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Side-by-side financial comparison of Rimini Street, Inc. (RMNI) and WAFD INC (WAFD). Click either name above to swap in a different company.

WAFD INC is the larger business by last-quarter revenue ($191.4M vs $105.5M, roughly 1.8× Rimini Street, Inc.). WAFD INC runs the higher net margin — 33.5% vs 1.3%, a 32.3% gap on every dollar of revenue. On growth, WAFD INC posted the faster year-over-year revenue change (11.8% vs 1.2%). Over the past eight quarters, WAFD INC's revenue compounded faster (5.5% CAGR vs 1.1%).

Rimini Street, Inc. is a global provider of independent third-party support services for enterprise software products including Oracle and SAP platforms. It serves clients across multiple industries worldwide, delivering cost-effective support, maintenance, and consulting solutions that help businesses cut operational expenses while ensuring software performance and security.

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

RMNI vs WAFD — Head-to-Head

Bigger by revenue
WAFD
WAFD
1.8× larger
WAFD
$191.4M
$105.5M
RMNI
Growing faster (revenue YoY)
WAFD
WAFD
+10.6% gap
WAFD
11.8%
1.2%
RMNI
Higher net margin
WAFD
WAFD
32.3% more per $
WAFD
33.5%
1.3%
RMNI
Faster 2-yr revenue CAGR
WAFD
WAFD
Annualised
WAFD
5.5%
1.1%
RMNI

