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Side-by-side financial comparison of REGIS CORP (RGS) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
Third Coast Bancshares, Inc. is the larger business by last-quarter revenue ($57.7M vs $57.1M, roughly 1.0× REGIS CORP). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs 0.8%, a 27.6% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (17.5% CAGR vs 7.8%).
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
RGS vs TCBX — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $57.1M | $57.7M |
| Net Profit | $456.0K | $16.4M |
| Gross Margin | — | — |
| Operating Margin | 10.8% | — |
| Net Margin | 0.8% | 28.4% |
| Revenue YoY | 22.3% | — |
| Net Profit YoY | -94.0% | 20.5% |
| EPS (diluted) | $0.16 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $57.1M | $56.5M | ||
| Q3 25 | $59.0M | $54.5M | ||
| Q2 25 | $60.4M | $52.0M | ||
| Q1 25 | $57.0M | $45.9M | ||
| Q4 24 | $46.7M | $46.3M | ||
| Q3 24 | $46.1M | $42.9M | ||
| Q2 24 | $49.4M | $41.7M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $456.0K | $17.9M | ||
| Q3 25 | $1.4M | $18.1M | ||
| Q2 25 | $116.5M | $16.7M | ||
| Q1 25 | $250.0K | $13.6M | ||
| Q4 24 | $7.6M | $13.7M | ||
| Q3 24 | $-853.0K | $12.8M | ||
| Q2 24 | $91.2M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | 10.8% | 38.1% | ||
| Q3 25 | 10.0% | 41.9% | ||
| Q2 25 | 12.1% | 40.5% | ||
| Q1 25 | 8.8% | 37.8% | ||
| Q4 24 | 11.8% | 38.7% | ||
| Q3 24 | 4.6% | 37.9% | ||
| Q2 24 | — | 34.1% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | 0.8% | 31.7% | ||
| Q3 25 | 2.3% | 33.1% | ||
| Q2 25 | 192.9% | 32.2% | ||
| Q1 25 | 0.4% | 29.6% | ||
| Q4 24 | 16.4% | 29.7% | ||
| Q3 24 | -1.9% | 29.8% | ||
| Q2 24 | 184.7% | 25.9% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.16 | $1.02 | ||
| Q3 25 | $0.49 | $1.03 | ||
| Q2 25 | $43.67 | $0.96 | ||
| Q1 25 | $0.08 | $0.78 | ||
| Q4 24 | $2.71 | $0.80 | ||
| Q3 24 | $-0.36 | $0.74 | ||
| Q2 24 | $38.40 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.4M | — |
| Total DebtLower is stronger | $113.3M | — |
| Stockholders' EquityBook value | $188.7M | $650.5M |
| Total Assets | $588.3M | $6.6B |
| Debt / EquityLower = less leverage | 0.60× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $18.4M | $175.2M | ||
| Q3 25 | $16.6M | $116.4M | ||
| Q2 25 | $17.0M | $113.1M | ||
| Q1 25 | $13.3M | $219.0M | ||
| Q4 24 | $10.2M | $371.2M | ||
| Q3 24 | $6.3M | $258.2M | ||
| Q2 24 | $10.1M | $241.8M |
| Q1 26 | — | — | ||
| Q4 25 | $113.3M | — | ||
| Q3 25 | $111.3M | — | ||
| Q2 25 | $110.8M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $111.5M | — | ||
| Q3 24 | $95.2M | — | ||
| Q2 24 | $99.5M | — |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $188.7M | $531.0M | ||
| Q3 25 | $187.6M | $513.8M | ||
| Q2 25 | $185.6M | $496.1M | ||
| Q1 25 | $68.6M | $479.8M | ||
| Q4 24 | $66.7M | $460.7M | ||
| Q3 24 | $56.4M | $450.5M | ||
| Q2 24 | $56.8M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $588.3M | $5.3B | ||
| Q3 25 | $592.1M | $5.1B | ||
| Q2 25 | $599.0M | $4.9B | ||
| Q1 25 | $511.2M | $4.9B | ||
| Q4 24 | $530.1M | $4.9B | ||
| Q3 24 | $508.9M | $4.6B | ||
| Q2 24 | $530.5M | $4.5B |
| Q1 26 | — | — | ||
| Q4 25 | 0.60× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 1.67× | — | ||
| Q3 24 | 1.69× | — | ||
| Q2 24 | 1.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | — |
| Free Cash FlowOCF − Capex | $891.0K | — |
| FCF MarginFCF / Revenue | 1.6% | — |
| Capex IntensityCapex / Revenue | 1.4% | — |
| Cash ConversionOCF / Net Profit | 3.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $50.8M | ||
| Q3 25 | $2.3M | $20.7M | ||
| Q2 25 | $6.8M | $13.9M | ||
| Q1 25 | $6.2M | $10.5M | ||
| Q4 24 | $2.1M | $35.1M | ||
| Q3 24 | $-1.3M | $22.0M | ||
| Q2 24 | $5.1M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | $891.0K | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $6.2M | — | ||
| Q1 25 | $5.9M | — | ||
| Q4 24 | $1.7M | $33.4M | ||
| Q3 24 | $-1.4M | — | ||
| Q2 24 | $5.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | — | ||
| Q3 25 | 3.2% | — | ||
| Q2 25 | 10.3% | — | ||
| Q1 25 | 10.3% | — | ||
| Q4 24 | 3.6% | 72.1% | ||
| Q3 24 | -3.0% | — | ||
| Q2 24 | 10.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.9% | 3.8% | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.65× | 2.84× | ||
| Q3 25 | 1.68× | 1.15× | ||
| Q2 25 | 0.06× | 0.83× | ||
| Q1 25 | 24.80× | 0.77× | ||
| Q4 24 | 0.28× | 2.56× | ||
| Q3 24 | — | 1.72× | ||
| Q2 24 | 0.06× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
