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Side-by-side financial comparison of READING INTERNATIONAL INC (RDI) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
READING INTERNATIONAL INC is the larger business by last-quarter revenue ($50.3M vs $35.3M, roughly 1.4× UNITY BANCORP INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs -5.1%, a 49.0% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -14.2%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $4.1M). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs 5.6%).
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
RDI vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $50.3M | $35.3M |
| Net Profit | $-2.6M | $15.5M |
| Gross Margin | — | — |
| Operating Margin | -1.9% | 55.8% |
| Net Margin | -5.1% | 43.9% |
| Revenue YoY | -14.2% | 24.2% |
| Net Profit YoY | -14.5% | 34.5% |
| EPS (diluted) | $-0.11 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $50.3M | $35.3M | ||
| Q3 25 | $52.2M | $32.8M | ||
| Q2 25 | $60.4M | $34.4M | ||
| Q1 25 | $40.2M | $29.4M | ||
| Q4 24 | $58.6M | $28.4M | ||
| Q3 24 | $60.1M | $27.7M | ||
| Q2 24 | $46.8M | $25.5M | ||
| Q1 24 | $45.1M | $25.6M |
| Q4 25 | $-2.6M | $15.5M | ||
| Q3 25 | $-4.2M | $14.4M | ||
| Q2 25 | $-2.7M | $16.5M | ||
| Q1 25 | $-4.8M | $11.6M | ||
| Q4 24 | $-2.2M | $11.5M | ||
| Q3 24 | $-7.0M | $10.9M | ||
| Q2 24 | $-12.8M | $9.5M | ||
| Q1 24 | $-13.2M | $9.6M |
| Q4 25 | -1.9% | 55.8% | ||
| Q3 25 | -0.6% | 57.5% | ||
| Q2 25 | 4.8% | 62.6% | ||
| Q1 25 | -17.2% | 52.6% | ||
| Q4 24 | 2.6% | 51.0% | ||
| Q3 24 | -0.6% | 52.7% | ||
| Q2 24 | -16.4% | 49.3% | ||
| Q1 24 | -16.7% | 50.0% |
| Q4 25 | -5.1% | 43.9% | ||
| Q3 25 | -8.0% | 43.8% | ||
| Q2 25 | -4.4% | 48.0% | ||
| Q1 25 | -11.8% | 39.5% | ||
| Q4 24 | -3.8% | 40.5% | ||
| Q3 24 | -11.7% | 39.4% | ||
| Q2 24 | -27.4% | 37.1% | ||
| Q1 24 | -29.4% | 37.5% |
| Q4 25 | $-0.11 | $1.52 | ||
| Q3 25 | $-0.18 | $1.41 | ||
| Q2 25 | $-0.12 | $1.61 | ||
| Q1 25 | $-0.21 | $1.13 | ||
| Q4 24 | $-0.11 | $1.13 | ||
| Q3 24 | $-0.31 | $1.07 | ||
| Q2 24 | $-0.57 | $0.92 | ||
| Q1 24 | $-0.59 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.5M | — |
| Total DebtLower is stronger | $185.1M | — |
| Stockholders' EquityBook value | $-18.2M | $345.6M |
| Total Assets | $434.9M | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $10.5M | — | ||
| Q3 25 | $8.1M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $5.9M | — | ||
| Q4 24 | $12.4M | — | ||
| Q3 24 | $10.1M | — | ||
| Q2 24 | $9.3M | — | ||
| Q1 24 | $7.5M | — |
| Q4 25 | $185.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $202.7M | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-18.2M | $345.6M | ||
| Q3 25 | $-12.1M | $334.0M | ||
| Q2 25 | $-7.7M | $319.8M | ||
| Q1 25 | $-8.1M | $306.1M | ||
| Q4 24 | $-4.4M | $295.6M | ||
| Q3 24 | $1.6M | $284.3M | ||
| Q2 24 | $6.5M | $273.4M | ||
| Q1 24 | $18.0M | $266.8M |
| Q4 25 | $434.9M | $3.0B | ||
| Q3 25 | $435.2M | $2.9B | ||
| Q2 25 | $438.1M | $2.9B | ||
| Q1 25 | $441.0M | $2.8B | ||
| Q4 24 | $471.0M | $2.7B | ||
| Q3 24 | $495.7M | $2.6B | ||
| Q2 24 | $494.9M | $2.6B | ||
| Q1 24 | $494.9M | $2.6B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.3M | $44.9M |
| Free Cash FlowOCF − Capex | $4.1M | $44.3M |
| FCF MarginFCF / Revenue | 8.2% | 125.7% |
| Capex IntensityCapex / Revenue | 0.3% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $-2.9M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.3M | $44.9M | ||
| Q3 25 | $295.0K | $45.5M | ||
| Q2 25 | $1.6M | $-25.3M | ||
| Q1 25 | $-7.7M | $17.9M | ||
| Q4 24 | $8.0M | $48.0M | ||
| Q3 24 | $1.3M | $17.7M | ||
| Q2 24 | $-10.4M | $-8.4M | ||
| Q1 24 | $-2.8M | $15.8M |
| Q4 25 | $4.1M | $44.3M | ||
| Q3 25 | $-246.0K | $45.3M | ||
| Q2 25 | $1.2M | $-25.5M | ||
| Q1 25 | $-8.0M | $17.6M | ||
| Q4 24 | $7.0M | $47.3M | ||
| Q3 24 | $-1.1M | $17.5M | ||
| Q2 24 | $-10.6M | $-8.6M | ||
| Q1 24 | $-4.7M | $15.7M |
| Q4 25 | 8.2% | 125.7% | ||
| Q3 25 | -0.5% | 138.1% | ||
| Q2 25 | 1.9% | -74.2% | ||
| Q1 25 | -19.8% | 59.9% | ||
| Q4 24 | 12.0% | 166.5% | ||
| Q3 24 | -1.8% | 63.3% | ||
| Q2 24 | -22.7% | -33.7% | ||
| Q1 24 | -10.4% | 61.4% |
| Q4 25 | 0.3% | 1.6% | ||
| Q3 25 | 1.0% | 0.7% | ||
| Q2 25 | 0.6% | 0.5% | ||
| Q1 25 | 0.6% | 1.0% | ||
| Q4 24 | 1.7% | 2.4% | ||
| Q3 24 | 4.0% | 0.5% | ||
| Q2 24 | 0.5% | 0.5% | ||
| Q1 24 | 4.3% | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
UNTY
Segment breakdown not available.
