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Side-by-side financial comparison of BRC Group Holdings, Inc. (RILY) and UNITIL CORP (UTL). Click either name above to swap in a different company.

BRC Group Holdings, Inc. is the larger business by last-quarter revenue ($188.3M vs $161.5M, roughly 1.2× UNITIL CORP). BRC Group Holdings, Inc. runs the higher net margin — 47.9% vs 11.8%, a 36.2% gap on every dollar of revenue. On growth, UNITIL CORP posted the faster year-over-year revenue change (26.7% vs -21.9%). Over the past eight quarters, UNITIL CORP's revenue compounded faster (-4.9% CAGR vs -15.4%).

Unitil Corporation is an interstate electricity and natural gas utility company that provides services for New Hampshire, Massachusetts and Maine. Its earliest predecessor company, the Portland Gas Light Company, was founded in Maine in 1849. The current company was set up in 1984 and is based in New Hampshire. With a market cap of 686.51M, it provides electric services to about 102,400 customers and natural gas to over 75,900 customers. The service territory of Unitil includes business distr...

RILY vs UTL — Head-to-Head

Bigger by revenue
RILY
RILY
1.2× larger
RILY
$188.3M
$161.5M
UTL
Growing faster (revenue YoY)
UTL
UTL
+48.5% gap
UTL
26.7%
-21.9%
RILY
Higher net margin
RILY
RILY
36.2% more per $
RILY
47.9%
11.8%
UTL
Faster 2-yr revenue CAGR
UTL
UTL
Annualised
UTL
-4.9%
-15.4%
RILY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RILY
RILY
UTL
UTL
Revenue
$188.3M
$161.5M
Net Profit
$90.3M
$19.0M
Gross Margin
79.5%
Operating Margin
32.3%
21.5%
Net Margin
47.9%
11.8%
Revenue YoY
-21.9%
26.7%
Net Profit YoY
1710.8%
21.8%
EPS (diluted)
$2.78
$1.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RILY
RILY
UTL
UTL
Q4 25
$188.3M
$161.5M
Q3 25
$215.3M
$101.1M
Q2 25
$188.2M
$102.6M
Q1 25
$197.2M
$170.8M
Q4 24
$241.0M
$127.5M
Q3 24
$225.5M
$92.9M
Q2 24
$256.0M
$95.7M
Q1 24
$263.4M
$178.7M
Net Profit
RILY
RILY
UTL
UTL
Q4 25
$90.3M
$19.0M
Q3 25
$91.1M
$-300.0K
Q2 25
$139.5M
$4.0M
Q1 25
$-10.0M
$27.5M
Q4 24
$-5.6M
$15.6M
Q3 24
$-284.4M
$0
Q2 24
$-433.6M
$4.3M
Q1 24
$-49.2M
$27.2M
Gross Margin
RILY
RILY
UTL
UTL
Q4 25
79.5%
Q3 25
83.7%
Q2 25
81.3%
Q1 25
81.4%
Q4 24
79.8%
Q3 24
82.1%
Q2 24
84.5%
Q1 24
85.3%
Operating Margin
RILY
RILY
UTL
UTL
Q4 25
32.3%
21.5%
Q3 25
30.4%
6.9%
Q2 25
5.7%
13.0%
Q1 25
-31.2%
27.0%
Q4 24
-69.2%
22.1%
Q3 24
-36.4%
6.2%
Q2 24
-90.8%
13.0%
Q1 24
-6.1%
24.7%
Net Margin
RILY
RILY
UTL
UTL
Q4 25
47.9%
11.8%
Q3 25
42.3%
-0.3%
Q2 25
74.1%
3.9%
Q1 25
-5.1%
16.1%
Q4 24
-2.3%
12.2%
Q3 24
-126.1%
Q2 24
-169.4%
4.5%
Q1 24
-18.7%
15.2%
EPS (diluted)
RILY
RILY
UTL
UTL
Q4 25
$2.78
$1.05
Q3 25
$2.91
$-0.02
Q2 25
$4.50
$0.25
Q1 25
$-0.39
