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Side-by-side financial comparison of REGIS CORP (RGS) and SOUTHERN FIRST BANCSHARES INC (SFST). Click either name above to swap in a different company.

REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $31.8M, roughly 1.8× SOUTHERN FIRST BANCSHARES INC). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs 22.3%). SOUTHERN FIRST BANCSHARES INC produced more free cash flow last quarter ($29.9M vs $891.0K). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs 7.8%).

Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

RGS vs SFST — Head-to-Head

Bigger by revenue
RGS
RGS
1.8× larger
RGS
$57.1M
$31.8M
SFST
Growing faster (revenue YoY)
SFST
SFST
+3.9% gap
SFST
26.1%
22.3%
RGS
More free cash flow
SFST
SFST
$29.0M more FCF
SFST
$29.9M
$891.0K
RGS
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
7.8%
RGS

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
RGS
RGS
SFST
SFST
Revenue
$57.1M
$31.8M
Net Profit
$456.0K
Gross Margin
Operating Margin
10.8%
40.1%
Net Margin
0.8%
Revenue YoY
22.3%
26.1%
Net Profit YoY
-94.0%
EPS (diluted)
$0.16
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RGS
RGS
SFST
SFST
Q4 25
$57.1M
$31.8M
Q3 25
$59.0M
$31.1M
Q2 25
$60.4M
$28.6M
Q1 25
$57.0M
$26.5M
Q4 24
$46.7M
$25.2M
Q3 24
$46.1M
$23.8M
Q2 24
$49.4M
$23.1M
Q1 24
$49.2M
$21.3M
Net Profit
RGS
RGS
SFST
SFST
Q4 25
$456.0K
Q3 25
$1.4M
$8.7M
Q2 25
$116.5M
$6.6M
Q1 25
$250.0K
$5.3M
Q4 24
$7.6M
Q3 24
$-853.0K
$4.4M
Q2 24
$91.2M
$3.0M
Q1 24
$-2.3M
$2.5M
Operating Margin
RGS
RGS
SFST
SFST
Q4 25
10.8%
40.1%
Q3 25
10.0%
36.4%
Q2 25
12.1%
30.0%
Q1 25
8.8%
26.1%
Q4 24
11.8%
27.3%
Q3 24
4.6%
24.1%
Q2 24
17.0%
Q1 24
8.3%
15.9%
Net Margin
RGS
RGS
SFST
SFST
Q4 25
0.8%
Q3 25
2.3%
27.8%
Q2 25
192.9%
23.0%
Q1 25
0.4%
19.9%
Q4 24
16.4%
Q3 24
-1.9%
18.4%
Q2 24
184.7%
13.0%
Q1 24
-4.7%
11.8%
EPS (diluted)
RGS
RGS
SFST
SFST
Q4 25
$0.16
$1.19
Q3 25
$0.49
$1.07
Q2 25
$43.67
$0.81
Q1 25
$0.08
$0.65
Q4 24
$2.71
$0.69
Q3 24
$-0.36
$0.54
Q2 24
$38.40
$0.37
Q1 24
$-1.00
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RGS
RGS
SFST
SFST
Cash + ST InvestmentsLiquidity on hand
$18.4M
Total DebtLower is stronger
$113.3M
Stockholders' EquityBook value
$188.7M
$368.7M
Total Assets
$588.3M
$4.4B
Debt / EquityLower = less leverage
0.60×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RGS
RGS
SFST
SFST
Q4 25
$18.4M
Q3 25
$16.6M
Q2 25
$17.0M
Q1 25
$13.3M
Q4 24
$10.2M
Q3 24
$6.3M
Q2 24
$10.1M
Q1 24
$5.9M
Total Debt
RGS
RGS
SFST
SFST
Q4 25
$113.3M
Q3 25
$111.3M
Q2 25
$110.8M
Q1 25
$112.0M
Q4 24
$111.5M
Q3 24
$95.2M
Q2 24
$99.5M
Q1 24
$179.7M
Stockholders' Equity
RGS
RGS
SFST
SFST
Q4 25
$188.7M
$368.7M
Q3 25
$187.6M
$356.3M
Q2 25
$185.6M
$345.5M
Q1 25
$68.6M
$337.6M
Q4 24
$66.7M
$330.4M
Q3 24
$56.4M
$326.5M
Q2 24
$56.8M
$318.7M
Q1 24
$-35.8M
$315.3M
Total Assets
RGS
RGS
SFST
SFST
Q4 25
$588.3M
$4.4B
Q3 25
$592.1M
$4.4B
Q2 25
$599.0M
$4.3B
Q1 25
$511.2M
$4.3B
Q4 24
$530.1M
$4.1B
Q3 24
$508.9M
$4.2B
Q2 24
$530.5M
$4.1B
Q1 24
$543.7M
$4.1B
Debt / Equity
RGS
RGS
SFST
SFST
Q4 25
0.60×
Q3 25
0.59×
Q2 25
0.60×
Q1 25
1.63×
Q4 24
1.67×
Q3 24
1.69×
Q2 24
1.75×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RGS
RGS
SFST
SFST
Operating Cash FlowLast quarter
$1.7M
$30.5M
Free Cash FlowOCF − Capex
$891.0K
$29.9M
FCF MarginFCF / Revenue
1.6%
93.8%
Capex IntensityCapex / Revenue
1.4%
1.8%
Cash ConversionOCF / Net Profit
3.65×
TTM Free Cash FlowTrailing 4 quarters
$14.9M
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RGS
RGS
SFST
SFST
Q4 25
$1.7M
$30.5M
Q3 25
$2.3M
$14.5M
Q2 25
$6.8M
$10.5M
Q1 25
$6.2M
$7.6M
Q4 24
$2.1M
$25.6M
Q3 24
$-1.3M
$26.3M
Q2 24
$5.1M
$4.0M
Q1 24
$-277.0K
$-2.9M
Free Cash Flow
RGS
RGS
SFST
SFST
Q4 25
$891.0K
$29.9M
Q3 25
$1.9M
$14.4M
Q2 25
$6.2M
$10.4M
Q1 25
$5.9M
$7.4M
Q4 24
$1.7M
$24.8M
Q3 24
$-1.4M
$26.1M
Q2 24
$5.1M
$3.9M
Q1 24
$-326.0K
$-3.2M
FCF Margin
RGS
RGS
SFST
SFST
Q4 25
1.6%
93.8%
Q3 25
3.2%
46.3%
Q2 25
10.3%
36.3%
Q1 25
10.3%
28.1%
Q4 24
3.6%
98.2%
Q3 24
-3.0%
110.0%
Q2 24
10.3%
16.8%
Q1 24
-0.7%
-15.0%
Capex Intensity
RGS
RGS
SFST
SFST
Q4 25
1.4%
1.8%
Q3 25
0.7%
0.3%
Q2 25
0.9%
0.3%
Q1 25
0.6%
0.5%
Q4 24
0.9%
3.1%
Q3 24
0.0%
0.8%
Q2 24
0.0%
0.4%
Q1 24
0.1%
1.3%
Cash Conversion
RGS
RGS
SFST
SFST
Q4 25
3.65×
Q3 25
1.68×
1.67×
Q2 25
0.06×
1.59×
Q1 25
24.80×
1.44×
Q4 24
0.28×
Q3 24
6.01×
Q2 24
0.06×
1.32×
Q1 24
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RGS
RGS

Franchise Segment$37.9M66%
Royalty$13.6M24%
Other$2.8M5%
Fees$1.8M3%
Franchise Fees$1.0M2%

SFST
SFST

Segment breakdown not available.

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