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Side-by-side financial comparison of RBB Bancorp (RBB) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

RBB Bancorp is the larger business by last-quarter revenue ($32.3M vs $19.1M, roughly 1.7× Americas Gold & Silver Corp). RBB Bancorp runs the higher net margin — 31.5% vs -82.3%, a 113.8% gap on every dollar of revenue. On growth, RBB Bancorp posted the faster year-over-year revenue change (12.6% vs -28.0%). RBB Bancorp produced more free cash flow last quarter ($42.6M vs $-41.3M).

RBB Bancorp is a US-based financial holding company that operates Royal Business Bank as its primary banking subsidiary. It caters mainly to Asian American communities, small and medium-sized enterprises, real estate investors, and retail clients, offering comprehensive commercial banking, consumer lending, deposit services, and wealth management solutions across branches in key US coastal metropolitan areas.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

RBB vs USAS — Head-to-Head

Bigger by revenue
RBB
RBB
1.7× larger
RBB
$32.3M
$19.1M
USAS
Growing faster (revenue YoY)
RBB
RBB
+40.6% gap
RBB
12.6%
-28.0%
USAS
Higher net margin
RBB
RBB
113.8% more per $
RBB
31.5%
-82.3%
USAS
More free cash flow
RBB
RBB
$83.9M more FCF
RBB
$42.6M
$-41.3M
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
RBB
RBB
USAS
USAS
Revenue
$32.3M
$19.1M
Net Profit
$10.2M
$-15.7M
Gross Margin
34.2%
Operating Margin
39.5%
Net Margin
31.5%
-82.3%
Revenue YoY
12.6%
-28.0%
Net Profit YoY
132.1%
2.8%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBB
RBB
USAS
USAS
Q4 25
$32.3M
Q3 25
$32.6M
$19.1M
Q2 25
$35.8M
Q1 25
$28.5M
Q4 24
$28.7M
Q3 24
$30.3M
$26.5M
Q2 24
$27.5M
Q1 24
$28.2M
Net Profit
RBB
RBB
USAS
USAS
Q4 25
$10.2M
Q3 25
$10.1M
$-15.7M
Q2 25
$9.3M
Q1 25
$2.3M
Q4 24
$4.4M
Q3 24
$7.0M
$-16.2M
Q2 24
$7.2M
Q1 24
$8.0M
Gross Margin
RBB
RBB
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
RBB
RBB
USAS
USAS
Q4 25
39.5%
Q3 25
40.7%
Q2 25
36.1%
Q1 25
11.2%
Q4 24
17.6%
Q3 24
31.6%
Q2 24
35.6%
Q1 24
39.9%
Net Margin
RBB
RBB
USAS
USAS
Q4 25
31.5%
Q3 25
31.2%
-82.3%
Q2 25
26.1%
Q1 25
8.0%
Q4 24
15.3%
Q3 24
23.1%
-60.9%
Q2 24
26.4%
Q1 24
28.4%
EPS (diluted)
RBB
RBB
USAS
USAS
Q4 25
$0.59
Q3 25
$0.59
Q2 25
$0.52
Q1 25
$0.13
Q4 24
$0.26
Q3 24
$0.39
Q2 24
$0.39
Q1 24
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBB
RBB
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$212.3M
$39.1M
Total DebtLower is stronger
$119.9M
Stockholders' EquityBook value
$523.4M
$50.2M
Total Assets
$4.2B
$234.7M
Debt / EquityLower = less leverage
0.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBB
RBB
USAS
USAS
Q4 25
$212.3M
Q3 25
$234.9M
$39.1M
Q2 25
$191.9M
Q1 25
$238.8M
Q4 24
$257.7M
Q3 24
$349.4M
Q2 24
$252.8M
Q1 24
Total Debt
RBB
RBB
USAS
USAS
Q4 25
$119.9M
Q3 25
$119.8M
Q2 25
$119.7M
Q1 25
$119.6M
Q4 24
$119.5M
Q3 24
$119.4M
Q2 24
$119.3M
Q1 24
$119.2M
Stockholders' Equity
RBB
RBB
USAS
USAS
Q4 25
$523.4M
Q3 25
$514.3M
$50.2M
Q2 25
$517.7M
Q1 25
$510.3M
Q4 24
$507.9M
Q3 24
$509.7M
$53.1M
Q2 24
$511.3M
Q1 24
$514.0M
Total Assets
RBB
RBB
USAS
USAS
Q4 25
$4.2B
Q3 25
$4.2B
$234.7M
Q2 25
$4.1B
Q1 25
$4.0B
Q4 24
$4.0B
Q3 24
$4.0B
Q2 24
$3.9B
Q1 24
$3.9B
Debt / Equity
RBB
RBB
USAS
USAS
Q4 25
0.23×
Q3 25
0.23×
Q2 25
0.23×
Q1 25
0.23×
Q4 24
0.24×
Q3 24
0.23×
Q2 24
0.23×
Q1 24
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBB
RBB
USAS
USAS
Operating Cash FlowLast quarter
$43.4M
$-12.5M
Free Cash FlowOCF − Capex
$42.6M
$-41.3M
FCF MarginFCF / Revenue
131.8%
-216.5%
Capex IntensityCapex / Revenue
2.5%
150.8%
Cash ConversionOCF / Net Profit
4.26×
TTM Free Cash FlowTrailing 4 quarters
$73.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBB
RBB
USAS
USAS
Q4 25
$43.4M
Q3 25
$2.1M
$-12.5M
Q2 25
$21.7M
Q1 25
$7.8M
Q4 24
$58.5M
Q3 24
$24.5M
$2.4M
Q2 24
$11.7M
Q1 24
$4.8M
Free Cash Flow
RBB
RBB
USAS
USAS
Q4 25
$42.6M
Q3 25
$1.8M
$-41.3M
Q2 25
$21.6M
Q1 25
$7.6M
Q4 24
$57.7M
Q3 24
$24.2M
$-11.2M
Q2 24
$11.5M
Q1 24
$4.7M
FCF Margin
RBB
RBB
USAS
USAS
Q4 25
131.8%
Q3 25
5.4%
-216.5%
Q2 25
60.2%
Q1 25
26.7%
Q4 24
201.0%
Q3 24
80.0%
-42.2%
Q2 24
42.0%
Q1 24
16.6%
Capex Intensity
RBB
RBB
USAS
USAS
Q4 25
2.5%
Q3 25
1.1%
150.8%
Q2 25
0.3%
Q1 25
0.6%
Q4 24
2.7%
Q3 24
0.8%
51.2%
Q2 24
0.5%
Q1 24
0.5%
Cash Conversion
RBB
RBB
USAS
USAS
Q4 25
4.26×
Q3 25
0.21×
Q2 25
2.32×
Q1 25
3.39×
Q4 24
13.34×
Q3 24
3.50×
Q2 24
1.61×
Q1 24
0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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