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Side-by-side financial comparison of REGIS CORP (RGS) and SHORE BANCSHARES INC (SHBI). Click either name above to swap in a different company.
SHORE BANCSHARES INC is the larger business by last-quarter revenue ($59.1M vs $57.1M, roughly 1.0× REGIS CORP). On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 11.8%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $891.0K). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs 7.8%).
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.
RGS vs SHBI — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $57.1M | $59.1M |
| Net Profit | $456.0K | — |
| Gross Margin | — | — |
| Operating Margin | 10.8% | 35.2% |
| Net Margin | 0.8% | — |
| Revenue YoY | 22.3% | 11.8% |
| Net Profit YoY | -94.0% | — |
| EPS (diluted) | $0.16 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $57.1M | $59.1M | ||
| Q3 25 | $59.0M | $56.4M | ||
| Q2 25 | $60.4M | $56.6M | ||
| Q1 25 | $57.0M | $53.0M | ||
| Q4 24 | $46.7M | $52.9M | ||
| Q3 24 | $46.1M | $50.5M | ||
| Q2 24 | $49.4M | $50.6M | ||
| Q1 24 | $49.2M | $47.7M |
| Q4 25 | $456.0K | — | ||
| Q3 25 | $1.4M | $14.3M | ||
| Q2 25 | $116.5M | $15.5M | ||
| Q1 25 | $250.0K | $13.8M | ||
| Q4 24 | $7.6M | — | ||
| Q3 24 | $-853.0K | $11.2M | ||
| Q2 24 | $91.2M | $11.2M | ||
| Q1 24 | $-2.3M | $8.2M |
| Q4 25 | 10.8% | 35.2% | ||
| Q3 25 | 10.0% | 33.7% | ||
| Q2 25 | 12.1% | 36.5% | ||
| Q1 25 | 8.8% | 34.4% | ||
| Q4 24 | 11.8% | 34.3% | ||
| Q3 24 | 4.6% | 29.6% | ||
| Q2 24 | — | 29.7% | ||
| Q1 24 | 8.3% | 22.2% |
| Q4 25 | 0.8% | — | ||
| Q3 25 | 2.3% | 25.5% | ||
| Q2 25 | 192.9% | 27.4% | ||
| Q1 25 | 0.4% | 26.0% | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | -1.9% | 22.1% | ||
| Q2 24 | 184.7% | 22.2% | ||
| Q1 24 | -4.7% | 17.2% |
| Q4 25 | $0.16 | $0.48 | ||
| Q3 25 | $0.49 | $0.43 | ||
| Q2 25 | $43.67 | $0.46 | ||
| Q1 25 | $0.08 | $0.41 | ||
| Q4 24 | $2.71 | $0.39 | ||
| Q3 24 | $-0.36 | $0.34 | ||
| Q2 24 | $38.40 | $0.34 | ||
| Q1 24 | $-1.00 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.4M | $355.6M |
| Total DebtLower is stronger | $113.3M | $89.1M |
| Stockholders' EquityBook value | $188.7M | $589.9M |
| Total Assets | $588.3M | $6.3B |
| Debt / EquityLower = less leverage | 0.60× | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.4M | $355.6M | ||
| Q3 25 | $16.6M | $416.5M | ||
| Q2 25 | $17.0M | $185.0M | ||
| Q1 25 | $13.3M | $389.0M | ||
| Q4 24 | $10.2M | $459.9M | ||
| Q3 24 | $6.3M | $183.6M | ||
| Q2 24 | $10.1M | $138.9M | ||
