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Side-by-side financial comparison of READING INTERNATIONAL INC (RDI) and SHORE BANCSHARES INC (SHBI). Click either name above to swap in a different company.

SHORE BANCSHARES INC is the larger business by last-quarter revenue ($59.1M vs $50.3M, roughly 1.2× READING INTERNATIONAL INC). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs -14.2%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $4.1M). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs 5.6%).

The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.

Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.

RDI vs SHBI — Head-to-Head

Bigger by revenue
SHBI
SHBI
1.2× larger
SHBI
$59.1M
$50.3M
RDI
Growing faster (revenue YoY)
SHBI
SHBI
+26.0% gap
SHBI
11.8%
-14.2%
RDI
More free cash flow
SHBI
SHBI
$55.1M more FCF
SHBI
$59.2M
$4.1M
RDI
Faster 2-yr revenue CAGR
SHBI
SHBI
Annualised
SHBI
11.3%
5.6%
RDI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RDI
RDI
SHBI
SHBI
Revenue
$50.3M
$59.1M
Net Profit
$-2.6M
Gross Margin
Operating Margin
-1.9%
35.2%
Net Margin
-5.1%
Revenue YoY
-14.2%
11.8%
Net Profit YoY
-14.5%
EPS (diluted)
$-0.11
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RDI
RDI
SHBI
SHBI
Q4 25
$50.3M
$59.1M
Q3 25
$52.2M
$56.4M
Q2 25
$60.4M
$56.6M
Q1 25
$40.2M
$53.0M
Q4 24
$58.6M
$52.9M
Q3 24
$60.1M
$50.5M
Q2 24
$46.8M
$50.6M
Q1 24
$45.1M
$47.7M
Net Profit
RDI
RDI
SHBI
SHBI
Q4 25
$-2.6M
Q3 25
$-4.2M
$14.3M
Q2 25
$-2.7M
$15.5M
Q1 25
$-4.8M
$13.8M
Q4 24
$-2.2M
Q3 24
$-7.0M
$11.2M
Q2 24
$-12.8M
$11.2M
Q1 24
$-13.2M
$8.2M
Operating Margin
RDI
RDI
SHBI
SHBI
Q4 25
-1.9%
35.2%
Q3 25
-0.6%
33.7%
Q2 25
4.8%
36.5%
Q1 25
-17.2%
34.4%
Q4 24
2.6%
34.3%
Q3 24
-0.6%
29.6%
Q2 24
-16.4%
29.7%
Q1 24
-16.7%
22.2%
Net Margin
RDI
RDI
SHBI
SHBI
Q4 25
-5.1%
Q3 25
-8.0%
25.5%
Q2 25
-4.4%
27.4%
Q1 25
-11.8%
26.0%
Q4 24
-3.8%
Q3 24
-11.7%
22.1%
Q2 24
-27.4%
22.2%
Q1 24
-29.4%
17.2%
EPS (diluted)
RDI
RDI
SHBI
SHBI
Q4 25
$-0.11
$0.48
Q3 25
$-0.18
$0.43
Q2 25
$-0.12
$0.46
Q1 25
$-0.21
$0.41
Q4 24
$-0.11
$0.39
Q3 24
$-0.31
$0.34
Q2 24
$-0.57
$0.34
Q1 24
$-0.59
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RDI
RDI
SHBI
SHBI
Cash + ST InvestmentsLiquidity on hand
$10.5M
$355.6M
Total DebtLower is stronger
$185.1M
$89.1M
Stockholders' EquityBook value
$-18.2M
