |
| Q4 25 | $409.0M | $-122.0M | ||
| Q3 25 | $83.6M | $25.0M | ||
| Q2 25 | $120.8M | $177.0M | ||
| Q1 25 | $87.1M | $83.0M | ||
| Q4 24 | $260.9M | $-26.0M | ||
| Q3 24 | $100.1M | $-63.0M | ||
| Q2 24 | — | $36.0M | ||
| Q1 24 | — | $123.0M |
| Q4 25 | 161.4% | -29.7% | ||
| Q3 25 | 34.2% | 4.5% | ||
| Q2 25 | 59.4% | 33.5% | ||
| Q1 25 | 49.9% | 20.9% | ||
| Q4 24 | 167.5% | -6.3% | ||
| Q3 24 | 67.4% | -11.8% | ||
| Q2 24 | — | 7.2% | ||
| Q1 24 | — | 31.1% |
| Q4 25 | 0.1% | 4.6% | ||
| Q3 25 | 0.0% | 3.4% | ||
| Q2 25 | 0.0% | 4.7% | ||
| Q1 25 | 0.0% | 4.8% | ||
| Q4 24 | 0.2% | 5.6% | ||
| Q3 24 | 0.1% | 3.8% | ||
| Q2 24 | 0.0% | 3.0% | ||
| Q1 24 | 0.0% | 4.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | 0.83× | ||
| Q2 25 | 2.60× | 5.61× | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | -3.00× | ||
| Q3 24 | 3.29× | -1.10× | ||
| Q2 24 | 2.14× | 2.13× | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
TRIP
| Third Party | $327.0M | 80% |
| The Fork | $58.0M | 14% |
| Other | $26.0M | 6% |