$1.69
Q4 24
$-0.01
$0.97
Q3 24
$-9.39
$0.00
Q2 24
$-14.35
$0.27
Q1 24
$-1.71
$1.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RILY
RILY
UTL
UTL
Cash + ST InvestmentsLiquidity on hand
$226.6M
$15.6M
Total DebtLower is stronger
$1.4B
$670.5M
Stockholders' EquityBook value
$-171.5M
$609.6M
Total Assets
$1.7B
$2.1B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RILY
RILY
UTL
UTL
Q4 25
$226.6M
$15.6M
Q3 25
$184.2M
$14.6M
Q2 25
$267.4M
$8.5M
Q1 25
$138.3M
$10.2M
Q4 24
$146.9M
$6.3M
Q3 24
$159.2M
$6.3M
Q2 24
$236.9M
$2.8M
Q1 24
$190.7M
$6.3M
Total Debt
RILY
RILY
UTL
UTL
Q4 25
$1.4B
$670.5M
Q3 25
$1.3B
$670.5M
Q2 25
$1.3B
$640.7M
Q1 25
$1.4B
$642.1M
Q4 24
$1.5B
$643.3M
Q3 24
$643.3M
Q2 24
$511.3M
Q1 24
$512.8M
Stockholders' Equity
RILY
RILY
UTL
UTL
Q4 25
$-171.5M
$609.6M
Q3 25
$-260.5M
$597.2M
Q2 25
$-351.7M
$532.8M
Q1 25
$-496.8M
$534.1M
Q4 24
$-488.2M
$512.5M
Q3 24
$-497.6M
$502.4M
Q2 24
$-218.3M
$508.8M
Q1 24
$228.4M
$510.8M
Total Assets
RILY
RILY
UTL
UTL
Q4 25
$1.7B
$2.1B
Q3 25
$1.7B
$1.9B
Q2 25
$1.5B
$1.9B
Q1 25
$1.5B
$1.9B
Q4 24
$1.8B
$1.8B
Q3 24
$2.2B
$1.7B
Q2 24
$3.2B
$1.7B
Q1 24
$5.0B
$1.7B
Debt / Equity
RILY
RILY
UTL
UTL
Q4 25
1.10×
Q3 25
1.12×
Q2 25
1.20×
Q1 25
1.20×
Q4 24
1.26×
Q3 24
1.28×
Q2 24
1.00×
Q1 24
1.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RILY
RILY
UTL
UTL
Operating Cash FlowLast quarter
$26.2M
$21.4M
Free Cash FlowOCF − Capex
$-36.3M
FCF MarginFCF / Revenue
-22.5%
Capex IntensityCapex / Revenue
35.7%
Cash ConversionOCF / Net Profit
0.29×
1.13×
TTM Free Cash FlowTrailing 4 quarters
$-53.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RILY
RILY
UTL
UTL
Q4 25
$26.2M
$21.4M
Q3 25
$-60.6M
$15.6M
Q2 25
$-25.6M
$42.2M
Q1 25
$184.0K
$52.1M
Q4 24
$-2.7M
$23.3M
Q3 24
$19.5M
$26.1M
Q2 24
$111.5M
$49.9M
Q1 24
$135.4M
$26.6M
Free Cash Flow
RILY
RILY
UTL
UTL
Q4 25
$-36.3M
Q3 25
$-39.0M
Q2 25
$2.0M
Q1 25
$19.5M
Q4 24
$-32.3M
Q3 24
$-31.3M
Q2 24
$13.2M
Q1 24
$6.4M
FCF Margin
RILY
RILY
UTL
UTL
Q4 25
-22.5%
Q3 25
-38.6%
Q2 25
1.9%
Q1 25
11.4%
Q4 24
-25.3%
Q3 24
-33.7%
Q2 24
13.8%
Q1 24
3.6%
Capex Intensity
RILY
RILY
UTL
UTL
Q4 25
35.7%
Q3 25
54.0%
Q2 25
39.2%
Q1 25
19.1%
Q4 24
43.6%
Q3 24
61.8%
Q2 24
38.3%
Q1 24
11.3%
Cash Conversion
RILY
RILY
UTL
UTL
Q4 25
0.29×
1.13×
Q3 25
-0.66×
Q2 25
-0.18×
10.55×
Q1 25
1.89×
Q4 24
1.49×
Q3 24
Q2 24
11.60×
Q1 24
0.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RILY
RILY

Transferred At Point In Time$101.4M54%
Wealth Management Segment$30.7M16%
Corporate Finance Consulting And Investment Banking Fees$27.1M14%
Services And Fees$24.8M13%
Commissions Fees And Reimbursed Expenses$4.8M3%

UTL
UTL

Segment breakdown not available.

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