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Side-by-side financial comparison of Primerica, Inc. (PRI) and Snowflake Inc. (SNOW). Click either name above to swap in a different company.
Snowflake Inc. is the larger business by last-quarter revenue ($1.2B vs $853.7M, roughly 1.4× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -24.2%, a 47.3% gap on every dollar of revenue. On growth, Snowflake Inc. posted the faster year-over-year revenue change (28.7% vs 11.0%). Over the past eight quarters, Snowflake Inc.'s revenue compounded faster (25.1% CAGR vs 7.2%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Snowflake Inc. is an American cloud-based data platform company founded in San Mateo, California, and headquartered in Bozeman, Montana. It operates a platform that supports data analysis and simultaneous access to data sets with minimal latency. It operates on Amazon Web Services, Microsoft Azure, and Google Cloud Platform.
PRI vs SNOW — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $1.2B |
| Net Profit | $197.0M | $-294.0M |
| Gross Margin | — | 67.8% |
| Operating Margin | 28.9% | -27.2% |
| Net Margin | 23.1% | -24.2% |
| Revenue YoY | 11.0% | 28.7% |
| Net Profit YoY | 17.9% | 9.4% |
| EPS (diluted) | $6.11 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $853.7M | $1.2B | ||
| Q3 25 | $839.9M | $1.1B | ||
| Q2 25 | $793.3M | $1.0B | ||
| Q1 25 | $804.8M | $986.8M | ||
| Q4 24 | $768.8M | $942.1M | ||
| Q3 24 | $774.1M | $868.8M | ||
| Q2 24 | $803.4M | $828.7M | ||
| Q1 24 | $742.8M | $774.7M |
| Q4 25 | $197.0M | $-294.0M | ||
| Q3 25 | $206.8M | $-298.0M | ||
| Q2 25 | $178.3M | $-430.1M | ||
| Q1 25 | $169.1M | $-327.5M | ||
| Q4 24 | $167.1M | $-324.3M | ||
| Q3 24 | $164.4M | $-316.9M | ||
| Q2 24 | $1.2M | $-317.0M | ||
| Q1 24 | $137.9M | $-169.4M |
| Q4 25 | — | 67.8% | ||
| Q3 25 | — | 67.5% | ||
| Q2 25 | — | 66.5% | ||
| Q1 25 | — | 66.2% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 66.8% | ||
| Q2 24 | 98.0% | 67.1% | ||
| Q1 24 | 98.2% | 68.8% |
| Q4 25 | 28.9% | -27.2% | ||
| Q3 25 | 32.3% | -29.7% | ||
| Q2 25 | 29.6% | -42.9% | ||
| Q1 25 | 27.5% | -39.2% | ||
| Q4 24 | 64.7% | -38.8% | ||
| Q3 24 | 32.9% | -40.9% | ||
| Q2 24 | 1.0% | -42.1% | ||
| Q1 24 | 24.1% | -35.6% |
| Q4 25 | 23.1% | -24.2% | ||
| Q3 25 | 24.6% | -26.0% | ||
| Q2 25 | 22.5% | -41.3% | ||
| Q1 25 | 21.0% | -33.2% | ||
| Q4 24 | 21.7% | -34.4% | ||
| Q3 24 | 21.2% | -36.5% | ||
| Q2 24 | 0.1% | -38.3% | ||
| Q1 24 | 18.6% | -21.9% |
| Q4 25 | $6.11 | $-0.87 | ||
| Q3 25 | $6.35 | $-0.89 | ||
| Q2 25 | $5.40 | $-1.29 | ||
| Q1 25 | $5.05 | $-0.98 | ||
| Q4 24 | $4.92 | $-0.98 | ||
| Q3 24 | $4.83 | $-0.95 | ||
| Q2 24 | $0.03 | $-0.95 | ||
| Q1 24 | $3.93 | $-0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $1.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.4B | $2.1B |
| Total Assets | $15.0B | $8.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $756.2M | $1.9B | ||
| Q3 25 | $644.9M | $1.9B | ||
| Q2 25 | $621.2M | $2.2B | ||
| Q1 25 | $625.1M | $2.6B | ||
| Q4 24 | $687.8M | $2.1B | ||
| Q3 24 | $550.1M | $1.3B | ||
| Q2 24 | $627.3M | $1.3B | ||
| Q1 24 | $593.4M | $1.8B |
| Q4 25 | $2.4B | $2.1B | ||
| Q3 25 | $2.3B | $2.4B | ||
| Q2 25 | $2.3B | $2.4B | ||
| Q1 25 | $2.3B | $3.0B | ||
| Q4 24 | $2.3B | $2.9B | ||
| Q3 24 | $1.9B | $4.1B | ||
| Q2 24 | $2.1B | $4.6B | ||
| Q1 24 | $2.2B | $5.2B |
| Q4 25 | $15.0B | $8.2B | ||
| Q3 25 | $14.8B | $8.2B | ||
| Q2 25 | $14.8B | $8.2B | ||
| Q1 25 | $14.6B | $9.0B | ||
| Q4 24 | $14.6B | $8.2B | ||
| Q3 24 | $14.8B | $6.9B | ||
| Q2 24 | $14.6B | $7.3B | ||
| Q1 24 | $14.9B | $8.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $137.5M |
| Free Cash FlowOCF − Capex | — | $113.6M |
| FCF MarginFCF / Revenue | — | 9.4% |
| Capex IntensityCapex / Revenue | — | 2.0% |
| Cash ConversionOCF / Net Profit | 1.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $776.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $338.2M | $137.5M | ||
| Q3 25 | $202.9M | $74.9M | ||
| Q2 25 | $162.6M | $228.4M | ||
| Q1 25 | $197.5M | $432.7M | ||
| Q4 24 | $270.6M | $101.7M | ||
| Q3 24 | $207.3M | $69.9M | ||
| Q2 24 | $173.3M | $355.5M | ||
| Q1 24 | $210.9M | $344.6M |
| Q4 25 | — | $113.6M | ||
| Q3 25 | — | $58.2M | ||
| Q2 25 | — | $183.4M | ||
| Q1 25 | — | $421.4M | ||
| Q4 24 | — | $88.3M | ||
| Q3 24 | — | $64.8M | ||
| Q2 24 | — | $338.9M | ||
| Q1 24 | — | $331.5M |
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 17.6% | ||
| Q1 25 | — | 42.7% | ||
| Q4 24 | — | 9.4% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 40.9% | ||
| Q1 24 | — | 42.8% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | 1.72× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 1.62× | — | ||
| Q3 24 | 1.26× | — | ||
| Q2 24 | 147.98× | — | ||
| Q1 24 | 1.53× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
SNOW
| Products | $1.2B | 96% |
| Professional Services And Other | $54.5M | 4% |
| Related Party | $6.7M | 1% |
