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Side-by-side financial comparison of R F INDUSTRIES LTD (RFIL) and VersaBank (VBNK). Click either name above to swap in a different company.
VersaBank is the larger business by last-quarter revenue ($26.7M vs $22.7M, roughly 1.2× R F INDUSTRIES LTD). VersaBank runs the higher net margin — 30.3% vs 0.8%, a 29.6% gap on every dollar of revenue. On growth, VersaBank posted the faster year-over-year revenue change (31.2% vs 22.9%). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 16.6%).
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
VersaBank is a Canada-based digital-first financial institution offering commercial lending, high-interest deposit accounts and customized financial services for SMEs, retail clients and institutional partners across North America. It operates no physical branches, using secure digital infrastructure to deliver efficient, cost-effective banking experiences.
RFIL vs VBNK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $22.7M | $26.7M |
| Net Profit | $173.0K | $8.1M |
| Gross Margin | 36.8% | — |
| Operating Margin | 4.0% | — |
| Net Margin | 0.8% | 30.3% |
| Revenue YoY | 22.9% | 31.2% |
| Net Profit YoY | 172.7% | 35.9% |
| EPS (diluted) | $0.01 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $26.7M | ||
| Q4 25 | $22.7M | — | ||
| Q3 25 | $19.8M | $23.1M | ||
| Q2 25 | $18.9M | $22.0M | ||
| Q1 25 | $19.2M | $20.3M | ||
| Q4 24 | $18.5M | — | ||
| Q3 24 | $16.8M | $19.7M | ||
| Q2 24 | $16.1M | $20.8M |
| Q1 26 | — | $8.1M | ||
| Q4 25 | $173.0K | — | ||
| Q3 25 | $392.0K | $4.8M | ||
| Q2 25 | $-245.0K | $6.2M | ||
| Q1 25 | $-245.0K | $5.9M | ||
| Q4 24 | $-238.0K | — | ||
| Q3 24 | $-705.0K | $7.1M | ||
| Q2 24 | $-4.3M | $8.6M |
| Q1 26 | — | — | ||
| Q4 25 | 36.8% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 31.5% | — | ||
| Q1 25 | 29.8% | — | ||
| Q4 24 | 31.3% | — | ||
| Q3 24 | 29.5% | — | ||
| Q2 24 | 29.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | — | ||
| Q3 25 | 3.6% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | -2.5% | — | ||
| Q2 24 | -2.6% | — |
| Q1 26 | — | 30.3% | ||
| Q4 25 | 0.8% | — | ||
| Q3 25 | 2.0% | 20.8% | ||
| Q2 25 | -1.3% | 28.3% | ||
| Q1 25 | -1.3% | 29.3% | ||
| Q4 24 | -1.3% | — | ||
| Q3 24 | -4.2% | 35.9% | ||
| Q2 24 | -26.7% | 41.5% |
| Q1 26 | — | — | ||
| Q4 25 | $0.01 | — | ||
| Q3 25 | $0.04 | — | ||
| Q2 25 | $-0.02 | — | ||
| Q1 25 | $-0.02 | — | ||
| Q4 24 | $-0.02 | — | ||
| Q3 24 | $-0.07 | — | ||
| Q2 24 | $-0.41 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $5.1M | $458.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $35.2M | $396.4M |
| Total Assets | $73.0M | $4.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $458.4M | ||
| Q4 25 | $5.1M | — | ||
| Q3 25 | $3.0M | $336.0M | ||
| Q2 25 | $3.6M | $248.3M | ||
| Q1 25 | $1.3M | $282.3M | ||
| Q4 24 | $839.0K | — | ||
| Q3 24 | $1.8M | $181.0M | ||
| Q2 24 | $1.4M | $145.1M |
| Q1 26 | — | $396.4M | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $34.8M | $385.5M | ||
| Q2 25 | $34.2M | $385.7M | ||
| Q1 25 | $34.2M | $380.5M | ||
| Q4 24 | $34.1M | — | ||
| Q3 24 | $34.1M | $298.6M | ||
| Q2 24 | $34.6M | $292.1M |
| Q1 26 | — | $4.5B | ||
| Q4 25 | $73.0M | — | ||
| Q3 25 | $73.2M | $4.0B | ||
| Q2 25 | $72.7M | $3.7B | ||
| Q1 25 | $70.4M | $3.6B | ||
| Q4 24 | $71.0M | — | ||
| Q3 24 | $71.9M | $3.3B | ||
| Q2 24 | $72.8M | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.1M | $40.6M |
| Free Cash FlowOCF − Capex | $2.0M | — |
| FCF MarginFCF / Revenue | 9.0% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | 12.13× | 5.03× |
| TTM Free Cash FlowTrailing 4 quarters | $4.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $40.6M | ||
| Q4 25 | $2.1M | — | ||
| Q3 25 | $-311.0K | — | ||
| Q2 25 | $2.2M | — | ||
| Q1 25 | $601.0K | $-65.0M | ||
| Q4 24 | $-244.0K | — | ||
| Q3 24 | $2.4M | — | ||
| Q2 24 | $197.0K | — |
| Q1 26 | — | — | ||
| Q4 25 | $2.0M | — | ||
| Q3 25 | $-419.0K | — | ||
| Q2 25 | $2.2M | — | ||
| Q1 25 | $574.0K | — | ||
| Q4 24 | $-418.0K | — | ||
| Q3 24 | $2.1M | — | ||
| Q2 24 | $28.0K | — |
| Q1 26 | — | — | ||
| Q4 25 | 9.0% | — | ||
| Q3 25 | -2.1% | — | ||
| Q2 25 | 11.4% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | -2.3% | — | ||
| Q3 24 | 12.6% | — | ||
| Q2 24 | 0.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.0% | — |
| Q1 26 | — | 5.03× | ||
| Q4 25 | 12.13× | — | ||
| Q3 25 | -0.79× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -10.94× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
VBNK
Segment breakdown not available.
