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Side-by-side financial comparison of PATRIOT NATIONAL BANCORP INC (PNBK) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.
TRANSACT TECHNOLOGIES INC is the larger business by last-quarter revenue ($11.5M vs $9.5M, roughly 1.2× PATRIOT NATIONAL BANCORP INC). On growth, PATRIOT NATIONAL BANCORP INC posted the faster year-over-year revenue change (44.3% vs 11.9%). TRANSACT TECHNOLOGIES INC produced more free cash flow last quarter ($589.0K vs $-14.3M). Over the past eight quarters, PATRIOT NATIONAL BANCORP INC's revenue compounded faster (11.5% CAGR vs 3.5%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
PNBK vs TACT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $11.5M |
| Net Profit | — | — |
| Gross Margin | — | 47.6% |
| Operating Margin | -36.3% | -10.1% |
| Net Margin | — | — |
| Revenue YoY | 44.3% | 11.9% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.13 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $11.5M | ||
| Q3 25 | $7.2M | $13.2M | ||
| Q2 25 | $6.2M | $13.8M | ||
| Q1 25 | $6.7M | $13.1M | ||
| Q4 24 | $6.6M | $10.2M | ||
| Q3 24 | $7.1M | $10.9M | ||
| Q2 24 | $7.1M | $11.6M | ||
| Q1 24 | $7.7M | $10.7M |
| Q4 25 | — | — | ||
| Q3 25 | $-2.7M | $15.0K | ||
| Q2 25 | $-5.0M | $-143.0K | ||
| Q1 25 | $-2.8M | $19.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | $-27.0M | $-551.0K | ||
| Q2 24 | $-3.1M | $-319.0K | ||
| Q1 24 | $-299.0K | $-1.0M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
| Q4 25 | -36.3% | -10.1% | ||
| Q3 25 | -36.9% | 0.1% | ||
| Q2 25 | -81.2% | -1.9% | ||
| Q1 25 | -41.5% | -0.1% | ||
| Q4 24 | -205.4% | -10.3% | ||
| Q3 24 | -32.4% | -7.7% | ||
| Q2 24 | -56.5% | -3.8% | ||
| Q1 24 | -3.0% | -12.2% |
| Q4 25 | — | — | ||
| Q3 25 | -36.8% | 0.1% | ||
| Q2 25 | -80.4% | -1.0% | ||
| Q1 25 | -41.6% | 0.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | -378.9% | -5.1% | ||
| Q2 24 | -43.5% | -2.8% | ||
| Q1 24 | -3.9% | -9.7% |
| Q4 25 | $0.13 | $-0.11 | ||
| Q3 25 | $-0.03 | $0.00 | ||
| Q2 25 | $-0.06 | $-0.01 | ||
| Q1 25 | $-0.21 | $0.00 | ||
| Q4 24 | $-2.40 | $-0.80 | ||
| Q3 24 | $-6.78 | $-0.06 | ||
| Q2 24 | $-0.77 | $-0.03 | ||
| Q1 24 | $-0.08 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $20.4M |
| Total DebtLower is stronger | $16.4M | — |
| Stockholders' EquityBook value | $94.7M | $31.1M |
| Total Assets | $1.1B | $44.8M |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $20.4M | ||
| Q3 25 | — | $20.0M | ||
| Q2 25 | — | $17.7M | ||
| Q1 25 | — | $14.2M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $11.1M | ||
| Q1 24 | — | $10.6M |
| Q4 25 | $16.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $33.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $94.7M | $31.1M | ||
| Q3 25 | $95.0M | $31.8M | ||
| Q2 25 | $66.2M | $31.3M | ||
| Q1 25 | $57.1M | $30.9M | ||
| Q4 24 | $4.3M | $30.6M | ||
| Q3 24 | $16.4M | $38.4M | ||
| Q2 24 | $40.5M | $38.5M | ||
| Q1 24 | $43.6M | $38.6M |
| Q4 25 | $1.1B | $44.8M | ||
| Q3 25 | $950.8M | $45.0M | ||
| Q2 25 | $930.0M | $44.5M | ||
| Q1 25 | $956.6M | $44.2M | ||
| Q4 24 | $1.0B | $44.0M | ||
| Q3 24 | $974.1M | $50.5M | ||
| Q2 24 | $1.0B | $50.4M | ||
| Q1 24 | $1.1B | $51.9M |
| Q4 25 | 0.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 7.76× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-14.2M | $609.0K |
| Free Cash FlowOCF − Capex | $-14.3M | $589.0K |
| FCF MarginFCF / Revenue | -150.8% | 5.1% |
| Capex IntensityCapex / Revenue | 1.8% | 0.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-24.6M | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-14.2M | $609.0K | ||
| Q3 25 | $-5.2M | $3.6M | ||
| Q2 25 | $921.0K | $3.6M | ||
| Q1 25 | $-5.8M | $-161.0K | ||
| Q4 24 | $2.7M | $2.4M | ||
| Q3 24 | $-2.6M | $327.0K | ||
| Q2 24 | $6.0M | $636.0K | ||
| Q1 24 | $1.8M | $-1.5M |
| Q4 25 | $-14.3M | $589.0K | ||
| Q3 25 | $-5.3M | $3.6M | ||
| Q2 25 | $918.0K | $3.6M | ||
| Q1 25 | $-5.9M | $-171.0K | ||
| Q4 24 | $2.6M | $2.4M | ||
| Q3 24 | $-2.7M | $259.0K | ||
| Q2 24 | $6.0M | $499.0K | ||
| Q1 24 | $1.8M | $-1.6M |
| Q4 25 | -150.8% | 5.1% | ||
| Q3 25 | -72.8% | 27.1% | ||
| Q2 25 | 14.8% | 25.9% | ||
| Q1 25 | -88.0% | -1.3% | ||
| Q4 24 | 39.9% | 23.2% | ||
| Q3 24 | -37.3% | 2.4% | ||
| Q2 24 | 84.6% | 4.3% | ||
| Q1 24 | 23.0% | -14.9% |
| Q4 25 | 1.8% | 0.2% | ||
| Q3 25 | 0.3% | 0.5% | ||
| Q2 25 | 0.0% | 0.1% | ||
| Q1 25 | 1.0% | 0.1% | ||
| Q4 24 | 0.8% | 0.1% | ||
| Q3 24 | 0.9% | 0.6% | ||
| Q2 24 | 0.7% | 1.2% | ||
| Q1 24 | 0.5% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 242.00× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -8.47× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
