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Side-by-side financial comparison of PROG Holdings, Inc. (PRG) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

WINTRUST FINANCIAL CORP is the larger business by last-quarter revenue ($713.2M vs $651.6M, roughly 1.1× PROG Holdings, Inc.). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 5.5%, a 26.4% gap on every dollar of revenue. On growth, PROG Holdings, Inc. posted the faster year-over-year revenue change (457.1% vs 10.9%). Over the past eight quarters, WINTRUST FINANCIAL CORP's revenue compounded faster (9.8% CAGR vs 4.9%).

PROG Holdings, Inc. is a U.S.-based financial technology firm providing flexible lease-to-own and point-of-sale financing solutions to consumers. Operating primarily in the U.S. market, its core segments include retail partner financing, consumer lending, and payment services that help customers access electronics and household goods without traditional credit requirements.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

PRG vs WTFC — Head-to-Head

Bigger by revenue
WTFC
WTFC
1.1× larger
WTFC
$713.2M
$651.6M
PRG
Growing faster (revenue YoY)
PRG
PRG
+446.2% gap
PRG
457.1%
10.9%
WTFC
Higher net margin
WTFC
WTFC
26.4% more per $
WTFC
31.9%
5.5%
PRG
Faster 2-yr revenue CAGR
WTFC
WTFC
Annualised
WTFC
9.8%
4.9%
PRG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
PRG
PRG
WTFC
WTFC
Revenue
$651.6M
$713.2M
Net Profit
$36.1M
$227.4M
Gross Margin
Operating Margin
10.0%
Net Margin
5.5%
31.9%
Revenue YoY
457.1%
10.9%
Net Profit YoY
3.8%
EPS (diluted)
$3.68
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRG
PRG
WTFC
WTFC
Q1 26
$651.6M
$713.2M
Q4 25
$525.4M
$714.3M
Q3 25
$595.1M
$697.8M
Q2 25
$604.7M
$670.8M
Q1 25
$684.1M
$643.1M
Q4 24
$558.9M
$638.6M
Q3 24
$606.1M
$615.7M
Q2 24
$592.2M
$591.8M
Net Profit
PRG
PRG
WTFC
WTFC
Q1 26
$36.1M
$227.4M
Q4 25
$40.5M
Q3 25
$33.1M
$216.3M
Q2 25
$38.5M
$195.5M
Q1 25
$34.7M
$189.0M
Q4 24
$57.5M
Q3 24
$84.0M
$170.0M
Q2 24
$33.8M
$152.4M
Operating Margin
PRG
PRG
WTFC
WTFC
Q1 26
10.0%
Q4 25
6.9%
42.3%
Q3 25
9.0%
42.4%
Q2 25
10.0%
39.8%
Q1 25
8.2%
39.3%
Q4 24
8.9%
39.6%
Q3 24
8.1%
37.8%
Q2 24
9.4%
35.7%
Net Margin
PRG
PRG
WTFC
WTFC
Q1 26
5.5%
31.9%
Q4 25
7.7%
Q3 25
5.6%
31.0%
Q2 25
6.4%
29.1%
Q1 25
5.1%
29.4%
Q4 24
10.3%
Q3 24
13.9%
27.6%
Q2 24
5.7%
25.8%
EPS (diluted)
PRG
PRG
WTFC
WTFC
Q1 26
$3.68
$3.22
Q4 25
$0.99
$3.15
Q3 25
$0.82
$2.78
Q2 25
$0.95
$2.78
Q1 25
$0.83
$2.69
Q4 24
$1.33
$2.63
Q3 24
$1.94
$2.47
Q2 24
$0.77
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRG
PRG
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$69.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$774.4M
$7.4B
Total Assets
$2.0B
$72.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRG
PRG
WTFC
WTFC
Q1 26
$69.4M
Q4 25
$308.8M
Q3 25
$292.6M
Q2 25
$222.0M
Q1 25
$213.3M
Q4 24
$90.9M
Q3 24
$221.7M
Q2 24
$250.1M
Total Debt
PRG
PRG
WTFC
WTFC
Q1 26
Q4 25
$594.9M
Q3 25
Q2 25
Q1 25
Q4 24
$643.6M
Q3 24
Q2 24
Stockholders' Equity
PRG
PRG
WTFC
WTFC
Q1 26
$774.4M
$7.4B
Q4 25
$746.4M
$7.3B
Q3 25
$703.6M
$7.0B
Q2 25
$668.7M
$7.2B
Q1 25
$654.4M
$6.6B
Q4 24
$650.3M
$6.3B
Q3 24
$630.8M
$6.4B
Q2 24
$581.9M
$5.5B
Total Assets
PRG
PRG
WTFC
WTFC
Q1 26
$2.0B
$72.2B
Q4 25
$1.6B
$71.1B
Q3 25
$1.5B
$69.6B
Q2 25
$1.5B
$69.0B
Q1 25
$1.5B
$65.9B
Q4 24
$1.5B
$64.9B
Q3 24
$1.4B
$63.8B
Q2 24
$1.5B
$59.8B
Debt / Equity
PRG
PRG
WTFC
WTFC
Q1 26
Q4 25
0.80×
Q3 25
Q2 25
Q1 25
Q4 24
0.99×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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