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Side-by-side financial comparison of PATRIOT NATIONAL BANCORP INC (PNBK) and SuperCom Ltd (SPCB). Click either name above to swap in a different company.

SuperCom Ltd is the larger business by last-quarter revenue ($14.2M vs $9.5M, roughly 1.5× PATRIOT NATIONAL BANCORP INC). On growth, PATRIOT NATIONAL BANCORP INC posted the faster year-over-year revenue change (44.3% vs -1.5%). SuperCom Ltd produced more free cash flow last quarter ($-3.6M vs $-14.3M).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Super.com is a technology company headquartered in San Francisco and co-founded by Hussein Fazal and Henry Shi. The company provides financial services, including reward programs and travel bookings.

PNBK vs SPCB — Head-to-Head

Bigger by revenue
SPCB
SPCB
1.5× larger
SPCB
$14.2M
$9.5M
PNBK
Growing faster (revenue YoY)
PNBK
PNBK
+45.8% gap
PNBK
44.3%
-1.5%
SPCB
More free cash flow
SPCB
SPCB
$10.7M more FCF
SPCB
$-3.6M
$-14.3M
PNBK

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
PNBK
PNBK
SPCB
SPCB
Revenue
$9.5M
$14.2M
Net Profit
$5.3M
Gross Margin
61.2%
Operating Margin
-36.3%
16.3%
Net Margin
37.5%
Revenue YoY
44.3%
-1.5%
Net Profit YoY
79.5%
EPS (diluted)
$0.13
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PNBK
PNBK
SPCB
SPCB
Q4 25
$9.5M
Q3 25
$7.2M
Q2 25
$6.2M
$14.2M
Q1 25
$6.7M
Q4 24
$6.6M
Q3 24
$7.1M
Q2 24
$7.1M
$14.4M
Q1 24
$7.7M
Net Profit
PNBK
PNBK
SPCB
SPCB
Q4 25
Q3 25
$-2.7M
Q2 25
$-5.0M
$5.3M
Q1 25
$-2.8M
Q4 24
Q3 24
$-27.0M
Q2 24
$-3.1M
$3.0M
Q1 24
$-299.0K
Gross Margin
PNBK
PNBK
SPCB
SPCB
Q4 25
Q3 25
Q2 25
61.2%
Q1 25
Q4 24
Q3 24
Q2 24
52.3%
Q1 24
Operating Margin
PNBK
PNBK
SPCB
SPCB
Q4 25
-36.3%
Q3 25
-36.9%
Q2 25
-81.2%
16.3%
Q1 25
-41.5%
Q4 24
-205.4%
Q3 24
-32.4%
Q2 24
-56.5%
7.7%
Q1 24
-3.0%
Net Margin
PNBK
PNBK
SPCB
SPCB
Q4 25
Q3 25
-36.8%
Q2 25
-80.4%
37.5%
Q1 25
-41.6%
Q4 24
Q3 24
-378.9%
Q2 24
-43.5%
20.6%
Q1 24
-3.9%
EPS (diluted)
PNBK
PNBK
SPCB
SPCB
Q4 25
$0.13
Q3 25
$-0.03
Q2 25
$-0.06
$1.32
Q1 25
$-0.21
Q4 24
$-2.40
Q3 24
$-6.78
Q2 24
$-0.77
$1.19
Q1 24
$-0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PNBK
PNBK
SPCB
SPCB
Cash + ST InvestmentsLiquidity on hand
$15.0M
Total DebtLower is stronger
$16.4M
$23.6M
Stockholders' EquityBook value
$94.7M
$37.3M
Total Assets
$1.1B
$65.5M
Debt / EquityLower = less leverage
0.17×
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PNBK
PNBK
SPCB
SPCB
Q4 25
Q3 25
Q2 25
$15.0M
Q1 25
Q4 24
Q3 24
Q2 24
$5.7M
Q1 24
Total Debt
PNBK
PNBK
SPCB
SPCB
Q4 25
$16.4M
Q3 25
Q2 25
$23.6M
Q1 25
Q4 24
$33.1M
Q3 24
Q2 24
$29.2M
Q1 24
Stockholders' Equity
PNBK
PNBK
SPCB
SPCB
Q4 25
$94.7M
Q3 25
$95.0M
Q2 25
$66.2M
$37.3M
Q1 25
$57.1M
Q4 24
$4.3M
Q3 24
$16.4M
Q2 24
$40.5M
$13.8M
Q1 24
$43.6M
Total Assets
PNBK
PNBK
SPCB
SPCB
Q4 25
$1.1B
Q3 25
$950.8M
Q2 25
$930.0M
$65.5M
Q1 25
$956.6M
Q4 24
$1.0B
Q3 24
$974.1M
Q2 24
$1.0B
$49.6M
Q1 24
$1.1B
Debt / Equity
PNBK
PNBK
SPCB
SPCB
Q4 25
0.17×
Q3 25
Q2 25
0.63×
Q1 25
Q4 24
7.76×
Q3 24
Q2 24
2.11×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PNBK
PNBK
SPCB
SPCB
Operating Cash FlowLast quarter
$-14.2M
$-2.2M
Free Cash FlowOCF − Capex
$-14.3M
$-3.6M
FCF MarginFCF / Revenue
-150.8%
-25.3%
Capex IntensityCapex / Revenue
1.8%
10.0%
Cash ConversionOCF / Net Profit
-0.41×
TTM Free Cash FlowTrailing 4 quarters
$-24.6M
$-14.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PNBK
PNBK
SPCB
SPCB
Q4 25
$-14.2M
Q3 25
$-5.2M
Q2 25
$921.0K
$-2.2M
Q1 25
$-5.8M
Q4 24
$2.7M
Q3 24
$-2.6M
Q2 24
$6.0M
$-950.0K
Q1 24
$1.8M
Free Cash Flow
PNBK
PNBK
SPCB
SPCB
Q4 25
$-14.3M
Q3 25
$-5.3M
Q2 25
$918.0K
$-3.6M
Q1 25
$-5.9M
Q4 24
$2.6M
Q3 24
$-2.7M
Q2 24
$6.0M
$-1.6M
Q1 24
$1.8M
FCF Margin
PNBK
PNBK
SPCB
SPCB
Q4 25
-150.8%
Q3 25
-72.8%
Q2 25
14.8%
-25.3%
Q1 25
-88.0%
Q4 24
39.9%
Q3 24
-37.3%
Q2 24
84.6%
-10.8%
Q1 24
23.0%
Capex Intensity
PNBK
PNBK
SPCB
SPCB
Q4 25
1.8%
Q3 25
0.3%
Q2 25
0.0%
10.0%
Q1 25
1.0%
Q4 24
0.8%
Q3 24
0.9%
Q2 24
0.7%
4.2%
Q1 24
0.5%
Cash Conversion
PNBK
PNBK
SPCB
SPCB
Q4 25
Q3 25
Q2 25
-0.41×
Q1 25
Q4 24
Q3 24
Q2 24
-0.32×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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