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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
Smith Douglas Homes Corp. is the larger business by last-quarter revenue ($260.4M vs $153.1M, roughly 1.7× CPI Card Group Inc.). CPI Card Group Inc. runs the higher net margin — 4.8% vs 1.4%, a 3.5% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs -9.4%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $8.7M). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 16.9%).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
PMTS vs SDHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $260.4M |
| Net Profit | $7.3M | $3.5M |
| Gross Margin | 31.5% | 19.9% |
| Operating Margin | 12.0% | 6.5% |
| Net Margin | 4.8% | 1.4% |
| Revenue YoY | 22.3% | -9.4% |
| Net Profit YoY | 8.5% | -14.3% |
| EPS (diluted) | $0.62 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $153.1M | $260.4M | ||
| Q3 25 | $138.0M | $262.0M | ||
| Q2 25 | $129.8M | $223.9M | ||
| Q1 25 | $122.8M | $224.7M | ||
| Q4 24 | $125.1M | $287.5M | ||
| Q3 24 | $124.8M | $277.8M | ||
| Q2 24 | $118.8M | $220.9M | ||
| Q1 24 | $111.9M | $189.2M |
| Q4 25 | $7.3M | $3.5M | ||
| Q3 25 | $2.3M | $2.1M | ||
| Q2 25 | $518.0K | $2.4M | ||
| Q1 25 | $4.8M | $2.7M | ||
| Q4 24 | $6.8M | $4.1M | ||
| Q3 24 | $1.3M | $5.3M | ||
| Q2 24 | $6.0M | $3.6M | ||
| Q1 24 | $5.5M | $3.0M |
| Q4 25 | 31.5% | 19.9% | ||
| Q3 25 | 29.7% | 21.0% | ||
| Q2 25 | 30.9% | 23.2% | ||
| Q1 25 | 33.2% | 23.8% | ||
| Q4 24 | 34.1% | 25.5% | ||
| Q3 24 | 35.8% | 26.5% | ||
| Q2 24 | 35.7% | 26.7% | ||
| Q1 24 | 37.1% | 26.1% |
| Q4 25 | 12.0% | 6.5% | ||
| Q3 25 | 9.4% | 6.6% | ||
| Q2 25 | 7.3% | 7.7% | ||
| Q1 25 | 11.5% | 8.7% | ||
| Q4 24 | 12.7% | 10.4% | ||
| Q3 24 | 14.3% | 14.2% | ||
| Q2 24 | 12.5% | 11.7% | ||
| Q1 24 | 12.6% | 11.3% |
| Q4 25 | 4.8% | 1.4% | ||
| Q3 25 | 1.7% | 0.8% | ||
| Q2 25 | 0.4% | 1.1% | ||
| Q1 25 | 3.9% | 1.2% | ||
| Q4 24 | 5.4% | 1.4% | ||
| Q3 24 | 1.0% | 1.9% | ||
| Q2 24 | 5.1% | 1.7% | ||
| Q1 24 | 4.9% | 1.6% |
| Q4 25 | $0.62 | $0.39 | ||
| Q3 25 | $0.19 | $0.24 | ||
| Q2 25 | $0.04 | $0.26 | ||
| Q1 25 | $0.40 | $0.30 | ||
| Q4 24 | $0.56 | $0.50 | ||
| Q3 24 | $0.11 | $0.58 | ||
| Q2 24 | $0.51 | $0.40 | ||
| Q1 24 | $0.46 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $12.7M |
| Total DebtLower is stronger | $286.7M | — |
| Stockholders' EquityBook value | $-17.3M | $86.7M |
| Total Assets | $403.2M | $557.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.7M | $12.7M | ||
| Q3 25 | $16.0M | $14.8M | ||
| Q2 25 | $17.1M | $16.8M | ||
| Q1 25 | $31.5M | $12.7M | ||
| Q4 24 | $33.5M | $22.4M | ||
| Q3 24 | $14.7M | $23.7M | ||
| Q2 24 | $7.5M | $17.3M | ||
| Q1 24 | $17.1M | $32.8M |
| Q4 25 | $286.7M | — | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | — |
| Q4 25 | $-17.3M | $86.7M | ||
| Q3 25 | $-25.7M | $82.2M | ||
| Q2 25 | $-29.0M | $80.0M | ||
| Q1 25 | $-29.7M | $76.9M | ||
| Q4 24 | $-35.6M | $73.6M | ||
| Q3 24 | $-42.8M | $68.4M | ||
| Q2 24 | $-44.6M | $62.1M | ||
| Q1 24 | $-48.5M | $59.7M |
| Q4 25 | $403.2M | $557.6M | ||
| Q3 25 | $407.1M | $571.6M | ||
| Q2 25 | $399.8M | $570.2M | ||
| Q1 25 | $351.9M | $513.9M | ||
| Q4 24 | $349.7M | $475.9M | ||
| Q3 24 | $342.3M | $460.1M | ||
| Q2 24 | $321.4M | $429.3M | ||
| Q1 24 | $319.8M | $401.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | $9.8M |
| Free Cash FlowOCF − Capex | $35.2M | $8.7M |
| FCF MarginFCF / Revenue | 23.0% | 3.4% |
| Capex IntensityCapex / Revenue | 2.9% | 0.4% |
| Cash ConversionOCF / Net Profit | 5.39× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.6M | $9.8M | ||
| Q3 25 | $10.0M | $22.8M | ||
| Q2 25 | $4.3M | $-28.9M | ||
| Q1 25 | $5.6M | $-34.9M | ||
| Q4 24 | $26.7M | $5.5M | ||
| Q3 24 | $12.5M | $22.9M | ||
| Q2 24 | $-4.8M | $39.0K | ||
| Q1 24 | $8.9M | $-9.3M |
| Q4 25 | $35.2M | $8.7M | ||
| Q3 25 | $5.3M | $21.4M | ||
| Q2 25 | $533.0K | $-31.1M | ||
| Q1 25 | $292.0K | $-35.9M | ||
| Q4 24 | $21.6M | $4.8M | ||
| Q3 24 | $11.1M | $22.3M | ||
| Q2 24 | $-6.0M | $-2.1M | ||
| Q1 24 | $7.4M | $-9.7M |
| Q4 25 | 23.0% | 3.4% | ||
| Q3 25 | 3.8% | 8.2% | ||
| Q2 25 | 0.4% | -13.9% | ||
| Q1 25 | 0.2% | -16.0% | ||
| Q4 24 | 17.3% | 1.7% | ||
| Q3 24 | 8.9% | 8.0% | ||
| Q2 24 | -5.0% | -1.0% | ||
| Q1 24 | 6.6% | -5.1% |
| Q4 25 | 2.9% | 0.4% | ||
| Q3 25 | 3.4% | 0.5% | ||
| Q2 25 | 2.9% | 0.9% | ||
| Q1 25 | 4.3% | 0.5% | ||
| Q4 24 | 4.0% | 0.2% | ||
| Q3 24 | 1.2% | 0.2% | ||
| Q2 24 | 1.0% | 1.0% | ||
| Q1 24 | 1.3% | 0.2% |
| Q4 25 | 5.39× | 2.77× | ||
| Q3 25 | 4.32× | 10.70× | ||
| Q2 25 | 8.39× | -12.24× | ||
| Q1 25 | 1.17× | -13.01× | ||
| Q4 24 | 3.94× | 1.33× | ||
| Q3 24 | 9.70× | 4.28× | ||
| Q2 24 | -0.79× | 0.01× | ||
| Q1 24 | 1.63× | -3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
