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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and Verisign (VRSN). Click either name above to swap in a different company.
Verisign is the larger business by last-quarter revenue ($425.3M vs $253.4M, roughly 1.7× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 7.6%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $285.1M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 5.2%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Verisign, Inc. is an American company based in Reston, Virginia, that operates a diverse array of network infrastructure, including two of the Internet's thirteen root nameservers, the authoritative registry for the .com, .net, and .name generic top-level domains and the .cc country-code top-level domains, and the back-end systems for the .jobs and .edu sponsored top-level domains.
PLMR vs VRSN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $425.3M |
| Net Profit | — | $206.2M |
| Gross Margin | — | 88.5% |
| Operating Margin | 28.7% | 67.0% |
| Net Margin | — | 48.5% |
| Revenue YoY | 62.7% | 7.6% |
| Net Profit YoY | — | 7.7% |
| EPS (diluted) | $2.05 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $425.3M | ||
| Q3 25 | $244.7M | $419.1M | ||
| Q2 25 | $203.3M | $409.9M | ||
| Q1 25 | $174.6M | $402.3M | ||
| Q4 24 | $155.8M | $395.4M | ||
| Q3 24 | $148.5M | $390.6M | ||
| Q2 24 | $131.1M | $387.1M | ||
| Q1 24 | $118.5M | $384.3M |
| Q4 25 | — | $206.2M | ||
| Q3 25 | $51.5M | $212.8M | ||
| Q2 25 | $46.5M | $207.4M | ||
| Q1 25 | $42.9M | $199.3M | ||
| Q4 24 | — | $191.5M | ||
| Q3 24 | $30.5M | $201.3M | ||
| Q2 24 | $25.7M | $198.8M | ||
| Q1 24 | $26.4M | $194.1M |
| Q4 25 | — | 88.5% | ||
| Q3 25 | — | 88.4% | ||
| Q2 25 | — | 88.0% | ||
| Q1 25 | — | 87.7% | ||
| Q4 24 | — | 87.8% | ||
| Q3 24 | — | 88.0% | ||
| Q2 24 | — | 87.8% | ||
| Q1 24 | — | 87.2% |
| Q4 25 | 28.7% | 67.0% | ||
| Q3 25 | 27.4% | 67.8% | ||
| Q2 25 | 29.5% | 68.5% | ||
| Q1 25 | 30.8% | 67.4% | ||
| Q4 24 | 28.9% | 66.7% | ||
| Q3 24 | 25.9% | 68.9% | ||
| Q2 24 | 25.5% | 68.8% | ||
| Q1 24 | 29.0% | 67.4% |
| Q4 25 | — | 48.5% | ||
| Q3 25 | 21.0% | 50.8% | ||
| Q2 25 | 22.9% | 50.6% | ||
| Q1 25 | 24.6% | 49.5% | ||
| Q4 24 | — | 48.4% | ||
| Q3 24 | 20.5% | 51.5% | ||
| Q2 24 | 19.6% | 51.4% | ||
| Q1 24 | 22.3% | 50.5% |
| Q4 25 | $2.05 | — | ||
| Q3 25 | $1.87 | — | ||
| Q2 25 | $1.68 | — | ||
| Q1 25 | $1.57 | — | ||
| Q4 24 | $1.29 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.00 | — | ||
| Q1 24 | $1.04 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $580.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $-2.2B |
| Total Assets | $3.1B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $580.5M | ||
| Q3 25 | $111.7M | $617.7M | ||
| Q2 25 | $81.3M | $593.8M | ||
| Q1 25 | $119.3M | $648.5M | ||
| Q4 24 | $80.4M | $599.9M | ||
| Q3 24 | $86.5M | $644.9M | ||
| Q2 24 | $47.8M | $689.9M | ||
| Q1 24 | $61.4M | $924.7M |
| Q4 25 | $942.7M | $-2.2B | ||
| Q3 25 | $878.1M | $-2.1B | ||
| Q2 25 | $847.2M | $-2.0B | ||
| Q1 25 | $790.4M | $-2.0B | ||
| Q4 24 | $729.0M | $-2.0B | ||
| Q3 24 | $703.3M | $-1.9B | ||
| Q2 24 | $532.6M | $-1.8B | ||
| Q1 24 | $501.7M | $-1.6B |
| Q4 25 | $3.1B | $1.3B | ||
| Q3 25 | $2.9B | $1.4B | ||
| Q2 25 | $2.8B | $1.4B | ||
| Q1 25 | $2.4B | $1.4B | ||
| Q4 24 | $2.3B | $1.4B | ||
| Q3 24 | $2.3B | $1.5B | ||
| Q2 24 | $2.0B | $1.5B | ||
| Q1 24 | $1.9B | $1.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $289.6M |
| Free Cash FlowOCF − Capex | $409.0M | $285.1M |
| FCF MarginFCF / Revenue | 161.4% | 67.0% |
| Capex IntensityCapex / Revenue | 0.1% | 1.1% |
| Cash ConversionOCF / Net Profit | — | 1.40× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $1.1B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $289.6M | ||
| Q3 25 | $83.6M | $307.7M | ||
| Q2 25 | $120.9M | $202.5M | ||
| Q1 25 | $87.2M | $291.3M | ||
| Q4 24 | $261.2M | $231.5M | ||
| Q3 24 | $100.3M | $253.4M | ||
| Q2 24 | $55.1M | $160.4M | ||
| Q1 24 | $33.1M | $257.3M |
| Q4 25 | $409.0M | $285.1M | ||
| Q3 25 | $83.6M | $303.0M | ||
| Q2 25 | $120.8M | $194.7M | ||
| Q1 25 | $87.1M | $285.5M | ||
| Q4 24 | $260.9M | $222.0M | ||
| Q3 24 | $100.1M | $247.8M | ||
| Q2 24 | — | $151.2M | ||
| Q1 24 | — | $253.5M |
| Q4 25 | 161.4% | 67.0% | ||
| Q3 25 | 34.2% | 72.3% | ||
| Q2 25 | 59.4% | 47.5% | ||
| Q1 25 | 49.9% | 71.0% | ||
| Q4 24 | 167.5% | 56.1% | ||
| Q3 24 | 67.4% | 63.4% | ||
| Q2 24 | — | 39.1% | ||
| Q1 24 | — | 66.0% |
| Q4 25 | 0.1% | 1.1% | ||
| Q3 25 | 0.0% | 1.1% | ||
| Q2 25 | 0.0% | 1.9% | ||
| Q1 25 | 0.0% | 1.4% | ||
| Q4 24 | 0.2% | 2.4% | ||
| Q3 24 | 0.1% | 1.4% | ||
| Q2 24 | 0.0% | 2.4% | ||
| Q1 24 | 0.0% | 1.0% |
| Q4 25 | — | 1.40× | ||
| Q3 25 | 1.63× | 1.45× | ||
| Q2 25 | 2.60× | 0.98× | ||
| Q1 25 | 2.03× | 1.46× | ||
| Q4 24 | — | 1.21× | ||
| Q3 24 | 3.29× | 1.26× | ||
| Q2 24 | 2.14× | 0.81× | ||
| Q1 24 | 1.26× | 1.33× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
