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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and Urban Edge Properties (UE). Click either name above to swap in a different company.
CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $132.6M, roughly 1.2× Urban Edge Properties). Urban Edge Properties runs the higher net margin — 17.1% vs 4.8%, a 12.3% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 12.2%). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs 11.6%).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
PMTS vs UE — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $132.6M |
| Net Profit | $7.3M | $22.6M |
| Gross Margin | 31.5% | — |
| Operating Margin | 12.0% | — |
| Net Margin | 4.8% | 17.1% |
| Revenue YoY | 22.3% | 12.2% |
| Net Profit YoY | 8.5% | -6.7% |
| EPS (diluted) | $0.62 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $132.6M | ||
| Q4 25 | $153.1M | $119.6M | ||
| Q3 25 | $138.0M | $120.1M | ||
| Q2 25 | $129.8M | $114.1M | ||
| Q1 25 | $122.8M | $118.2M | ||
| Q4 24 | $125.1M | $116.4M | ||
| Q3 24 | $124.8M | $112.4M | ||
| Q2 24 | $118.8M | $106.5M |
| Q1 26 | — | $22.6M | ||
| Q4 25 | $7.3M | $12.4M | ||
| Q3 25 | $2.3M | $14.9M | ||
| Q2 25 | $518.0K | $58.0M | ||
| Q1 25 | $4.8M | $8.2M | ||
| Q4 24 | $6.8M | $30.1M | ||
| Q3 24 | $1.3M | $9.1M | ||
| Q2 24 | $6.0M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 31.5% | — | ||
| Q3 25 | 29.7% | — | ||
| Q2 25 | 30.9% | — | ||
| Q1 25 | 33.2% | — | ||
| Q4 24 | 34.1% | — | ||
| Q3 24 | 35.8% | — | ||
| Q2 24 | 35.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 12.0% | 11.3% | ||
| Q3 25 | 9.4% | 13.4% | ||
| Q2 25 | 7.3% | 53.9% | ||
| Q1 25 | 11.5% | 7.6% | ||
| Q4 24 | 12.7% | 27.6% | ||
| Q3 24 | 14.3% | 8.9% | ||
| Q2 24 | 12.5% | 30.6% |
| Q1 26 | — | 17.1% | ||
| Q4 25 | 4.8% | 10.4% | ||
| Q3 25 | 1.7% | 12.4% | ||
| Q2 25 | 0.4% | 50.8% | ||
| Q1 25 | 3.9% | 6.9% | ||
| Q4 24 | 5.4% | 25.9% | ||
| Q3 24 | 1.0% | 8.1% | ||
| Q2 24 | 5.1% | 28.9% |
| Q1 26 | — | $0.18 | ||
| Q4 25 | $0.62 | $0.09 | ||
| Q3 25 | $0.19 | $0.12 | ||
| Q2 25 | $0.04 | $0.46 | ||
| Q1 25 | $0.40 | $0.07 | ||
| Q4 24 | $0.56 | $0.25 | ||
| Q3 24 | $0.11 | $0.07 | ||
| Q2 24 | $0.51 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $50.0M |
| Total DebtLower is stronger | $286.7M | — |
| Stockholders' EquityBook value | $-17.3M | $1.4B |
| Total Assets | $403.2M | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | $21.7M | $48.9M | ||
| Q3 25 | $16.0M | $77.8M | ||
| Q2 25 | $17.1M | $53.0M | ||
| Q1 25 | $31.5M | $48.0M | ||
| Q4 24 | $33.5M | $41.4M | ||
| Q3 24 | $14.7M | $67.9M | ||
| Q2 24 | $7.5M | $78.6M |
| Q1 26 | — | — | ||
| Q4 25 | $286.7M | — | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — |
| Q1 26 | — | $1.4B | ||
| Q4 25 | $-17.3M | $1.4B | ||
| Q3 25 | $-25.7M | $1.4B | ||
| Q2 25 | $-29.0M | $1.4B | ||
| Q1 25 | $-29.7M | $1.4B | ||
| Q4 24 | $-35.6M | $1.4B | ||
| Q3 24 | $-42.8M | $1.3B | ||
| Q2 24 | $-44.6M | $1.3B |
| Q1 26 | — | $3.4B | ||
| Q4 25 | $403.2M | $3.3B | ||
| Q3 25 | $407.1M | $3.3B | ||
| Q2 25 | $399.8M | $3.3B | ||
| Q1 25 | $351.9M | $3.3B | ||
| Q4 24 | $349.7M | $3.3B | ||
| Q3 24 | $342.3M | $3.2B | ||
| Q2 24 | $321.4M | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | $39.1M |
| Free Cash FlowOCF − Capex | $35.2M | — |
| FCF MarginFCF / Revenue | 23.0% | — |
| Capex IntensityCapex / Revenue | 2.9% | 1.5% |
| Cash ConversionOCF / Net Profit | 5.39× | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $39.6M | $182.7M | ||
| Q3 25 | $10.0M | $55.7M | ||
| Q2 25 | $4.3M | $43.5M | ||
| Q1 25 | $5.6M | $32.6M | ||
| Q4 24 | $26.7M | $153.2M | ||
| Q3 24 | $12.5M | $36.6M | ||
| Q2 24 | $-4.8M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $35.2M | $81.8M | ||
| Q3 25 | $5.3M | $26.1M | ||
| Q2 25 | $533.0K | $19.6M | ||
| Q1 25 | $292.0K | $11.9M | ||
| Q4 24 | $21.6M | $42.5M | ||
| Q3 24 | $11.1M | $12.2M | ||
| Q2 24 | $-6.0M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 23.0% | 68.4% | ||
| Q3 25 | 3.8% | 21.7% | ||
| Q2 25 | 0.4% | 17.2% | ||
| Q1 25 | 0.2% | 10.0% | ||
| Q4 24 | 17.3% | 36.6% | ||
| Q3 24 | 8.9% | 10.8% | ||
| Q2 24 | -5.0% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 2.9% | 84.4% | ||
| Q3 25 | 3.4% | 24.6% | ||
| Q2 25 | 2.9% | 20.9% | ||
| Q1 25 | 4.3% | 17.5% | ||
| Q4 24 | 4.0% | 95.1% | ||
| Q3 24 | 1.2% | 21.7% | ||
| Q2 24 | 1.0% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 5.39× | 14.71× | ||
| Q3 25 | 4.32× | 3.73× | ||
| Q2 25 | 8.39× | 0.75× | ||
| Q1 25 | 1.17× | 3.97× | ||
| Q4 24 | 3.94× | 5.09× | ||
| Q3 24 | 9.70× | 4.03× | ||
| Q2 24 | -0.79× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
