vs
Side-by-side financial comparison of Plymouth Industrial REIT, Inc. (PLYM) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $51.2M, roughly 1.1× Plymouth Industrial REIT, Inc.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -106.3%, a 131.7% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs 0.4%).
Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
PLYM vs SMBK — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $51.2M | $53.8M |
| Net Profit | $-54.4M | $13.7M |
| Gross Margin | — | — |
| Operating Margin | -102.5% | — |
| Net Margin | -106.3% | 25.4% |
| Revenue YoY | -1.4% | — |
| Net Profit YoY | -248.5% | 21.6% |
| EPS (diluted) | $-1.23 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | — | $53.3M | ||
| Q3 25 | $51.2M | $51.1M | ||
| Q2 25 | $47.2M | $49.2M | ||
| Q1 25 | $45.6M | $46.8M | ||
| Q4 24 | $47.6M | $46.8M | ||
| Q3 24 | $51.9M | $44.2M | ||
| Q2 24 | $48.7M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | — | $13.7M | ||
| Q3 25 | $-54.4M | $13.7M | ||
| Q2 25 | $-6.1M | $11.7M | ||
| Q1 25 | $5.8M | $11.3M | ||
| Q4 24 | $147.4M | $9.6M | ||
| Q3 24 | $-15.6M | $9.1M | ||
| Q2 24 | $1.3M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.3% | ||
| Q3 25 | -102.5% | 33.2% | ||
| Q2 25 | -10.3% | 29.0% | ||
| Q1 25 | — | 29.0% | ||
| Q4 24 | — | 26.5% | ||
| Q3 24 | -29.6% | 24.3% | ||
| Q2 24 | 2.7% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | — | 25.7% | ||
| Q3 25 | -106.3% | 26.8% | ||
| Q2 25 | -12.9% | 23.8% | ||
| Q1 25 | 12.8% | 24.0% | ||
| Q4 24 | 309.9% | 20.6% | ||
| Q3 24 | -30.1% | 20.7% | ||
| Q2 24 | 2.7% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | — | $0.81 | ||
| Q3 25 | $-1.23 | $0.81 | ||
| Q2 25 | $-0.14 | $0.69 | ||
| Q1 25 | $0.13 | $0.67 | ||
| Q4 24 | $3.24 | $0.57 | ||
| Q3 24 | $-0.35 | $0.54 | ||
| Q2 24 | $0.03 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $346.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $470.1M | $562.2M |
| Total Assets | $1.6B | $5.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | — | $464.4M | ||
| Q3 25 | — | $557.1M | ||
| Q2 25 | — | $365.1M | ||
| Q1 25 | — | $423.0M | ||
| Q4 24 | — | $387.6M | ||
| Q3 24 | — | $192.9M | ||
| Q2 24 | — | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | $646.4M | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | — | $552.4M | ||
| Q3 25 | $470.1M | $538.4M | ||
| Q2 25 | $539.6M | $519.0M | ||
| Q1 25 | $571.0M | $505.8M | ||
| Q4 24 | $579.5M | $491.3M | ||
| Q3 24 | $436.5M | $489.0M | ||
| Q2 24 | $475.2M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | — | $5.9B | ||
| Q3 25 | $1.6B | $5.8B | ||
| Q2 25 | $1.6B | $5.5B | ||
| Q1 25 | $1.4B | $5.4B | ||
| Q4 24 | $1.4B | $5.3B | ||
| Q3 24 | $1.5B | $4.9B | ||
| Q2 24 | $1.4B | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | 1.12× | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $61.7M | ||
| Q3 25 | $20.0M | $16.9M | ||
| Q2 25 | $23.4M | $14.0M | ||
| Q1 25 | $15.6M | $14.3M | ||
| Q4 24 | $96.1M | $52.7M | ||
| Q3 24 | $17.6M | $12.4M | ||
| Q2 24 | $19.9M | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $59.3M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $13.4M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 111.3% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 28.5% | ||
| Q4 24 | — | 98.9% | ||
| Q3 24 | — | 25.7% | ||
| Q2 24 | — | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.5% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 13.7% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.50× | ||
| Q3 25 | — | 1.23× | ||
| Q2 25 | — | 1.20× | ||
| Q1 25 | 2.67× | 1.27× | ||
| Q4 24 | 0.65× | 5.47× | ||
| Q3 24 | — | 1.36× | ||
| Q2 24 | 15.12× | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLYM
Segment breakdown not available.
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
