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Side-by-side financial comparison of PS International Group Ltd. (PSIG) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.

UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $23.2M, roughly 1.5× PS International Group Ltd.). UNITY BANCORP INC runs the higher net margin — 43.9% vs -1.8%, a 45.7% gap on every dollar of revenue.

P.S. Fashion is an international brand from Serbia. It is the flagship chain store of the P.S. Fashion Design, clothing company headquartered in Čačak, Serbia.

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

PSIG vs UNTY — Head-to-Head

Bigger by revenue
UNTY
UNTY
1.5× larger
UNTY
$35.3M
$23.2M
PSIG
Higher net margin
UNTY
UNTY
45.7% more per $
UNTY
43.9%
-1.8%
PSIG

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
PSIG
PSIG
UNTY
UNTY
Revenue
$23.2M
$35.3M
Net Profit
$-415.2K
$15.5M
Gross Margin
0.9%
Operating Margin
-8.4%
55.8%
Net Margin
-1.8%
43.9%
Revenue YoY
24.2%
Net Profit YoY
34.5%
EPS (diluted)
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PSIG
PSIG
UNTY
UNTY
Q4 25
$35.3M
Q3 25
$32.8M
Q2 25
$23.2M
$34.4M
Q1 25
$29.4M
Q4 24
$28.4M
Q3 24
$27.7M
Q2 24
$39.4M
$25.5M
Q1 24
$25.6M
Net Profit
PSIG
PSIG
UNTY
UNTY
Q4 25
$15.5M
Q3 25
$14.4M
Q2 25
$-415.2K
$16.5M
Q1 25
$11.6M
Q4 24
$11.5M
Q3 24
$10.9M
Q2 24
$-445.6K
$9.5M
Q1 24
$9.6M
Gross Margin
PSIG
PSIG
UNTY
UNTY
Q4 25
Q3 25
Q2 25
0.9%
Q1 25
Q4 24
Q3 24
Q2 24
3.1%
Q1 24
Operating Margin
PSIG
PSIG
UNTY
UNTY
Q4 25
55.8%
Q3 25
57.5%
Q2 25
-8.4%
62.6%
Q1 25
52.6%
Q4 24
51.0%
Q3 24
52.7%
Q2 24
-1.2%
49.3%
Q1 24
50.0%
Net Margin
PSIG
PSIG
UNTY
UNTY
Q4 25
43.9%
Q3 25
43.8%
Q2 25
-1.8%
48.0%
Q1 25
39.5%
Q4 24
40.5%
Q3 24
39.4%
Q2 24
-1.1%
37.1%
Q1 24
37.5%
EPS (diluted)
PSIG
PSIG
UNTY
UNTY
Q4 25
$1.52
Q3 25
$1.41
Q2 25
$1.61
Q1 25
$1.13
Q4 24
$1.13
Q3 24
$1.07
Q2 24
$0.92
Q1 24
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PSIG
PSIG
UNTY
UNTY
Cash + ST InvestmentsLiquidity on hand
$7.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$10.9M
$345.6M
Total Assets
$15.6M
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PSIG
PSIG
UNTY
UNTY
Q4 25
Q3 25
Q2 25
$7.0M
Q1 25
Q4 24
Q3 24
Q2 24
$8.6M
Q1 24
Total Debt
PSIG
PSIG
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
PSIG
PSIG
UNTY
UNTY
Q4 25
$345.6M
Q3 25
$334.0M
Q2 25
$10.9M
$319.8M
Q1 25
$306.1M
Q4 24
$295.6M
Q3 24
$284.3M
Q2 24
$12.4M
$273.4M
Q1 24
$266.8M
Total Assets
PSIG
PSIG
UNTY
UNTY
Q4 25
$3.0B
Q3 25
$2.9B
Q2 25
$15.6M
$2.9B
Q1 25
$2.8B
Q4 24
$2.7B
Q3 24
$2.6B
Q2 24
$27.5M
$2.6B
Q1 24
$2.6B
Debt / Equity
PSIG
PSIG
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PSIG
PSIG
UNTY
UNTY
Operating Cash FlowLast quarter
$44.9M
Free Cash FlowOCF − Capex
$44.3M
FCF MarginFCF / Revenue
125.7%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
2.90×
TTM Free Cash FlowTrailing 4 quarters
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PSIG
PSIG
UNTY
UNTY
Q4 25
$44.9M
Q3 25
$45.5M
Q2 25
$-25.3M
Q1 25
$17.9M
Q4 24
$48.0M
Q3 24
$17.7M
Q2 24
$-8.4M
Q1 24
$15.8M
Free Cash Flow
PSIG
PSIG
UNTY
UNTY
Q4 25
$44.3M
Q3 25
$45.3M
Q2 25
$-25.5M
Q1 25
$17.6M
Q4 24
$47.3M
Q3 24
$17.5M
Q2 24
$-8.6M
Q1 24
$15.7M
FCF Margin
PSIG
PSIG
UNTY
UNTY
Q4 25
125.7%
Q3 25
138.1%
Q2 25
-74.2%
Q1 25
59.9%
Q4 24
166.5%
Q3 24
63.3%
Q2 24
-33.7%
Q1 24
61.4%
Capex Intensity
PSIG
PSIG
UNTY
UNTY
Q4 25
1.6%
Q3 25
0.7%
Q2 25
0.5%
Q1 25
1.0%
Q4 24
2.4%
Q3 24
0.5%
Q2 24
0.5%
Q1 24
0.3%
Cash Conversion
PSIG
PSIG
UNTY
UNTY
Q4 25
2.90×
Q3 25
3.16×
Q2 25
-1.54×
Q1 25
1.54×
Q4 24
4.17×
Q3 24
1.62×
Q2 24
-0.89×
Q1 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PSIG
PSIG

Air freight$22.6M97%
Ocean freight$599.6K3%
Ancillary logistic services$35.8K0%

UNTY
UNTY

Segment breakdown not available.

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