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Side-by-side financial comparison of Primerica, Inc. (PRI) and SELECT MEDICAL HOLDINGS CORP (SEM). Click either name above to swap in a different company.
SELECT MEDICAL HOLDINGS CORP is the larger business by last-quarter revenue ($1.4B vs $853.7M, roughly 1.7× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 4.5%, a 18.6% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 5.0%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 5.3%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Select Medical is a healthcare company based in Pennsylvania. It owns long-term acute care and inpatient rehabilitation hospitals, as well as occupational health and physical therapy clinics. Select Medical is a subsidiary of Select Medical Holdings, which is listed on the New York Stock Exchange.
PRI vs SEM — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $1.4B |
| Net Profit | $197.0M | $63.8M |
| Gross Margin | — | — |
| Operating Margin | 28.9% | 6.9% |
| Net Margin | 23.1% | 4.5% |
| Revenue YoY | 11.0% | 5.0% |
| Net Profit YoY | 17.9% | -14.7% |
| EPS (diluted) | $6.11 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $853.7M | $1.4B | ||
| Q3 25 | $839.9M | $1.4B | ||
| Q2 25 | $793.3M | $1.3B | ||
| Q1 25 | $804.8M | $1.4B | ||
| Q4 24 | $768.8M | $1.3B | ||
| Q3 24 | $774.1M | $1.3B | ||
| Q2 24 | $803.4M | $1.3B |
| Q1 26 | — | $63.8M | ||
| Q4 25 | $197.0M | $20.2M | ||
| Q3 25 | $206.8M | $28.8M | ||
| Q2 25 | $178.3M | $40.6M | ||
| Q1 25 | $169.1M | $56.7M | ||
| Q4 24 | $167.1M | $-16.1M | ||
| Q3 24 | $164.4M | $55.6M | ||
| Q2 24 | $1.2M | $77.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 98.0% | — |
| Q1 26 | — | 6.9% | ||
| Q4 25 | 28.9% | 4.6% | ||
| Q3 25 | 32.3% | 5.4% | ||
| Q2 25 | 29.6% | 6.5% | ||
| Q1 25 | 27.5% | 8.3% | ||
| Q4 24 | 64.7% | 1.6% | ||
| Q3 24 | 32.9% | 4.3% | ||
| Q2 24 | 1.0% | 5.8% |
| Q1 26 | — | 4.5% | ||
| Q4 25 | 23.1% | 1.4% | ||
| Q3 25 | 24.6% | 2.1% | ||
| Q2 25 | 22.5% | 3.0% | ||
| Q1 25 | 21.0% | 4.2% | ||
| Q4 24 | 21.7% | -1.2% | ||
| Q3 24 | 21.2% | 4.4% | ||
| Q2 24 | 0.1% | 6.1% |
| Q1 26 | — | $0.35 | ||
| Q4 25 | $6.11 | $0.17 | ||
| Q3 25 | $6.35 | $0.23 | ||
| Q2 25 | $5.40 | $0.32 | ||
| Q1 25 | $5.05 | $0.44 | ||
| Q4 24 | $4.92 | $-0.12 | ||
| Q3 24 | $4.83 | $0.43 | ||
| Q2 24 | $0.03 | $0.60 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $25.7M |
| Total DebtLower is stronger | — | $1.8B |
| Stockholders' EquityBook value | $2.4B | $2.1B |
| Total Assets | $15.0B | $6.0B |
| Debt / EquityLower = less leverage | — | 0.88× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $25.7M | ||
| Q4 25 | $756.2M | $26.5M | ||
| Q3 25 | $644.9M | $60.1M | ||
| Q2 25 | $621.2M | $52.3M | ||
| Q1 25 | $625.1M | $53.2M | ||
| Q4 24 | $687.8M | $59.7M | ||
| Q3 24 | $550.1M | $191.5M | ||
| Q2 24 | $627.3M | $111.2M |
| Q1 26 | — | $1.8B | ||
| Q4 25 | — | $1.8B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | $1.8B | ||
| Q1 25 | — | $1.8B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $3.1B | ||
| Q2 24 | — | $3.6B |
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.4B | $1.7B | ||
| Q3 25 | $2.3B | $1.7B | ||
| Q2 25 | $2.3B | $1.7B | ||
| Q1 25 | $2.3B | $1.7B | ||
| Q4 24 | $2.3B | $1.7B | ||
| Q3 24 | $1.9B | $1.9B | ||
| Q2 24 | $2.1B | $1.4B |
| Q1 26 | — | $6.0B | ||
| Q4 25 | $15.0B | $5.9B | ||
| Q3 25 | $14.8B | $5.7B | ||
| Q2 25 | $14.8B | $5.7B | ||
| Q1 25 | $14.6B | $5.7B | ||
| Q4 24 | $14.6B | $5.6B | ||
| Q3 24 | $14.8B | $8.0B | ||
| Q2 24 | $14.6B | $7.9B |
| Q1 26 | — | 0.88× | ||
| Q4 25 | — | 1.06× | ||
| Q3 25 | — | 1.03× | ||
| Q2 25 | — | 1.10× | ||
| Q1 25 | — | 1.03× | ||
| Q4 24 | — | 1.01× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | 2.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $338.2M | $64.3M | ||
| Q3 25 | $202.9M | $175.3M | ||
| Q2 25 | $162.6M | $110.3M | ||
| Q1 25 | $197.5M | $-3.5M | ||
| Q4 24 | $270.6M | $125.4M | ||
| Q3 24 | $207.3M | $181.0M | ||
| Q2 24 | $173.3M | $278.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $5.2M | ||
| Q3 25 | — | $122.2M | ||
| Q2 25 | — | $45.6M | ||
| Q1 25 | — | $-55.8M | ||
| Q4 24 | — | $62.0M | ||
| Q3 24 | — | $130.3M | ||
| Q2 24 | — | $222.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 9.0% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -4.1% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 17.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.3% |
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | 3.19× | ||
| Q3 25 | 0.98× | 6.09× | ||
| Q2 25 | 0.91× | 2.72× | ||
| Q1 25 | 1.17× | -0.06× | ||
| Q4 24 | 1.62× | — | ||
| Q3 24 | 1.26× | 3.25× | ||
| Q2 24 | 147.98× | 3.59× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
SEM
Segment breakdown not available.
