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Side-by-side financial comparison of Root, Inc. (ROOT) and UNIVERSAL LOGISTICS HOLDINGS, INC. (ULH). Click either name above to swap in a different company.

Root, Inc. is the larger business by last-quarter revenue ($397.0M vs $385.4M, roughly 1.0× UNIVERSAL LOGISTICS HOLDINGS, INC.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs -17.1%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs -11.5%).

Root Insurance Company is an online car insurance company operating in the United States.

Universal Music Group N.V. is a multinational music corporation under Dutch law. UMG's corporate headquarters are located in Hilversum, Netherlands, and its operational headquarters are located in Santa Monica, California. As the biggest music company in the world, it is one of the "Big Three" record labels, along with Sony Music Entertainment and Warner Music Group. Tencent acquired ten percent of Universal Music Group in March 2020 for €3 billion and acquired an additional ten percent stake...

ROOT vs ULH — Head-to-Head

Bigger by revenue
ROOT
ROOT
1.0× larger
ROOT
$397.0M
$385.4M
ULH
Growing faster (revenue YoY)
ROOT
ROOT
+38.7% gap
ROOT
21.5%
-17.1%
ULH
Faster 2-yr revenue CAGR
ROOT
ROOT
Annualised
ROOT
24.8%
-11.5%
ULH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ROOT
ROOT
ULH
ULH
Revenue
$397.0M
$385.4M
Net Profit
$3.7M
Gross Margin
Operating Margin
2.6%
4.5%
Net Margin
1.0%
Revenue YoY
21.5%
-17.1%
Net Profit YoY
-81.5%
EPS (diluted)
$0.35
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
ULH
ULH
Q4 25
$397.0M
$385.4M
Q3 25
$387.8M
$396.8M
Q2 25
$382.9M
$393.8M
Q1 25
$349.4M
$382.4M
Q4 24
$326.7M
$465.1M
Q3 24
$305.7M
$426.8M
Q2 24
$289.2M
$462.2M
Q1 24
$254.9M
$491.9M
Net Profit
ROOT
ROOT
ULH
ULH
Q4 25
$3.7M
Q3 25
$-5.4M
$-117.9M
Q2 25
$22.0M
$8.3M
Q1 25
$18.4M
$6.0M
Q4 24
$20.2M
Q3 24
$22.8M
$26.5M
Q2 24
$-7.8M
$30.7M
Q1 24
$-6.2M
$52.5M
Operating Margin
ROOT
ROOT
ULH
ULH
Q4 25
2.6%
4.5%
Q3 25
0.1%
-29.6%
Q2 25
7.1%
5.1%
Q1 25
6.8%
4.1%
Q4 24
10.7%
8.2%
Q3 24
11.3%
10.0%
Q2 24
1.3%
10.2%
Q1 24
2.1%
15.3%
Net Margin
ROOT
ROOT
ULH
ULH
Q4 25
1.0%
Q3 25
-1.4%
-29.7%
Q2 25
5.7%
2.1%
Q1 25
5.3%
1.6%
Q4 24
4.3%
Q3 24
7.5%
6.2%
Q2 24
-2.7%
6.7%
Q1 24
-2.4%
10.7%
EPS (diluted)
ROOT
ROOT
ULH
ULH
Q4 25
$0.35
$0.14
Q3 25
$-0.35
$-4.48
Q2 25
$1.29
$0.32
Q1 25
$1.07
$0.23
Q4 24
$1.42
$0.76
Q3 24
$1.35
$1.01
Q2 24
$-0.52
$1.17
Q1 24
$-0.42
$1.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
ULH
ULH
Cash + ST InvestmentsLiquidity on hand