| Q1 24 | $5.9M | $114.6M |
| Q4 25 | $113.3M | $89.1M | ||
| Q3 25 | $111.3M | $74.5M | ||
| Q2 25 | $110.8M | $74.2M | ||
| Q1 25 | $112.0M | $74.0M | ||
| Q4 24 | $111.5M | $73.7M | ||
| Q3 24 | $95.2M | $123.5M | ||
| Q2 24 | $99.5M | $122.8M | ||
| Q1 24 | $179.7M | $72.6M |
| Q4 25 | $188.7M | $589.9M | ||
| Q3 25 | $187.6M | $577.2M | ||
| Q2 25 | $185.6M | $565.2M | ||
| Q1 25 | $68.6M | $552.5M | ||
| Q4 24 | $66.7M | $541.1M | ||
| Q3 24 | $56.4M | $533.3M | ||
| Q2 24 | $56.8M | $522.8M | ||
| Q1 24 | $-35.8M | $515.2M |
| Q4 25 | $588.3M | $6.3B | ||
| Q3 25 | $592.1M | $6.3B | ||
| Q2 25 | $599.0M | $6.0B | ||
| Q1 25 | $511.2M | $6.2B | ||
| Q4 24 | $530.1M | $6.2B | ||
| Q3 24 | $508.9M | $5.9B | ||
| Q2 24 | $530.5M | $5.9B | ||
| Q1 24 | $543.7M | $5.8B |
| Q4 25 | 0.60× | 0.15× | ||
| Q3 25 | 0.59× | 0.13× | ||
| Q2 25 | 0.60× | 0.13× | ||
| Q1 25 | 1.63× | 0.13× | ||
| Q4 24 | 1.67× | 0.14× | ||
| Q3 24 | 1.69× | 0.23× | ||
| Q2 24 | 1.75× | 0.23× | ||
| Q1 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | $62.4M |
| Free Cash FlowOCF − Capex | $891.0K | $59.2M |
| FCF MarginFCF / Revenue | 1.6% | 100.2% |
| Capex IntensityCapex / Revenue | 1.4% | 5.4% |
| Cash ConversionOCF / Net Profit | 3.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.9M | $110.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $62.4M | ||
| Q3 25 | $2.3M | $42.5M | ||
| Q2 25 | $6.8M | $-8.3M | ||
| Q1 25 | $6.2M | $19.8M | ||
| Q4 24 | $2.1M | $46.9M | ||
| Q3 24 | $-1.3M | $9.1M | ||
| Q2 24 | $5.1M | $3.0M | ||
| Q1 24 | $-277.0K | $2.4M |
| Q4 25 | $891.0K | $59.2M | ||
| Q3 25 | $1.9M | $41.9M | ||
| Q2 25 | $6.2M | $-9.2M | ||
| Q1 25 | $5.9M | $18.8M | ||
| Q4 24 | $1.7M | $41.7M | ||
| Q3 24 | $-1.4M | $8.4M | ||
| Q2 24 | $5.1M | $1.4M | ||
| Q1 24 | $-326.0K | $614.0K |
| Q4 25 | 1.6% | 100.2% | ||
| Q3 25 | 3.2% | 74.3% | ||
| Q2 25 | 10.3% | -16.3% | ||
| Q1 25 | 10.3% | 35.4% | ||
| Q4 24 | 3.6% | 78.8% | ||
| Q3 24 | -3.0% | 16.7% | ||
| Q2 24 | 10.3% | 2.9% | ||
| Q1 24 | -0.7% | 1.3% |
| Q4 25 | 1.4% | 5.4% | ||
| Q3 25 | 0.7% | 1.0% | ||
| Q2 25 | 0.9% | 1.6% | ||
| Q1 25 | 0.6% | 1.9% | ||
| Q4 24 | 0.9% | 9.9% | ||
| Q3 24 | 0.0% | 1.2% | ||
| Q2 24 | 0.0% | 3.1% | ||
| Q1 24 | 0.1% | 3.7% |
| Q4 25 | 3.65× | — | ||
| Q3 25 | 1.68× | 2.96× | ||
| Q2 25 | 0.06× | -0.54× | ||
| Q1 25 | 24.80× | 1.44× | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | — | 0.81× | ||
| Q2 24 | 0.06× | 0.27× | ||
| Q1 24 | — | 0.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
SHBI
Segment breakdown not available.
