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Side-by-side financial comparison of Rollins, Inc. (ROL) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Rollins, Inc. is the larger business by last-quarter revenue ($906.4M vs $739.2M, roughly 1.2× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 11.9%, a 23.5% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 10.2%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 0.8%).

Rollins, Inc. is a North American pest control company serving residential and commercial clients. Operating globally through its wholly owned subsidiaries, Orkin, Inc., PCO Services, HomeTeam Pest Defense, Western Pest Services, Industrial Fumigant Company, TruTech, Critter Control, Crane, Waltham, OPC Services, PermaTreat, Northwest Exterminating, McCall Service and Clark Pest Control, as well UK subsidiaries Integrated Pest Management Limited, Safeguard Pest Control, NBC Environment, Europ...

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

ROL vs UMBF — Head-to-Head

Bigger by revenue
ROL
ROL
1.2× larger
ROL
$906.4M
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+20.9% gap
UMBF
31.1%
10.2%
ROL
Higher net margin
UMBF
UMBF
23.5% more per $
UMBF
35.4%
11.9%
ROL
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
0.8%
ROL

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ROL
ROL
UMBF
UMBF
Revenue
$906.4M
$739.2M
Net Profit
$107.8M
$261.4M
Gross Margin
Operating Margin
16.1%
Net Margin
11.9%
35.4%
Revenue YoY
10.2%
31.1%
Net Profit YoY
2.5%
221.4%
EPS (diluted)
$0.22
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROL
ROL
UMBF
UMBF
Q1 26
$906.4M
$739.2M
Q4 25
$912.9M
$522.5M
Q3 25
$1.0B
$475.0M
Q2 25
$999.5M
$467.0M
Q1 25
$822.5M
$397.6M
Q4 24
$832.2M
$269.0M
Q3 24
$916.3M
$247.4M
Q2 24
$891.9M
$245.1M
Net Profit
ROL
ROL
UMBF
UMBF
Q1 26
$107.8M
$261.4M
Q4 25
$116.4M
$215.4M
Q3 25
$163.5M
$188.3M
Q2 25
$141.5M
$217.4M
Q1 25
$105.2M
$81.3M
Q4 24
$105.7M
$120.0M
Q3 24
$136.9M
$109.6M
Q2 24
$129.4M
$101.3M
Operating Margin
ROL
ROL
UMBF
UMBF
Q1 26
16.1%
Q4 25
17.5%
51.7%
Q3 25
21.9%
49.8%
Q2 25
19.8%
58.9%
Q1 25
17.3%
23.4%
Q4 24
18.1%
53.8%
Q3 24
20.9%
54.8%
Q2 24
20.4%
51.8%
Net Margin
ROL
ROL
UMBF
UMBF
Q1 26
11.9%
35.4%
Q4 25
12.8%
41.2%
Q3 25
15.9%
39.6%
Q2 25
14.2%
46.5%
Q1 25
12.8%
20.5%
Q4 24
12.7%
44.6%
Q3 24
14.9%
44.3%
Q2 24
14.5%
41.3%
EPS (diluted)
ROL
ROL
UMBF
UMBF
Q1 26
$0.22
$3.35
Q4 25
$0.24
$2.90
Q3 25
$0.34
$2.36
Q2 25
$0.29
$2.82
Q1 25
$0.22
$1.21
Q4 24
$0.22
$2.44
Q3 24
$0.28
$2.23
Q2 24
$0.27
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROL
ROL
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$116.5M
Total DebtLower is stronger
$650.6M
$477.2M
Stockholders' EquityBook value
$1.4B
$7.8B
Total Assets
$3.2B
$72.7B
Debt / EquityLower = less leverage
0.47×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROL
ROL
UMBF
UMBF
Q1 26
$116.5M
Q4 25
$100.0M
$7.8B
Q3 25
$127.4M
$8.8B
Q2 25
$123.0M
$11.0B
Q1 25
$201.2M
$10.6B
Q4 24
$89.6M
$8.4B
Q3 24
$95.3M
$7.3B
Q2 24
$106.7M
$5.0B
Total Debt
ROL
ROL
UMBF
UMBF
Q1 26
$650.6M
$477.2M
Q4 25
$486.1M
$474.2M
Q3 25
$485.7M
$471.3M
Q2 25
$485.3M
$657.3M
Q1 25
$485.5M
$654.4M
Q4 24
$395.3M
$385.3M
Q3 24
$384.8M
Q2 24
$384.2M
Stockholders' Equity
ROL
ROL
UMBF
UMBF
Q1 26
$1.4B
$7.8B
Q4 25
$1.4B
$7.7B
Q3 25
$1.5B
$7.4B
Q2 25
$1.4B
$7.3B
Q1 25
$1.4B
$6.7B
Q4 24
$1.3B
$3.5B
Q3 24
$1.3B
$3.5B
Q2 24
$1.2B
$3.2B
Total Assets
ROL
ROL
UMBF
UMBF
Q1 26
$3.2B
$72.7B
Q4 25
$3.1B
$73.1B
Q3 25
$3.2B
$71.9B
Q2 25
$3.2B
$71.8B
Q1 25
$2.9B
$69.3B
Q4 24
$2.8B
$50.4B
Q3 24
$2.8B
$47.5B
Q2 24
$2.8B
$44.5B
Debt / Equity
ROL
ROL
UMBF
UMBF
Q1 26
0.47×
0.06×
Q4 25
0.35×
0.06×
Q3 25
0.32×
0.06×
Q2 25
0.34×
0.09×
Q1 25
0.36×
0.10×
Q4 24
0.30×
0.11×
Q3 24
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROL
ROL
UMBF
UMBF
Operating Cash FlowLast quarter
$118.4M
Free Cash FlowOCF − Capex
$111.2M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$621.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROL
ROL
UMBF
UMBF
Q1 26
$118.4M
Q4 25
$164.7M
$106.1M
Q3 25
$191.3M
$272.2M
Q2 25
$175.1M
$285.4M
Q1 25
$146.9M
$363.0M
Q4 24
$188.2M
$-66.9M
Q3 24
$146.9M
$123.6M
Q2 24
$145.1M
$112.4M
Free Cash Flow
ROL
ROL
UMBF
UMBF
Q1 26
$111.2M
Q4 25
$159.0M
$95.3M
Q3 25
$182.8M
$257.8M
Q2 25
$168.0M
$270.8M
Q1 25
$140.1M
$354.2M
Q4 24
$184.0M
$-77.1M
Q3 24
$139.4M
$117.7M
Q2 24
$136.4M
$106.7M
FCF Margin
ROL
ROL
UMBF
UMBF
Q1 26
12.3%
Q4 25
17.4%
18.2%
Q3 25
17.8%
54.3%
Q2 25
16.8%
58.0%
Q1 25
17.0%
89.1%
Q4 24
22.1%
-28.6%
Q3 24
15.2%
47.6%
Q2 24
15.3%
43.5%
Capex Intensity
ROL
ROL
UMBF
UMBF
Q1 26
0.8%
Q4 25
0.6%
2.1%
Q3 25
0.8%
3.0%
Q2 25
0.7%
3.1%
Q1 25
0.8%
2.2%
Q4 24
0.5%
3.8%
Q3 24
0.8%
2.4%
Q2 24
1.0%
2.3%
Cash Conversion
ROL
ROL
UMBF
UMBF
Q1 26
1.10×
Q4 25
1.41×
0.49×
Q3 25
1.17×
1.45×
Q2 25
1.24×
1.31×
Q1 25
1.40×
4.46×
Q4 24
1.78×
-0.56×
Q3 24
1.07×
1.13×
Q2 24
1.12×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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