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Side-by-side financial comparison of Permian Resources Corp (PR) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Permian Resources Corp is the larger business by last-quarter revenue ($1.2B vs $739.2M, roughly 1.6× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 29.0%, a 6.3% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs -9.8%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs -3.0%).

Pioneer Natural Resources Company, headquartered in Irving, Texas, was a company engaged in hydrocarbon exploration. It operated in the Cline Shale, which is part of the Spraberry Trend of the Permian Basin, where the company was the largest acreage holder. In May 2024, the company was acquired by ExxonMobil.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

PR vs UMBF — Head-to-Head

Bigger by revenue
PR
PR
1.6× larger
PR
$1.2B
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+40.9% gap
UMBF
31.1%
-9.8%
PR
Higher net margin
UMBF
UMBF
6.3% more per $
UMBF
35.4%
29.0%
PR
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
-3.0%
PR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PR
PR
UMBF
UMBF
Revenue
$1.2B
$739.2M
Net Profit
$339.5M
$261.4M
Gross Margin
Operating Margin
23.1%
Net Margin
29.0%
35.4%
Revenue YoY
-9.8%
31.1%
Net Profit YoY
56.7%
221.4%
EPS (diluted)
$0.48
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PR
PR
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$1.2B
$522.5M
Q3 25
$1.3B
$475.0M
Q2 25
$1.2B
$467.0M
Q1 25
$1.4B
$397.6M
Q4 24
$1.3B
$269.0M
Q3 24
$1.2B
$247.4M
Q2 24
$1.2B
$245.1M
Net Profit
PR
PR
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$339.5M
$215.4M
Q3 25
$59.2M
$188.3M
Q2 25
$207.1M
$217.4M
Q1 25
$329.3M
$81.3M
Q4 24
$216.7M
$120.0M
Q3 24
$386.4M
$109.6M
Q2 24
$235.1M
$101.3M
Operating Margin
PR
PR
UMBF
UMBF
Q1 26
Q4 25
23.1%
51.7%
Q3 25
29.6%
49.8%
Q2 25
24.8%
58.9%
Q1 25
36.6%
23.4%
Q4 24
32.8%
53.8%
Q3 24
32.5%
54.8%
Q2 24
36.5%
51.8%
Net Margin
PR
PR
UMBF
UMBF
Q1 26
35.4%
Q4 25
29.0%
41.2%
Q3 25
4.5%
39.6%
Q2 25
17.3%
46.5%
Q1 25
23.9%
20.5%
Q4 24
16.7%
44.6%
Q3 24
31.8%
44.3%
Q2 24
18.9%
41.3%
EPS (diluted)
PR
PR
UMBF
UMBF
Q1 26
$3.35
Q4 25
$0.48
$2.90
Q3 25
$0.08
$2.36
Q2 25
$0.28
$2.82
Q1 25
$0.44
$1.21
Q4 24
$0.31
$2.44
Q3 24
$0.53
$2.23
Q2 24
$0.36
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PR
PR
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$153.7M
Total DebtLower is stronger
$3.5B
$477.2M
Stockholders' EquityBook value
$10.3B
$7.8B
Total Assets
$17.9B
$72.7B
Debt / EquityLower = less leverage
0.34×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PR
PR
UMBF
UMBF
Q1 26
Q4 25
$153.7M
$7.8B
Q3 25
$111.8M
$8.8B
Q2 25
$451.0M
$11.0B
Q1 25
$702.2M
$10.6B
Q4 24
$479.3M
$8.4B
Q3 24
$272.0M
$7.3B
Q2 24
$47.8M
$5.0B
Total Debt
PR
PR
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$3.5B
$474.2M
Q3 25
$3.5B
$471.3M
Q2 25
$4.0B
$657.3M
Q1 25
$4.0B
$654.4M
Q4 24
$4.2B
$385.3M
Q3 24
$4.2B
$384.8M
Q2 24
$3.9B
$384.2M
Stockholders' Equity
PR
PR
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$10.3B
$7.7B
Q3 25
$10.0B
$7.4B
Q2 25
$9.5B
$7.3B
Q1 25
$9.4B
$6.7B
Q4 24
$9.1B
$3.5B
Q3 24
$9.0B
$3.5B
Q2 24
$8.3B
$3.2B
Total Assets
PR
PR
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$17.9B
$73.1B
Q3 25
$17.3B
$71.9B
Q2 25
$17.5B
$71.8B
Q1 25
$17.1B
$69.3B
Q4 24
$16.9B
$50.4B
Q3 24
$16.6B
$47.5B
Q2 24
$15.4B
$44.5B
Debt / Equity
PR
PR
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.34×
0.06×
Q3 25
0.35×
0.06×
Q2 25
0.42×
0.09×
Q1 25
0.43×
0.10×
Q4 24
0.46×
0.11×
Q3 24
0.47×
0.11×
Q2 24
0.46×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PR
PR
UMBF
UMBF
Operating Cash FlowLast quarter
$904.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.66×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PR
PR
UMBF
UMBF
Q1 26
Q4 25
$904.3M
$106.1M
Q3 25
$766.5M
$272.2M
Q2 25
$1.0B
$285.4M
Q1 25
$898.0M
$363.0M
Q4 24
$871.6M
$-66.9M
Q3 24
$954.4M
$123.6M
Q2 24
$938.4M
$112.4M
Free Cash Flow
PR
PR
UMBF
UMBF
Q1 26
Q4 25
$95.3M
Q3 25
$257.8M
Q2 25
$270.8M
Q1 25
$354.2M
Q4 24
$-77.1M
Q3 24
$117.7M
Q2 24
$106.7M
FCF Margin
PR
PR
UMBF
UMBF
Q1 26
Q4 25
18.2%
Q3 25
54.3%
Q2 25
58.0%
Q1 25
89.1%
Q4 24
-28.6%
Q3 24
47.6%
Q2 24
43.5%
Capex Intensity
PR
PR
UMBF
UMBF
Q1 26
Q4 25
2.1%
Q3 25
3.0%
Q2 25
3.1%
Q1 25
2.2%
Q4 24
3.8%
Q3 24
2.4%
Q2 24
2.3%
Cash Conversion
PR
PR
UMBF
UMBF
Q1 26
Q4 25
2.66×
0.49×
Q3 25
12.94×
1.45×
Q2 25
5.01×
1.31×
Q1 25
2.73×
4.46×
Q4 24
4.02×
-0.56×
Q3 24
2.47×
1.13×
Q2 24
3.99×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PR
PR

Crude Oil$1.0B87%
Natural Gas Liquids Reserves$145.1M12%

UMBF
UMBF

Segment breakdown not available.

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