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Side-by-side financial comparison of RLI CORP (RLI) and USANA HEALTH SCIENCES INC (USNA). Click either name above to swap in a different company.
RLI CORP is the larger business by last-quarter revenue ($465.7M vs $250.2M, roughly 1.9× USANA HEALTH SCIENCES INC). RLI CORP runs the higher net margin — 19.6% vs 3.0%, a 16.6% gap on every dollar of revenue. On growth, RLI CORP posted the faster year-over-year revenue change (6.1% vs -3.0%). Over the past eight quarters, USANA HEALTH SCIENCES INC's revenue compounded faster (11.8% CAGR vs 2.3%).
RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.
Usana Health Sciences, Inc., or USANA, is an American multi-level marketing company based in Salt Lake City, Utah. As of 2021, Usana was the 14th largest direct-selling company in the world by revenue. The company manufactures most of its nutritional products, dietary supplements, and skincare products at a Salt Lake City facility. Its products are sold in 24 countries via a network of independent distributors.
RLI vs USNA — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2027
| Metric | | |
|---|---|---|
| Revenue | $465.7M | $250.2M |
| Net Profit | $91.2M | $7.5M |
| Gross Margin | — | 76.2% |
| Operating Margin | 24.4% | 5.5% |
| Net Margin | 19.6% | 3.0% |
| Revenue YoY | 6.1% | -3.0% |
| Net Profit YoY | 123.1% | -20.0% |
| EPS (diluted) | $1.00 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $250.2M | ||
| Q4 25 | $465.7M | $226.2M | ||
| Q3 25 | $509.3M | $213.7M | ||
| Q2 25 | $499.8M | $235.8M | ||
| Q1 25 | $407.7M | $249.5M | ||
| Q4 24 | $439.1M | $213.6M | ||
| Q3 24 | $470.0M | $200.2M | ||
| Q2 24 | $416.4M | — |
| Q1 26 | — | $7.5M | ||
| Q4 25 | $91.2M | $180.0K | ||
| Q3 25 | $124.6M | $-6.5M | ||
| Q2 25 | $124.3M | $9.7M | ||
| Q1 25 | $63.2M | $9.4M | ||
| Q4 24 | $40.9M | $4.5M | ||
| Q3 24 | $95.0M | $10.6M | ||
| Q2 24 | $82.0M | — |
| Q1 26 | — | 76.2% | ||
| Q4 25 | — | 78.2% | ||
| Q3 25 | — | 77.2% | ||
| Q2 25 | — | 78.7% | ||
| Q1 25 | — | 79.0% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.4% | ||
| Q2 24 | — | — |
| Q1 26 | — | 5.5% | ||
| Q4 25 | 24.4% | 1.7% | ||
| Q3 25 | 30.9% | 0.6% | ||
| Q2 25 | 31.3% | 7.1% | ||
| Q1 25 | 19.3% | 6.3% | ||
| Q4 24 | 10.8% | 3.8% | ||
| Q3 24 | 24.9% | 7.8% | ||
| Q2 24 | 24.8% | — |
| Q1 26 | — | 3.0% | ||
| Q4 25 | 19.6% | 0.1% | ||
| Q3 25 | 24.5% | -3.1% | ||
| Q2 25 | 24.9% | 4.1% | ||
| Q1 25 | 15.5% | 3.8% | ||
| Q4 24 | 9.3% | 2.1% | ||
| Q3 24 | 20.2% | 5.3% | ||
| Q2 24 | 19.7% | — |
| Q1 26 | — | $0.41 | ||
| Q4 25 | $1.00 | $-0.10 | ||
| Q3 25 | $1.35 | $-0.36 | ||
| Q2 25 | $1.34 | $0.52 | ||
| Q1 25 | $0.68 | $0.49 | ||
| Q4 24 | $-2.87 | $0.23 | ||
| Q3 24 | $2.06 | $0.56 | ||
| Q2 24 | $1.78 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.8B | — |
| Total Assets | $6.2B | $739.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $162.8M | ||
| Q4 25 | — | $158.4M | ||
| Q3 25 | — | $145.3M | ||
| Q2 25 | — | $151.3M | ||
| Q1 25 | — | $179.6M | ||
| Q4 24 | — | $181.8M | ||
| Q3 24 | — | $364.9M | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $100.0M | — | ||
| Q2 25 | $100.0M | — | ||
| Q1 25 | $100.0M | — | ||
| Q4 24 | $100.0M | — | ||
| Q3 24 | $100.0M | — | ||
| Q2 24 | $100.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.9B | $528.1M | ||
| Q2 25 | $1.7B | $531.1M | ||
| Q1 25 | $1.6B | $529.8M | ||
| Q4 24 | $1.5B | $532.1M | ||
| Q3 24 | $1.7B | $533.1M | ||
| Q2 24 | $1.6B | — |
| Q1 26 | — | $739.0M | ||
| Q4 25 | $6.2B | $742.9M | ||
| Q3 25 | $6.2B | $726.6M | ||
| Q2 25 | $6.0B | $734.5M | ||
| Q1 25 | $5.7B | $746.6M | ||
| Q4 24 | $5.6B | $748.2M | ||
| Q3 24 | $5.8B | $671.3M | ||
| Q2 24 | $5.5B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.07× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.06× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $156.8M | — |
| Free Cash FlowOCF − Capex | $155.0M | — |
| FCF MarginFCF / Revenue | 33.3% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | 1.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $608.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $156.8M | — | ||
| Q3 25 | $179.2M | $-2.0M | ||
| Q2 25 | $174.7M | $12.2M | ||
| Q1 25 | $103.5M | $15.5M | ||
| Q4 24 | $128.1M | $5.8M | ||
| Q3 24 | $219.4M | $29.5M | ||
| Q2 24 | $141.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | $155.0M | — | ||
| Q3 25 | $177.8M | $-5.2M | ||
| Q2 25 | $173.4M | $7.2M | ||
| Q1 25 | $102.5M | $12.7M | ||
| Q4 24 | $127.6M | $4.0M | ||
| Q3 24 | $219.0M | $27.1M | ||
| Q2 24 | $139.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.9% | -2.4% | ||
| Q2 25 | 34.7% | 3.0% | ||
| Q1 25 | 25.1% | 5.1% | ||
| Q4 24 | 29.0% | 1.9% | ||
| Q3 24 | 46.6% | 13.6% | ||
| Q2 24 | 33.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.3% | 1.5% | ||
| Q2 25 | 0.3% | 2.1% | ||
| Q1 25 | 0.3% | 1.1% | ||
| Q4 24 | 0.1% | 0.8% | ||
| Q3 24 | 0.1% | 1.2% | ||
| Q2 24 | 0.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 1.41× | 1.27× | ||
| Q1 25 | 1.64× | 1.65× | ||
| Q4 24 | 3.13× | 1.29× | ||
| Q3 24 | 2.31× | 2.78× | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
USNA
Segment breakdown not available.
