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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
STONERIDGE INC is the larger business by last-quarter revenue ($205.2M vs $153.1M, roughly 1.3× CPI Card Group Inc.). On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs -6.0%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $2.6M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs -7.4%).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
PMTS vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $205.2M |
| Net Profit | $7.3M | — |
| Gross Margin | 31.5% | 16.2% |
| Operating Margin | 12.0% | -14.4% |
| Net Margin | 4.8% | — |
| Revenue YoY | 22.3% | -6.0% |
| Net Profit YoY | 8.5% | — |
| EPS (diluted) | $0.62 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $153.1M | $205.2M | ||
| Q3 25 | $138.0M | $210.3M | ||
| Q2 25 | $129.8M | $228.0M | ||
| Q1 25 | $122.8M | $217.9M | ||
| Q4 24 | $125.1M | $218.2M | ||
| Q3 24 | $124.8M | $213.8M | ||
| Q2 24 | $118.8M | $237.1M | ||
| Q1 24 | $111.9M | $239.2M |
| Q4 25 | $7.3M | — | ||
| Q3 25 | $2.3M | $-9.4M | ||
| Q2 25 | $518.0K | $-9.4M | ||
| Q1 25 | $4.8M | $-7.2M | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $1.3M | $-7.1M | ||
| Q2 24 | $6.0M | $2.8M | ||
| Q1 24 | $5.5M | $-6.1M |
| Q4 25 | 31.5% | 16.2% | ||
| Q3 25 | 29.7% | 20.3% | ||
| Q2 25 | 30.9% | 21.5% | ||
| Q1 25 | 33.2% | 21.2% | ||
| Q4 24 | 34.1% | 19.5% | ||
| Q3 24 | 35.8% | 20.8% | ||
| Q2 24 | 35.7% | 22.7% | ||
| Q1 24 | 37.1% | 20.2% |
| Q4 25 | 12.0% | -14.4% | ||
| Q3 25 | 9.4% | -1.6% | ||
| Q2 25 | 7.3% | -1.1% | ||
| Q1 25 | 11.5% | -1.5% | ||
| Q4 24 | 12.7% | -2.0% | ||
| Q3 24 | 14.3% | 0.1% | ||
| Q2 24 | 12.5% | 1.4% | ||
| Q1 24 | 12.6% | 0.1% |
| Q4 25 | 4.8% | — | ||
| Q3 25 | 1.7% | -4.5% | ||
| Q2 25 | 0.4% | -4.1% | ||
| Q1 25 | 3.9% | -3.3% | ||
| Q4 24 | 5.4% | — | ||
| Q3 24 | 1.0% | -3.3% | ||
| Q2 24 | 5.1% | 1.2% | ||
| Q1 24 | 4.9% | -2.6% |
| Q4 25 | $0.62 | $-2.76 | ||
| Q3 25 | $0.19 | $-0.34 | ||
| Q2 25 | $0.04 | $-0.34 | ||
| Q1 25 | $0.40 | $-0.26 | ||
| Q4 24 | $0.56 | $-0.22 | ||
| Q3 24 | $0.11 | $-0.26 | ||
| Q2 24 | $0.51 | $0.10 | ||
| Q1 24 | $0.46 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $66.3M |
| Total DebtLower is stronger | $286.7M | $180.9M |
| Stockholders' EquityBook value | $-17.3M | $179.8M |
| Total Assets | $403.2M | $551.2M |
| Debt / EquityLower = less leverage | — | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.7M | $66.3M | ||
| Q3 25 | $16.0M | $54.0M | ||
| Q2 25 | $17.1M | $49.8M | ||
| Q1 25 | $31.5M | $79.1M | ||
| Q4 24 | $33.5M | $71.8M | ||
| Q3 24 | $14.7M | $54.1M | ||
| Q2 24 | $7.5M | $42.1M | ||
| Q1 24 | $17.1M | $48.4M |
| Q4 25 | $286.7M | $180.9M | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | $201.6M | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | — |
| Q4 25 | $-17.3M | $179.8M | ||
| Q3 25 | $-25.7M | $251.2M | ||
| Q2 25 | $-29.0M | $260.5M | ||
| Q1 25 | $-29.7M | $253.1M | ||
| Q4 24 | $-35.6M | $245.3M | ||
| Q3 24 | $-42.8M | $271.4M | ||
| Q2 24 | $-44.6M | $270.5M | ||
| Q1 24 | $-48.5M | $277.3M |
| Q4 25 | $403.2M | $551.2M | ||
| Q3 25 | $407.1M | $632.1M | ||
| Q2 25 | $399.8M | $639.4M | ||
| Q1 25 | $351.9M | $657.4M | ||
| Q4 24 | $349.7M | $621.6M | ||
| Q3 24 | $342.3M | $662.5M | ||
| Q2 24 | $321.4M | $666.7M | ||
| Q1 24 | $319.8M | $675.4M |
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.82× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | $8.8M |
| Free Cash FlowOCF − Capex | $35.2M | $2.6M |
| FCF MarginFCF / Revenue | 23.0% | 1.3% |
| Capex IntensityCapex / Revenue | 2.9% | 3.0% |
| Cash ConversionOCF / Net Profit | 5.39× | — |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.6M | $8.8M | ||
| Q3 25 | $10.0M | $3.6M | ||
| Q2 25 | $4.3M | $10.7M | ||
| Q1 25 | $5.6M | $10.9M | ||
| Q4 24 | $26.7M | $19.2M | ||
| Q3 24 | $12.5M | $10.8M | ||
| Q2 24 | $-4.8M | $8.7M | ||
| Q1 24 | $8.9M | $9.1M |
| Q4 25 | $35.2M | $2.6M | ||
| Q3 25 | $5.3M | $-2.7M | ||
| Q2 25 | $533.0K | $7.4M | ||
| Q1 25 | $292.0K | $4.8M | ||
| Q4 24 | $21.6M | $14.0M | ||
| Q3 24 | $11.1M | $4.6M | ||
| Q2 24 | $-6.0M | $1.5M | ||
| Q1 24 | $7.4M | $3.3M |
| Q4 25 | 23.0% | 1.3% | ||
| Q3 25 | 3.8% | -1.3% | ||
| Q2 25 | 0.4% | 3.3% | ||
| Q1 25 | 0.2% | 2.2% | ||
| Q4 24 | 17.3% | 6.4% | ||
| Q3 24 | 8.9% | 2.2% | ||
| Q2 24 | -5.0% | 0.6% | ||
| Q1 24 | 6.6% | 1.4% |
| Q4 25 | 2.9% | 3.0% | ||
| Q3 25 | 3.4% | 3.0% | ||
| Q2 25 | 2.9% | 1.4% | ||
| Q1 25 | 4.3% | 2.8% | ||
| Q4 24 | 4.0% | 2.4% | ||
| Q3 24 | 1.2% | 2.9% | ||
| Q2 24 | 1.0% | 3.0% | ||
| Q1 24 | 1.3% | 2.4% |
| Q4 25 | 5.39× | — | ||
| Q3 25 | 4.32× | — | ||
| Q2 25 | 8.39× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 9.70× | — | ||
| Q2 24 | -0.79× | 3.11× | ||
| Q1 24 | 1.63× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