$669.3M
$26.8M
Total DebtLower is stronger
$200.3M
$797.6M
Stockholders' EquityBook value
$284.3M
$540.4M
Total Assets
$1.7B
$1.8B
Debt / EquityLower = less leverage
0.70×
1.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
ULH
ULH
Q4 25
$669.3M
$26.8M
Q3 25
$653.3M
$27.4M
Q2 25
$641.4M
$24.3M
Q1 25
$609.4M
$20.6M
Q4 24
$599.3M
$19.4M
Q3 24
$674.8M
$11.8M
Q2 24
$667.2M
$7.5M
Q1 24
$640.5M
$11.1M
Total Debt
ROOT
ROOT
ULH
ULH
Q4 25
$200.3M
$797.6M
Q3 25
$200.4M
$824.2M
Q2 25
$200.1M
$795.5M
Q1 25
$200.0M
$736.7M
Q4 24
$200.1M
$759.1M
Q3 24
$300.9M
$557.4M
Q2 24
$300.1M
$483.8M
Q1 24
$299.3M
$414.1M
Stockholders' Equity
ROOT
ROOT
ULH
ULH
Q4 25
$284.3M
$540.4M
Q3 25
$265.0M
$534.9M
Q2 25
$244.5M
$653.7M
Q1 25
$228.7M
$646.4M
Q4 24
$203.7M
$647.0M
Q3 24
$181.9M
$631.0M
Q2 24
$151.3M
$608.9M
Q1 24
$165.7M
$583.9M
Total Assets
ROOT
ROOT
ULH
ULH
Q4 25
$1.7B
$1.8B
Q3 25
$1.6B
$1.8B
Q2 25
$1.6B
$1.9B
Q1 25
$1.6B
$1.8B
Q4 24
$1.5B
$1.8B
Q3 24
$1.6B
$1.6B
Q2 24
$1.5B
$1.5B
Q1 24
$1.4B
$1.4B
Debt / Equity
ROOT
ROOT
ULH
ULH
Q4 25
0.70×
1.48×
Q3 25
0.76×
1.54×
Q2 25
0.82×
1.22×
Q1 25
0.87×
1.14×
Q4 24
0.98×
1.17×
Q3 24
1.65×
0.88×
Q2 24
1.98×
0.79×
Q1 24
1.81×
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
ULH
ULH
Operating Cash FlowLast quarter
$206.5M
$47.1M
Free Cash FlowOCF − Capex
$14.3M
FCF MarginFCF / Revenue
3.7%
Capex IntensityCapex / Revenue
0.0%
8.5%
Cash ConversionOCF / Net Profit
12.62×
TTM Free Cash FlowTrailing 4 quarters
$-41.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
ULH
ULH
Q4 25
$206.5M
$47.1M
Q3 25
$57.6M
$25.9M
Q2 25
$52.0M
$25.7M
Q1 25
$26.8M
$84.3M
Q4 24
$195.7M
$59.7M
Q3 24
$49.4M
$6.2M
Q2 24
$62.6M
$9.6M
Q1 24
$14.5M
$36.9M
Free Cash Flow
ROOT
ROOT
ULH
ULH
Q4 25
$14.3M
Q3 25
$-28.6M
Q2 25
$-58.5M
Q1 25
$31.7M
Q4 24
$195.3M
$18.9M
Q3 24
$-58.9M
Q2 24
$62.4M
$-67.6M
Q1 24
$14.3M
$-31.7M
FCF Margin
ROOT
ROOT
ULH
ULH
Q4 25
3.7%
Q3 25
-7.2%
Q2 25
-14.9%
Q1 25
8.3%
Q4 24
59.8%
4.1%
Q3 24
-13.8%
Q2 24
21.6%
-14.6%
Q1 24
5.6%
-6.4%
Capex Intensity
ROOT
ROOT
ULH
ULH
Q4 25
0.0%
8.5%
Q3 25
0.0%
13.7%
Q2 25
0.0%
21.4%
Q1 25
0.0%
13.7%
Q4 24
0.1%
8.8%
Q3 24
0.0%
15.3%
Q2 24
0.1%
16.7%
Q1 24
0.1%
13.9%
Cash Conversion
ROOT
ROOT
ULH
ULH
Q4 25
12.62×
Q3 25
Q2 25
2.36×
3.09×
Q1 25
1.46×
14.02×
Q4 24
2.96×
Q3 24
2.17×
0.23×
Q2 24
0.31×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

ULH
ULH

Value Added Services$183.7M48%
Dedicated Services$84.9M22%
Intermodal$52.7M14%
Truckload Services$48.8M13%
Brokerage Services$16.1M4%

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