$589.9M
Total Assets
$434.9M
$6.3B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RDI
RDI
SHBI
SHBI
Q4 25
$10.5M
$355.6M
Q3 25
$8.1M
$416.5M
Q2 25
$9.1M
$185.0M
Q1 25
$5.9M
$389.0M
Q4 24
$12.4M
$459.9M
Q3 24
$10.1M
$183.6M
Q2 24
$9.3M
$138.9M
Q1 24
$7.5M
$114.6M
Total Debt
RDI
RDI
SHBI
SHBI
Q4 25
$185.1M
$89.1M
Q3 25
$74.5M
Q2 25
$74.2M
Q1 25
$74.0M
Q4 24
$202.7M
$73.7M
Q3 24
$123.5M
Q2 24
$122.8M
Q1 24
$72.6M
Stockholders' Equity
RDI
RDI
SHBI
SHBI
Q4 25
$-18.2M
$589.9M
Q3 25
$-12.1M
$577.2M
Q2 25
$-7.7M
$565.2M
Q1 25
$-8.1M
$552.5M
Q4 24
$-4.4M
$541.1M
Q3 24
$1.6M
$533.3M
Q2 24
$6.5M
$522.8M
Q1 24
$18.0M
$515.2M
Total Assets
RDI
RDI
SHBI
SHBI
Q4 25
$434.9M
$6.3B
Q3 25
$435.2M
$6.3B
Q2 25
$438.1M
$6.0B
Q1 25
$441.0M
$6.2B
Q4 24
$471.0M
$6.2B
Q3 24
$495.7M
$5.9B
Q2 24
$494.9M
$5.9B
Q1 24
$494.9M
$5.8B
Debt / Equity
RDI
RDI
SHBI
SHBI
Q4 25
0.15×
Q3 25
0.13×
Q2 25
0.13×
Q1 25
0.13×
Q4 24
0.14×
Q3 24
0.23×
Q2 24
0.23×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RDI
RDI
SHBI
SHBI
Operating Cash FlowLast quarter
$4.3M
$62.4M
Free Cash FlowOCF − Capex
$4.1M
$59.2M
FCF MarginFCF / Revenue
8.2%
100.2%
Capex IntensityCapex / Revenue
0.3%
5.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-2.9M
$110.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RDI
RDI
SHBI
SHBI
Q4 25
$4.3M
$62.4M
Q3 25
$295.0K
$42.5M
Q2 25
$1.6M
$-8.3M
Q1 25
$-7.7M
$19.8M
Q4 24
$8.0M
$46.9M
Q3 24
$1.3M
$9.1M
Q2 24
$-10.4M
$3.0M
Q1 24
$-2.8M
$2.4M
Free Cash Flow
RDI
RDI
SHBI
SHBI
Q4 25
$4.1M
$59.2M
Q3 25
$-246.0K
$41.9M
Q2 25
$1.2M
$-9.2M
Q1 25
$-8.0M
$18.8M
Q4 24
$7.0M
$41.7M
Q3 24
$-1.1M
$8.4M
Q2 24
$-10.6M
$1.4M
Q1 24
$-4.7M
$614.0K
FCF Margin
RDI
RDI
SHBI
SHBI
Q4 25
8.2%
100.2%
Q3 25
-0.5%
74.3%
Q2 25
1.9%
-16.3%
Q1 25
-19.8%
35.4%
Q4 24
12.0%
78.8%
Q3 24
-1.8%
16.7%
Q2 24
-22.7%
2.9%
Q1 24
-10.4%
1.3%
Capex Intensity
RDI
RDI
SHBI
SHBI
Q4 25
0.3%
5.4%
Q3 25
1.0%
1.0%
Q2 25
0.6%
1.6%
Q1 25
0.6%
1.9%
Q4 24
1.7%
9.9%
Q3 24
4.0%
1.2%
Q2 24
0.5%
3.1%
Q1 24
4.3%
3.7%
Cash Conversion
RDI
RDI
SHBI
SHBI
Q4 25
Q3 25
2.96×
Q2 25
-0.54×
Q1 25
1.44×
Q4 24
Q3 24
0.81×
Q2 24
0.27×
Q1 24
0.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RDI
RDI

Cinema Exhibition Segment$46.9M93%
Real Estate Revenue$3.4M7%

SHBI
SHBI

Segment breakdown not available.

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