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Side-by-side financial comparison of RBC Bearings INC (RBC) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $461.6M, roughly 1.6× RBC Bearings INC). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 14.6%, a 20.8% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 17.0%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 5.6%).

Dover Corporation is an American conglomerate manufacturer of industrial products. The Downers Grove, Illinois-based company was founded in 1955. As of 2021, Dover's business was divided into five segments: Engineered Products, Clean Energy and Fueling, Imaging & Identification, Pumps & Process Solutions and Climate and Sustainability Technologies. Dover is a constituent of the S&P 500 index and trades on the New York Stock Exchange under the symbol DOV. Dover was ranked 448 in the 2024 Fortu...

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

RBC vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
1.6× larger
UMBF
$739.2M
$461.6M
RBC
Growing faster (revenue YoY)
UMBF
UMBF
+14.1% gap
UMBF
31.1%
17.0%
RBC
Higher net margin
UMBF
UMBF
20.8% more per $
UMBF
35.4%
14.6%
RBC
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
5.6%
RBC

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
RBC
RBC
UMBF
UMBF
Revenue
$461.6M
$739.2M
Net Profit
$67.4M
$261.4M
Gross Margin
44.3%
Operating Margin
22.3%
Net Margin
14.6%
35.4%
Revenue YoY
17.0%
31.1%
Net Profit YoY
16.4%
221.4%
EPS (diluted)
$2.13
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBC
RBC
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$461.6M
$522.5M
Q3 25
$455.3M
$475.0M
Q2 25
$436.0M
$467.0M
Q1 25
$437.7M
$397.6M
Q4 24
$394.4M
$269.0M
Q3 24
$397.9M
$247.4M
Q2 24
$406.3M
$245.1M
Net Profit
RBC
RBC
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$67.4M
$215.4M
Q3 25
$60.0M
$188.3M
Q2 25
$68.5M
$217.4M
Q1 25
$72.7M
$81.3M
Q4 24
$57.9M
$120.0M
Q3 24
$54.2M
$109.6M
Q2 24
$61.4M
$101.3M
Gross Margin
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
44.3%
Q3 25
44.1%
Q2 25
44.8%
Q1 25
44.2%
Q4 24
44.3%
Q3 24
43.7%
Q2 24
45.3%
Operating Margin
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
22.3%
51.7%
Q3 25
21.5%
49.8%
Q2 25
23.2%
58.9%
Q1 25
23.0%
23.4%
Q4 24
21.7%
53.8%
Q3 24
21.6%
54.8%
Q2 24
24.0%
51.8%
Net Margin
RBC
RBC
UMBF
UMBF
Q1 26
35.4%
Q4 25
14.6%
41.2%
Q3 25
13.2%
39.6%
Q2 25
15.7%
46.5%
Q1 25
16.6%
20.5%
Q4 24
14.7%
44.6%
Q3 24
13.6%
44.3%
Q2 24
15.1%
41.3%
EPS (diluted)
RBC
RBC
UMBF
UMBF
Q1 26
$3.35
Q4 25
$2.13
$2.90
Q3 25
$1.90
$2.36
Q2 25
$2.17
$2.82
Q1 25
$2.33
$1.21
Q4 24
$1.82
$2.44
Q3 24
$1.65
$2.23
Q2 24
$1.90
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBC
RBC
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$107.6M
Total DebtLower is stronger
$990.2M
$477.2M
Stockholders' EquityBook value
$3.3B
$7.8B
Total Assets
$5.1B
$72.7B
Debt / EquityLower = less leverage
0.30×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
$107.6M
$7.8B
Q3 25
$91.2M
$8.8B
Q2 25
$132.9M
$11.0B
Q1 25
$36.8M
$10.6B
Q4 24
$8.4B
Q3 24
$7.3B
Q2 24
$76.8M
$5.0B
Total Debt
RBC
RBC
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$990.2M
$474.2M
Q3 25
$1.1B
$471.3M
Q2 25
$915.6M
$657.3M
Q1 25
$920.1M
$654.4M
Q4 24
$385.3M
Q3 24
$384.8M
Q2 24
$384.2M
Stockholders' Equity
RBC
RBC
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$3.3B
$7.7B
Q3 25
$3.2B
$7.4B
Q2 25
$3.1B
$7.3B
Q1 25
$3.0B
$6.7B
Q4 24
$2.9B
$3.5B
Q3 24
$2.9B
$3.5B
Q2 24
$2.8B
$3.2B
Total Assets
RBC
RBC
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$5.1B
$73.1B
Q3 25
$5.1B
$71.9B
Q2 25
$4.8B
$71.8B
Q1 25
$4.7B
$69.3B
Q4 24
$4.7B
$50.4B
Q3 24
$4.7B
$47.5B
Q2 24
$4.7B
$44.5B
Debt / Equity
RBC
RBC
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.30×
0.06×
Q3 25
0.34×
0.06×
Q2 25
0.29×
0.09×
Q1 25
0.30×
0.10×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBC
RBC
UMBF
UMBF
Operating Cash FlowLast quarter
$122.1M
Free Cash FlowOCF − Capex
$99.1M
FCF MarginFCF / Revenue
21.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
1.81×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
$122.1M
$106.1M
Q3 25
$88.4M
$272.2M
Q2 25
$120.0M
$285.4M
Q1 25
$363.0M
Q4 24
$84.0M
$-66.9M
Q3 24
$123.6M
Q2 24
$97.4M
$112.4M
Free Cash Flow
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
$99.1M
$95.3M
Q3 25
$71.7M
$257.8M
Q2 25
$104.3M
$270.8M
Q1 25
$354.2M
Q4 24
$73.6M
$-77.1M
Q3 24
$117.7M
Q2 24
$88.4M
$106.7M
FCF Margin
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
21.5%
18.2%
Q3 25
15.7%
54.3%
Q2 25
23.9%
58.0%
Q1 25
89.1%
Q4 24
18.7%
-28.6%
Q3 24
47.6%
Q2 24
21.8%
43.5%
Capex Intensity
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
5.0%
2.1%
Q3 25
3.7%
3.0%
Q2 25
3.6%
3.1%
Q1 25
3.2%
2.2%
Q4 24
2.6%
3.8%
Q3 24
4.1%
2.4%
Q2 24
2.2%
2.3%
Cash Conversion
RBC
RBC
UMBF
UMBF
Q1 26
Q4 25
1.81×
0.49×
Q3 25
1.47×
1.45×
Q2 25
1.75×
1.31×
Q1 25
4.46×
Q4 24
1.45×
-0.56×
Q3 24
1.13×
Q2 24
1.59×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBC
RBC

Domestic$413.3M90%
Foreign$48.3M10%

UMBF
UMBF

Segment breakdown not available.

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