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Side-by-side financial comparison of REPUBLIC BANCORP INC (RBCAA) and Zai Lab Ltd (ZLAB). Click either name above to swap in a different company.

Zai Lab Ltd is the larger business by last-quarter revenue ($127.1M vs $94.3M, roughly 1.3× REPUBLIC BANCORP INC). On growth, Zai Lab Ltd posted the faster year-over-year revenue change (17.1% vs 5.3%). REPUBLIC BANCORP INC produced more free cash flow last quarter ($161.1M vs $-26.7M). Over the past eight quarters, Zai Lab Ltd's revenue compounded faster (20.8% CAGR vs -11.5%).

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

Zai Lab Ltd is a global biopharmaceutical company focused on developing, manufacturing and commercializing innovative therapies for oncology, autoimmune disorders, infectious diseases and other unmet medical needs. It operates primarily in the Greater China region and partners with leading global biotech firms to expand access to life-saving treatments for underserved patient populations.

RBCAA vs ZLAB — Head-to-Head

Bigger by revenue
ZLAB
ZLAB
1.3× larger
ZLAB
$127.1M
$94.3M
RBCAA
Growing faster (revenue YoY)
ZLAB
ZLAB
+11.8% gap
ZLAB
17.1%
5.3%
RBCAA
More free cash flow
RBCAA
RBCAA
$187.8M more FCF
RBCAA
$161.1M
$-26.7M
ZLAB
Faster 2-yr revenue CAGR
ZLAB
ZLAB
Annualised
ZLAB
20.8%
-11.5%
RBCAA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RBCAA
RBCAA
ZLAB
ZLAB
Revenue
$94.3M
$127.1M
Net Profit
$22.8M
Gross Margin
51.0%
Operating Margin
29.3%
-54.6%
Net Margin
24.2%
Revenue YoY
5.3%
17.1%
Net Profit YoY
20.0%
EPS (diluted)
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$94.3M
$127.1M
Q3 25
$93.5M
$115.4M
Q2 25
$93.8M
$109.1M
Q1 25
$135.8M
$105.7M
Q4 24
$89.5M
$108.5M
Q3 24
$88.1M
$101.8M
Q2 24
$86.9M
$100.1M
Q1 24
$120.3M
$87.1M
Net Profit
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$22.8M
Q3 25
$29.7M
$-36.0M
Q2 25
$31.5M
$-40.7M
Q1 25
$47.3M
$-48.4M
Q4 24
$19.0M
Q3 24
$26.5M
$-41.7M
Q2 24
$25.2M
$-80.3M
Q1 24
$30.6M
$-53.5M
Gross Margin
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
51.0%
Q3 25
59.5%
Q2 25
60.6%
Q1 25
63.6%
Q4 24
61.5%
Q3 24
64.1%
Q2 24
64.9%
Q1 24
61.4%
Operating Margin
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
29.3%
-54.6%
Q3 25
40.4%
-42.3%
Q2 25
43.0%
-50.3%
Q1 25
44.1%
-53.3%
Q4 24
25.8%
-62.6%
Q3 24
38.4%
-66.6%
Q2 24
37.0%
-76.0%
Q1 24
32.2%
-80.7%
Net Margin
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
24.2%
Q3 25
31.8%
-31.2%
Q2 25
33.5%
-37.3%
Q1 25
34.8%
-45.8%
Q4 24
21.2%
Q3 24
30.1%
-40.9%
Q2 24
29.0%
-80.2%
Q1 24
25.4%
-61.4%
EPS (diluted)
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$-0.05
Q3 25
$-0.03
Q2 25
$-0.04
Q1 25
$-0.04
Q4 24
$-0.09
Q3 24
$-0.04
Q2 24
$-0.08
Q1 24
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBCAA
RBCAA
ZLAB
ZLAB
Cash + ST InvestmentsLiquidity on hand
$220.0M
$689.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$715.5M
Total Assets
$7.0B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$220.0M
$689.6M
Q3 25
$484.2M
$717.2M
Q2 25
$484.8M
$732.2M
Q1 25
$793.0M
$757.3M
Q4 24
$432.2M
$779.7M
Q3 24
$530.9M
$616.1M
Q2 24
$400.1M
$630.0M
Q1 24
$546.4M
$650.8M
Stockholders' Equity
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$1.1B
$715.5M
Q3 25
$1.1B
$759.9M
Q2 25
$1.1B
$791.7M
Q1 25
$1.0B
$810.8M
Q4 24
$992.0M
$840.9M
Q3 24
$979.7M
$667.7M
Q2 24
$955.4M
$704.2M
Q1 24
$935.6M
$762.2M
Total Assets
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$7.0B
$1.2B
Q3 25
$7.0B
$1.2B
Q2 25
$7.0B
$1.2B
Q1 25
$7.1B
$1.2B
Q4 24
$6.8B
$1.2B
Q3 24
$6.7B
$985.3M
Q2 24
$6.6B
$987.4M
Q1 24
$6.9B
$988.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBCAA
RBCAA
ZLAB
ZLAB
Operating Cash FlowLast quarter
$168.2M
$-26.0M
Free Cash FlowOCF − Capex
$161.1M
$-26.7M
FCF MarginFCF / Revenue
170.9%
-21.0%
Capex IntensityCapex / Revenue
7.5%
0.5%
Cash ConversionOCF / Net Profit
7.37×
TTM Free Cash FlowTrailing 4 quarters
$288.6M
$-158.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$168.2M
$-26.0M
Q3 25
$33.3M
$-32.0M
Q2 25
$8.4M
$-31.0M
Q1 25
$93.2M
$-61.7M
Q4 24
$149.0M
$-55.8M
Q3 24
$51.3M
$-26.8M
Q2 24
$4.0M
$-42.2M
Q1 24
$71.2M
$-90.1M
Free Cash Flow
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
$161.1M
$-26.7M
Q3 25
$30.8M
$-35.0M
Q2 25
$5.2M
$-33.9M
Q1 25
$91.6M
$-63.2M
Q4 24
$143.2M
$-58.4M
Q3 24
$49.8M
$-28.2M
Q2 24
$2.7M
$-42.9M
Q1 24
$69.1M
$-91.1M
FCF Margin
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
170.9%
-21.0%
Q3 25
32.9%
-30.4%
Q2 25
5.5%
-31.1%
Q1 25
67.4%
-59.9%
Q4 24
160.0%
-53.8%
Q3 24
56.5%
-27.7%
Q2 24
3.1%
-42.9%
Q1 24
57.5%
-104.5%
Capex Intensity
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
7.5%
0.5%
Q3 25
2.6%
2.6%
Q2 25
3.5%
2.6%
Q1 25
1.2%
1.5%
Q4 24
6.5%
2.4%
Q3 24
1.7%
1.3%
Q2 24
1.5%
0.7%
Q1 24
1.7%
1.1%
Cash Conversion
RBCAA
RBCAA
ZLAB
ZLAB
Q4 25
7.37×
Q3 25
1.12×
Q2 25
0.27×
Q1 25
1.97×
Q4 24
7.84×
Q3 24
1.93×
Q2 24
0.16×
Q1 24
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBCAA
RBCAA

Segment breakdown not available.

ZLAB
ZLAB

Zejula$56.0M44%
Other$21.9M17%
Nuzyra$16.0M13%
Optune$11.9M9%
XACDURO$10.7M8%
Qinlock$9.7M8%
AUGTYRO$836.0K1%

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