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Side-by-side financial comparison of Root, Inc. (ROOT) and Savers Value Village, Inc. (SVV). Click either name above to swap in a different company.
Savers Value Village, Inc. is the larger business by last-quarter revenue ($426.9M vs $397.0M, roughly 1.1× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 8.1%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 4.3%).
Root Insurance Company is an online car insurance company operating in the United States.
Value Village Stores, Inc. was a Midwestern United States chain of retail stores aimed at the discount department-store market. Henry Horney, formerly of F.W. Woolworth Company founded a small, regional chain of discount stores located in the two states of Wisconsin and Illinois that opened in 1961 and operated into 1989. Horney also had a real estate company and often built small shopping malls adjoining the discount stores. The chain had no relation to the Savers Value Village chain of thri...
ROOT vs SVV — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $397.0M | $426.9M |
| Net Profit | — | $-14.0M |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 8.5% |
| Net Margin | — | -3.3% |
| Revenue YoY | 21.5% | 8.1% |
| Net Profit YoY | — | -164.6% |
| EPS (diluted) | $0.35 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $397.0M | — | ||
| Q3 25 | $387.8M | $426.9M | ||
| Q2 25 | $382.9M | $417.2M | ||
| Q1 25 | $349.4M | $370.1M | ||
| Q4 24 | $326.7M | $402.0M | ||
| Q3 24 | $305.7M | $394.8M | ||
| Q2 24 | $289.2M | $386.7M | ||
| Q1 24 | $254.9M | $354.2M |
| Q4 25 | — | — | ||
| Q3 25 | $-5.4M | $-14.0M | ||
| Q2 25 | $22.0M | $18.9M | ||
| Q1 25 | $18.4M | $-4.7M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | $22.8M | $21.7M | ||
| Q2 24 | $-7.8M | $9.7M | ||
| Q1 24 | $-6.2M | $-467.0K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 26.6% | ||
| Q1 24 | — | 24.2% |
| Q4 25 | 2.6% | — | ||
| Q3 25 | 0.1% | 8.5% | ||
| Q2 25 | 7.1% | 8.2% | ||
| Q1 25 | 6.8% | 2.8% | ||
| Q4 24 | 10.7% | 8.2% | ||
| Q3 24 | 11.3% | 12.3% | ||
| Q2 24 | 1.3% | 8.3% | ||
| Q1 24 | 2.1% | 4.6% |
| Q4 25 | — | — | ||
| Q3 25 | -1.4% | -3.3% | ||
| Q2 25 | 5.7% | 4.5% | ||
| Q1 25 | 5.3% | -1.3% | ||
| Q4 24 | — | -0.5% | ||
| Q3 24 | 7.5% | 5.5% | ||
| Q2 24 | -2.7% | 2.5% | ||
| Q1 24 | -2.4% | -0.1% |
| Q4 25 | $0.35 | — | ||
| Q3 25 | $-0.35 | $-0.09 | ||
| Q2 25 | $1.29 | $0.12 | ||
| Q1 25 | $1.07 | $-0.03 | ||
| Q4 24 | $1.42 | $-0.02 | ||
| Q3 24 | $1.35 | $0.13 | ||
| Q2 24 | $-0.52 | $0.06 | ||
| Q1 24 | $-0.42 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.3M | $63.5M |
| Total DebtLower is stronger | $200.3M | $750.0M |
| Stockholders' EquityBook value | $284.3M | $414.6M |
| Total Assets | $1.7B | $2.0B |
| Debt / EquityLower = less leverage | 0.70× | 1.81× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $669.3M | — | ||
| Q3 25 | $653.3M | $63.5M | ||
| Q2 25 | $641.4M | $70.5M | ||
| Q1 25 | $609.4M | $73.0M | ||
| Q4 24 | $599.3M | $150.0M | ||
| Q3 24 | $674.8M | $137.7M | ||
| Q2 24 | $667.2M | $160.7M | ||
| Q1 24 | $640.5M | $102.2M |
| Q4 25 | $200.3M | — | ||
| Q3 25 | $200.4M | $750.0M | ||
| Q2 25 | $200.1M | — | ||
| Q1 25 | $200.0M | — | ||
| Q4 24 | $200.1M | — | ||
| Q3 24 | $300.9M | — | ||
| Q2 24 | $300.1M | — | ||
| Q1 24 | $299.3M | — |
| Q4 25 | $284.3M | — | ||
| Q3 25 | $265.0M | $414.6M | ||
| Q2 25 | $244.5M | $423.5M | ||
| Q1 25 | $228.7M | $413.8M | ||
| Q4 24 | $203.7M | $421.7M | ||
| Q3 24 | $181.9M | $432.9M | ||
| Q2 24 | $151.3M | $419.5M | ||
| Q1 24 | $165.7M | $395.0M |
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.6B | $2.0B | ||
| Q2 25 | $1.6B | $1.9B | ||
| Q1 25 | $1.6B | $1.9B | ||
| Q4 24 | $1.5B | $1.9B | ||
| Q3 24 | $1.6B | $1.9B | ||
| Q2 24 | $1.5B | $1.9B | ||
| Q1 24 | $1.4B | $1.8B |
| Q4 25 | 0.70× | — | ||
| Q3 25 | 0.76× | 1.81× | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 0.98× | — | ||
| Q3 24 | 1.65× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.81× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.5M | $21.6M |
| Free Cash FlowOCF − Capex | — | $-6.3M |
| FCF MarginFCF / Revenue | — | -1.5% |
| Capex IntensityCapex / Revenue | 0.0% | 6.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.5M | — | ||
| Q3 25 | $57.6M | $21.6M | ||
| Q2 25 | $52.0M | $54.4M | ||
| Q1 25 | $26.8M | $419.0K | ||
| Q4 24 | $195.7M | $55.8M | ||
| Q3 24 | $49.4M | $23.9M | ||
| Q2 24 | $62.6M | $60.4M | ||
| Q1 24 | $14.5M | $-5.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | $-6.3M | ||
| Q2 25 | — | $21.9M | ||
| Q1 25 | — | $-20.2M | ||
| Q4 24 | $195.3M | $30.1M | ||
| Q3 24 | — | $-3.0M | ||
| Q2 24 | $62.4M | $29.6M | ||
| Q1 24 | $14.3M | $-28.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | -1.5% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | -5.4% | ||
| Q4 24 | 59.8% | 7.5% | ||
| Q3 24 | — | -0.8% | ||
| Q2 24 | 21.6% | 7.6% | ||
| Q1 24 | 5.6% | -8.0% |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | 6.5% | ||
| Q2 25 | 0.0% | 7.8% | ||
| Q1 25 | 0.0% | 5.6% | ||
| Q4 24 | 0.1% | 6.4% | ||
| Q3 24 | 0.0% | 6.8% | ||
| Q2 24 | 0.1% | 8.0% | ||
| Q1 24 | 0.1% | 6.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 2.36× | 2.88× | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.17× | 1.10× | ||
| Q2 24 | — | 6.22× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ROOT
Segment breakdown not available.
SVV
| Sales Channel Directly To Consumer | $408.3M | 96% |
| Sales Channel Through Intermediary | $18.6M | 4% |