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
RMNI
RMNI
WAFD
WAFD
Revenue
$105.5M
$191.4M
Net Profit
$1.4M
$64.2M
Gross Margin
59.0%
Operating Margin
4.6%
43.0%
Net Margin
1.3%
33.5%
Revenue YoY
1.2%
11.8%
Net Profit YoY
-59.4%
35.8%
EPS (diluted)
$0.01
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RMNI
RMNI
WAFD
WAFD
Q1 26
$105.5M
Q4 25
$109.8M
$191.4M
Q3 25
$103.4M
$188.3M
Q2 25
$104.1M
$186.3M
Q1 25
$104.2M
$179.8M
Q4 24
$114.2M
$171.1M
Q3 24
$104.7M
$188.7M
Q2 24
$103.1M
$194.4M
Net Profit
RMNI
RMNI
WAFD
WAFD
Q1 26
$1.4M
Q4 25
$724.0K
$64.2M
Q3 25
$2.8M
$60.6M
Q2 25
$30.3M
$62.0M
Q1 25
$3.4M
$56.3M
Q4 24
$6.7M
$47.3M
Q3 24
$-43.1M
$61.1M
Q2 24
$-1.1M
$64.6M
Gross Margin
RMNI
RMNI
WAFD
WAFD
Q1 26
59.0%
Q4 25
60.4%
Q3 25
59.9%
Q2 25
60.4%
Q1 25
61.0%
Q4 24
63.7%
Q3 24
60.7%
Q2 24
59.1%
Operating Margin
RMNI
RMNI
WAFD
WAFD
Q1 26
4.6%
Q4 25
4.5%
43.0%
Q3 25
4.2%
41.2%
Q2 25
39.6%
42.8%
Q1 25
9.0%
40.1%
Q4 24
13.0%
35.2%
Q3 24
-47.4%
42.8%
Q2 24
-0.8%
42.6%
Net Margin
RMNI
RMNI
WAFD
WAFD
Q1 26
1.3%
Q4 25
0.7%
33.5%
Q3 25
2.7%
32.2%
Q2 25
29.1%
33.3%
Q1 25
3.2%
31.3%
Q4 24
5.8%
27.6%
Q3 24
-41.2%
32.4%
Q2 24
-1.1%
33.2%
EPS (diluted)
RMNI
RMNI
WAFD
WAFD
Q1 26
$0.01
Q4 25
$0.00
$0.79
Q3 25
$0.03
$0.71
Q2 25
$0.32
$0.73
Q1 25
$0.04
$0.65
Q4 24
$0.07
$0.54
Q3 24
$-0.47
$0.73
Q2 24
$-0.01
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RMNI
RMNI
WAFD
WAFD
Cash + ST InvestmentsLiquidity on hand
$132.2M
$734.9M
Total DebtLower is stronger
$56.4M
Stockholders' EquityBook value
$3.0B
Total Assets
$397.1M
$27.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RMNI
RMNI
WAFD
WAFD
Q1 26
$132.2M
Q4 25
$120.0M
$734.9M
Q3 25
$108.7M
$657.3M
Q2 25
$101.3M
$809.3M
Q1 25
$122.6M
$1.2B
Q4 24
$88.8M
$1.5B
Q3 24
$119.5M
$2.4B
Q2 24
$134.2M
$2.5B
Total Debt
RMNI
RMNI
WAFD
WAFD
Q1 26
$56.4M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
RMNI
RMNI
WAFD
WAFD
Q1 26
Q4 25
$-27.0M
$3.0B
Q3 25
$-27.3M
$3.0B
Q2 25
$-29.0M
$3.0B
Q1 25
$-63.7M
$3.0B
Q4 24
$-69.4M
$3.0B
Q3 24
$-76.8M
$3.0B
Q2 24
$-36.1M
$3.0B
Total Assets
RMNI
RMNI
WAFD
WAFD
Q1 26
$397.1M
Q4 25
$423.1M
$27.3B
Q3 25
$352.9M
$26.7B
Q2 25
$397.5M
$26.7B
Q1 25
$343.0M
$27.6B
Q4 24
$369.1M
$27.7B
Q3 24
$343.8M
$28.1B
Q2 24
$367.4M
$28.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RMNI
RMNI
WAFD
WAFD
Operating Cash FlowLast quarter
$60.5M
Free Cash FlowOCF − Capex
$50.0M
FCF MarginFCF / Revenue
26.1%
Capex IntensityCapex / Revenue
5.5%
Cash ConversionOCF / Net Profit
0.94×
TTM Free Cash FlowTrailing 4 quarters
$377.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RMNI
RMNI
WAFD
WAFD
Q1 26
Q4 25
$19.6M
$60.5M
Q3 25
$24.7M
$237.0M
Q2 25
$-17.8M
$58.0M
Q1 25
$33.7M
$72.1M
Q4 24
$-37.7M
$49.4M
Q3 24
$-18.5M
$439.2M
Q2 24
$6.3M
$63.1M
Free Cash Flow
RMNI
RMNI
WAFD
WAFD
Q1 26
Q4 25
$18.9M
$50.0M
Q3 25
$23.5M
$208.2M
Q2 25
$-19.5M
$53.1M
Q1 25
$32.8M
$66.6M
Q4 24
$-38.4M
$43.0M
Q3 24
$-19.2M
$414.6M
Q2 24
$5.4M
$58.3M
FCF Margin
RMNI
RMNI
WAFD
WAFD
Q1 26
Q4 25
17.2%
26.1%
Q3 25
22.7%
110.6%
Q2 25
-18.8%
28.5%
Q1 25
31.5%
37.0%
Q4 24
-33.6%
25.1%
Q3 24
-18.3%
219.7%
Q2 24
5.2%
30.0%
Capex Intensity
RMNI
RMNI
WAFD
WAFD
Q1 26
Q4 25
0.6%
5.5%
Q3 25
1.2%
15.2%
Q2 25
1.7%
2.6%
Q1 25
0.9%
3.1%
Q4 24
0.6%
3.8%
Q3 24
0.6%
13.1%
Q2 24
0.8%
2.5%
Cash Conversion
RMNI
RMNI
WAFD
WAFD
Q1 26
Q4 25
27.02×
0.94×
Q3 25
8.94×
3.91×
Q2 25
-0.59×
0.94×
Q1 25
10.06×
1.28×
Q4 24
-5.66×
1.05×
Q3 24
7.18×
Q2 24
0.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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