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Side-by-side financial comparison of Primerica, Inc. (PRI) and Snap-on (SNA). Click either name above to swap in a different company.
Snap-on is the larger business by last-quarter revenue ($1.2B vs $872.7M, roughly 1.4× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 21.8% vs 21.3%, a 0.5% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (8.4% vs 2.7%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (4.2% CAGR vs 2.0%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Snap-on Incorporated is an American designer, manufacturer, and marketer of high-end tools and equipment for professional use in the transportation industry, including the automotive, heavy duty, equipment, marine, aviation, and railroad industries. Headquartered in Kenosha, Wisconsin, since 1930, Snap-on also distributes lower-end tools under the brand name Blue-Point. Their primary competitors include Matco, Mac Tools, and Cornwell Tools.
PRI vs SNA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $872.7M | $1.2B |
| Net Profit | $190.1M | $260.7M |
| Gross Margin | — | — |
| Operating Margin | — | 27.8% |
| Net Margin | 21.8% | 21.3% |
| Revenue YoY | 8.4% | 2.7% |
| Net Profit YoY | 12.4% | 1.0% |
| EPS (diluted) | $5.97 | $4.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $872.7M | — | ||
| Q4 25 | $853.7M | $1.2B | ||
| Q3 25 | $839.9M | $1.2B | ||
| Q2 25 | $793.3M | $1.2B | ||
| Q1 25 | $804.8M | $1.1B | ||
| Q4 24 | $768.8M | $1.2B | ||
| Q3 24 | $774.1M | $1.1B | ||
| Q2 24 | $803.4M | $1.2B |
| Q1 26 | $190.1M | — | ||
| Q4 25 | $197.0M | $260.7M | ||
| Q3 25 | $206.8M | $265.4M | ||
| Q2 25 | $178.3M | $250.3M | ||
| Q1 25 | $169.1M | $240.5M | ||
| Q4 24 | $167.1M | $258.1M | ||
| Q3 24 | $164.4M | $251.1M | ||
| Q2 24 | $1.2M | $271.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 98.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 28.9% | 27.8% | ||
| Q3 25 | 32.3% | 29.4% | ||
| Q2 25 | 29.6% | 28.0% | ||
| Q1 25 | 27.5% | 27.7% | ||
| Q4 24 | 64.7% | 27.9% | ||
| Q3 24 | 32.9% | 28.4% | ||
| Q2 24 | 1.0% | 29.9% |
| Q1 26 | 21.8% | — | ||
| Q4 25 | 23.1% | 21.3% | ||
| Q3 25 | 24.6% | 22.5% | ||
| Q2 25 | 22.5% | 21.4% | ||
| Q1 25 | 21.0% | 21.2% | ||
| Q4 24 | 21.7% | 21.7% | ||
| Q3 24 | 21.2% | 22.0% | ||
| Q2 24 | 0.1% | 23.1% |
| Q1 26 | $5.97 | — | ||
| Q4 25 | $6.11 | $4.94 | ||
| Q3 25 | $6.35 | $5.02 | ||
| Q2 25 | $5.40 | $4.72 | ||
| Q1 25 | $5.05 | $4.51 | ||
| Q4 24 | $4.92 | $4.83 | ||
| Q3 24 | $4.83 | $4.70 | ||
| Q2 24 | $0.03 | $5.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $645.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.5B | — |
| Total Assets | $14.7B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $645.8M | — | ||
| Q4 25 | $756.2M | — | ||
| Q3 25 | $644.9M | $1.5B | ||
| Q2 25 | $621.2M | $1.5B | ||
| Q1 25 | $625.1M | $1.4B | ||
| Q4 24 | $687.8M | $1.4B | ||
| Q3 24 | $550.1M | $1.3B | ||
| Q2 24 | $627.3M | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $2.5B | — | ||
| Q4 25 | $2.4B | — | ||
| Q3 25 | $2.3B | $5.8B | ||
| Q2 25 | $2.3B | $5.7B | ||
| Q1 25 | $2.3B | $5.5B | ||
| Q4 24 | $2.3B | $5.4B | ||
| Q3 24 | $1.9B | $5.5B | ||
| Q2 24 | $2.1B | $5.3B |
| Q1 26 | $14.7B | — | ||
| Q4 25 | $15.0B | — | ||
| Q3 25 | $14.8B | $8.4B | ||
| Q2 25 | $14.8B | $8.2B | ||
| Q1 25 | $14.6B | $8.1B | ||
| Q4 24 | $14.6B | $7.9B | ||
| Q3 24 | $14.8B | $8.0B | ||
| Q2 24 | $14.6B | $7.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $268.1M |
| Free Cash FlowOCF − Capex | — | $254.6M |
| FCF MarginFCF / Revenue | — | 20.8% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | 1.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $338.2M | $268.1M | ||
| Q3 25 | $202.9M | $277.9M | ||
| Q2 25 | $162.6M | $237.2M | ||
| Q1 25 | $197.5M | $298.5M | ||
| Q4 24 | $270.6M | $293.5M | ||
| Q3 24 | $207.3M | $274.2M | ||
| Q2 24 | $173.3M | $301.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $254.6M | ||
| Q3 25 | — | $258.0M | ||
| Q2 25 | — | $217.5M | ||
| Q1 25 | — | $275.6M | ||
| Q4 24 | — | $275.4M | ||
| Q3 24 | — | $253.8M | ||
| Q2 24 | — | $277.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 21.8% | ||
| Q2 25 | — | 18.6% | ||
| Q1 25 | — | 24.3% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 23.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | 1.03× | ||
| Q3 25 | 0.98× | 1.05× | ||
| Q2 25 | 0.91× | 0.95× | ||
| Q1 25 | 1.17× | 1.24× | ||
| Q4 24 | 1.62× | 1.14× | ||
| Q3 24 | 1.26× | 1.09× | ||
| Q2 24 | 147.98× | 1.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
