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Side-by-side financial comparison of Qnity Electronics, Inc. (Q) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

Qnity Electronics, Inc. is the larger business by last-quarter revenue ($1.3B vs $713.2M, roughly 1.8× WINTRUST FINANCIAL CORP). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 16.5%, a 15.3% gap on every dollar of revenue. On growth, Qnity Electronics, Inc. posted the faster year-over-year revenue change (11.1% vs 10.9%).

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

Q vs WTFC — Head-to-Head

Bigger by revenue
Q
Q
1.8× larger
Q
$1.3B
$713.2M
WTFC
Growing faster (revenue YoY)
Q
Q
+0.3% gap
Q
11.1%
10.9%
WTFC
Higher net margin
WTFC
WTFC
15.3% more per $
WTFC
31.9%
16.5%
Q

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
Q
Q
WTFC
WTFC
Revenue
$1.3B
$713.2M
Net Profit
$211.0M
$227.4M
Gross Margin
45.1%
Operating Margin
21.3%
Net Margin
16.5%
31.9%
Revenue YoY
11.1%
10.9%
Net Profit YoY
6.0%
EPS (diluted)
$1.01
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
Q
Q
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$714.3M
Q3 25
$1.3B
$697.8M
Q2 25
$670.8M
Q1 25
$643.1M
Q4 24
$638.6M
Q3 24
$1.1B
$615.7M
Q2 24
$591.8M
Net Profit
Q
Q
WTFC
WTFC
Q1 26
$227.4M
Q4 25
Q3 25
$211.0M
$216.3M
Q2 25
$195.5M
Q1 25
$189.0M
Q4 24
Q3 24
$199.0M
$170.0M
Q2 24
$152.4M
Gross Margin
Q
Q
WTFC
WTFC
Q1 26
Q4 25
Q3 25
45.1%
Q2 25
Q1 25
Q4 24
Q3 24
47.0%
Q2 24
Operating Margin
Q
Q
WTFC
WTFC
Q1 26
Q4 25
42.3%
Q3 25
21.3%
42.4%
Q2 25
39.8%
Q1 25
39.3%
Q4 24
39.6%
Q3 24
21.8%
37.8%
Q2 24
35.7%
Net Margin
Q
Q
WTFC
WTFC
Q1 26
31.9%
Q4 25
Q3 25
16.5%
31.0%
Q2 25
29.1%
Q1 25
29.4%
Q4 24
Q3 24
17.3%
27.6%
Q2 24
25.8%
EPS (diluted)
Q
Q
WTFC
WTFC
Q1 26
$3.22
Q4 25
$3.15
Q3 25
$1.01
$2.78
Q2 25
$2.78
Q1 25
$2.69
Q4 24
$2.63
Q3 24
$0.95
$2.47
Q2 24
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
Q
Q
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$128.0M
Total DebtLower is stronger
$1.7B
Stockholders' EquityBook value
$9.1B
$7.4B
Total Assets
$12.5B
$72.2B
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
Q
Q
WTFC
WTFC
Q1 26
Q4 25
Q3 25
$128.0M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
Q
Q
WTFC
WTFC
Q1 26
Q4 25
Q3 25
$1.7B
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
Q
Q
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$7.3B
Q3 25
$9.1B
$7.0B
Q2 25
$7.2B
Q1 25
$6.6B
Q4 24
$6.3B
Q3 24
$11.1B
$6.4B
Q2 24
$5.5B
Total Assets
Q
Q
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$71.1B
Q3 25
$12.5B
$69.6B
Q2 25
$69.0B
Q1 25
$65.9B
Q4 24
$64.9B
Q3 24
$63.8B
Q2 24
$59.8B
Debt / Equity
Q
Q
WTFC
WTFC
Q1 26
Q4 25
Q3 25
0.19×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
Q
Q
WTFC
WTFC
Operating Cash FlowLast quarter
$782.0M
Free Cash FlowOCF − Capex
$568.0M
FCF MarginFCF / Revenue
44.5%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
3.71×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
Q
Q
WTFC
WTFC
Q1 26
Q4 25
$910.3M
Q3 25
$782.0M
$209.8M
Q2 25
$329.2M
Q1 25
$119.8M
Q4 24
$721.6M
Q3 24
$-61.6M
Q2 24
$221.2M
Free Cash Flow
Q
Q
WTFC
WTFC
Q1 26
Q4 25
$860.4M
Q3 25
$568.0M
Q2 25
Q1 25
Q4 24
$635.5M
Q3 24
$-78.3M
Q2 24
$182.1M
FCF Margin
Q
Q
WTFC
WTFC
Q1 26
Q4 25
120.5%
Q3 25
44.5%
Q2 25
Q1 25
Q4 24
99.5%
Q3 24
-12.7%
Q2 24
30.8%
Capex Intensity
Q
Q
WTFC
WTFC
Q1 26
Q4 25
7.0%
Q3 25
16.8%
Q2 25
Q1 25
Q4 24
13.5%
Q3 24
2.7%
Q2 24
6.6%
Cash Conversion
Q
Q
WTFC
WTFC
Q1 26
Q4 25
Q3 25
3.71×
0.97×
Q2 25
1.68×
Q1 25
0.63×
Q4 24
Q3 24
-0.36×
Q2 24
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

Q
Q

Semiconductor Technologies$693.0M54%
Interconnect Solutions$583.0M46%

WTFC
WTFC

Segment breakdown not available.

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