vs

Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and Sprout Social, Inc. (SPT). Click either name above to swap in a different company.

CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $120.9M, roughly 1.3× Sprout Social, Inc.). On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 12.9%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $9.9M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs 11.8%).

CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.

Sprout Social, Inc. is a technology company that runs a social media management platform. A public company headquartered in Chicago, it was founded in 2010 by Justyn Howard, Aaron Rankin, Gil Lara, and Peter Soung.

PMTS vs SPT — Head-to-Head

Bigger by revenue
PMTS
PMTS
1.3× larger
PMTS
$153.1M
$120.9M
SPT
Growing faster (revenue YoY)
PMTS
PMTS
+9.5% gap
PMTS
22.3%
12.9%
SPT
More free cash flow
PMTS
PMTS
$25.3M more FCF
PMTS
$35.2M
$9.9M
SPT
Faster 2-yr revenue CAGR
PMTS
PMTS
Annualised
PMTS
16.9%
11.8%
SPT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PMTS
PMTS
SPT
SPT
Revenue
$153.1M
$120.9M
Net Profit
$7.3M
Gross Margin
31.5%
77.6%
Operating Margin
12.0%
-9.0%
Net Margin
4.8%
Revenue YoY
22.3%
12.9%
Net Profit YoY
8.5%
EPS (diluted)
$0.62
$-0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PMTS
PMTS
SPT
SPT
Q4 25
$153.1M
$120.9M
Q3 25
$138.0M
$115.6M
Q2 25
$129.8M
$111.8M
Q1 25
$122.8M
$109.3M
Q4 24
$125.1M
$107.1M
Q3 24
$124.8M
$102.6M
Q2 24
$118.8M
$99.4M
Q1 24
$111.9M
$96.8M
Net Profit
PMTS
PMTS
SPT
SPT
Q4 25
$7.3M
Q3 25
$2.3M
$-9.4M
Q2 25
$518.0K
$-12.0M
Q1 25
$4.8M
$-11.2M
Q4 24
$6.8M
Q3 24
$1.3M
$-17.1M
Q2 24
$6.0M
$-16.9M
Q1 24
$5.5M
$-13.6M
Gross Margin
PMTS
PMTS
SPT
SPT
Q4 25
31.5%
77.6%
Q3 25
29.7%
77.7%
Q2 25
30.9%
77.7%
Q1 25
33.2%
77.3%
Q4 24
34.1%
78.1%
Q3 24
35.8%
77.4%
Q2 24
35.7%
77.5%
Q1 24
37.1%
76.8%
Operating Margin
PMTS
PMTS
SPT
SPT
Q4 25
12.0%
-9.0%
Q3 25
9.4%
-7.9%
Q2 25
7.3%
-11.0%
Q1 25
11.5%
-10.2%
Q4 24
12.7%
-12.8%
Q3 24
14.3%
-16.4%
Q2 24
12.5%
-16.6%
Q1 24
12.6%
-13.7%
Net Margin
PMTS
PMTS
SPT
SPT
Q4 25
4.8%
Q3 25
1.7%
-8.1%
Q2 25
0.4%
-10.7%
Q1 25
3.9%
-10.3%
Q4 24
5.4%
Q3 24
1.0%
-16.6%
Q2 24
5.1%
-17.0%
Q1 24
4.9%
-14.0%
EPS (diluted)
PMTS
PMTS
SPT
SPT
Q4 25
$0.62
$-0.18
Q3 25
$0.19
$-0.16
Q2 25
$0.04
$-0.21
Q1 25
$0.40
$-0.19
Q4 24
$0.56
$-0.25
Q3 24
$0.11
$-0.30
Q2 24
$0.51
$-0.30
Q1 24
$0.46
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PMTS
PMTS
SPT
SPT
Cash + ST InvestmentsLiquidity on hand
$21.7M
$95.3M
Total DebtLower is stronger
$286.7M
$40.0M
Stockholders' EquityBook value
$-17.3M
$203.4M
Total Assets
$403.2M
$523.1M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PMTS
PMTS
SPT
SPT
Q4 25
$21.7M
$95.3M
Q3 25
$16.0M
$90.6M
Q2 25
$17.1M
$101.5M
Q1 25
$31.5M
$100.9M
Q4 24
$33.5M
$86.4M
Q3 24
$14.7M
$82.9M
Q2 24
$7.5M
$80.9M
Q1 24
$17.1M
$69.2M
Total Debt
PMTS
PMTS
SPT
SPT
Q4 25
$286.7M
$40.0M
Q3 25
$308.4M
Q2 25
$310.9M
Q1 25
$280.7M
Q4 24
$280.4M
$25.0M
Q3 24
$280.2M
Q2 24
$269.7M
Q1 24
$265.3M
Stockholders' Equity
PMTS
PMTS
SPT
SPT
Q4 25
$-17.3M
$203.4M
Q3 25
$-25.7M
$194.1M
Q2 25
$-29.0M
$184.6M
Q1 25
$-29.7M
$175.3M
Q4 24
$-35.6M
$166.6M
Q3 24
$-42.8M
$158.1M
Q2 24
$-44.6M
$152.1M
Q1 24
$-48.5M
$147.3M
Total Assets
PMTS
PMTS
SPT
SPT
Q4 25
$403.2M
$523.1M
Q3 25
$407.1M
$481.4M
Q2 25
$399.8M
$422.9M
Q1 25
$351.9M
$424.7M
Q4 24
$349.7M
$428.3M
Q3 24
$342.3M
$388.8M
Q2 24
$321.4M
$393.6M
Q1 24
$319.8M
$389.9M
Debt / Equity
PMTS
PMTS
SPT
SPT
Q4 25
0.20×
Q3 25
Q2 25
Q1 25
Q4 24
0.15×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PMTS
PMTS
SPT
SPT
Operating Cash FlowLast quarter
$39.6M
$10.9M
Free Cash FlowOCF − Capex
$35.2M
$9.9M
FCF MarginFCF / Revenue
23.0%
8.2%
Capex IntensityCapex / Revenue
2.9%
0.9%
Cash ConversionOCF / Net Profit
5.39×
TTM Free Cash FlowTrailing 4 quarters
$41.3M
$39.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PMTS
PMTS
SPT
SPT
Q4 25
$39.6M
$10.9M
Q3 25
$10.0M
$9.3M
Q2 25
$4.3M
$5.1M
Q1 25
$5.6M
$18.1M
Q4 24
$26.7M
$4.1M
Q3 24
$12.5M
$9.0M
Q2 24
$-4.8M
$2.1M
Q1 24
$8.9M
$11.2M
Free Cash Flow
PMTS
PMTS
SPT
SPT
Q4 25
$35.2M
$9.9M
Q3 25
$5.3M
$8.5M
Q2 25
$533.0K
$4.2M
Q1 25
$292.0K
$16.7M
Q4 24
$21.6M
$3.3M
Q3 24
$11.1M
$8.5M
Q2 24
$-6.0M
$1.6M
Q1 24
$7.4M
$10.1M
FCF Margin
PMTS
PMTS
SPT
SPT
Q4 25
23.0%
8.2%
Q3 25
3.8%
7.4%
Q2 25
0.4%
3.7%
Q1 25
0.2%
15.3%
Q4 24
17.3%
3.0%
Q3 24
8.9%
8.3%
Q2 24
-5.0%
1.6%
Q1 24
6.6%
10.4%
Capex Intensity
PMTS
PMTS
SPT
SPT
Q4 25
2.9%
0.9%
Q3 25
3.4%
0.7%
Q2 25
2.9%
0.8%
Q1 25
4.3%
1.2%
Q4 24
4.0%
0.8%
Q3 24
1.2%
0.5%
Q2 24
1.0%
0.5%
Q1 24
1.3%
1.1%
Cash Conversion
PMTS
PMTS
SPT
SPT
Q4 25
5.39×
Q3 25
4.32×
Q2 25
8.39×
Q1 25
1.17×
Q4 24
3.94×
Q3 24
9.70×
Q2 24
-0.79×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PMTS
PMTS

US Debit And Credit$128.9M84%
US Prepaid Debit$24.4M16%

SPT
SPT

Segment breakdown not available.

Related Comparisons