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Side-by-side financial comparison of Root, Inc. (ROOT) and Xenia Hotels & Resorts, Inc. (XHR). Click either name above to swap in a different company.

Root, Inc. is the larger business by last-quarter revenue ($397.0M vs $295.4M, roughly 1.3× Xenia Hotels & Resorts, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 2.2%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 4.0%).

Root Insurance Company is an online car insurance company operating in the United States.

Xenia Hotels & Resorts, Inc. is a real estate investment trust that invests in hotels. As of December 31, 2024, it owned 31 hotels comprising 9,408 rooms.

ROOT vs XHR — Head-to-Head

Bigger by revenue
ROOT
ROOT
1.3× larger
ROOT
$397.0M
$295.4M
XHR
Growing faster (revenue YoY)
ROOT
ROOT
+19.3% gap
ROOT
21.5%
2.2%
XHR
Faster 2-yr revenue CAGR
ROOT
ROOT
Annualised
ROOT
24.8%
4.0%
XHR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ROOT
ROOT
XHR
XHR
Revenue
$397.0M
$295.4M
Net Profit
$19.8M
Gross Margin
Operating Margin
2.6%
14.1%
Net Margin
6.7%
Revenue YoY
21.5%
2.2%
Net Profit YoY
26.9%
EPS (diluted)
$0.35
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
XHR
XHR
Q1 26
$295.4M
Q4 25
$397.0M
$265.6M
Q3 25
$387.8M
$236.4M
Q2 25
$382.9M
$287.6M
Q1 25
$349.4M
$288.9M
Q4 24
$326.7M
$261.8M
Q3 24
$305.7M
$236.8M
Q2 24
$289.2M
$272.9M
Net Profit
ROOT
ROOT
XHR
XHR
Q1 26
$19.8M
Q4 25
$6.1M
Q3 25
$-5.4M
$-13.7M
Q2 25
$22.0M
$55.2M
Q1 25
$18.4M
$15.6M
Q4 24
$-638.0K
Q3 24
$22.8M
$-7.1M
Q2 24
$-7.8M
$15.3M
Gross Margin
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
30.4%
Q3 25
25.1%
Q2 25
33.6%
Q1 25
32.3%
Q4 24
29.0%
Q3 24
25.8%
Q2 24
31.9%
Operating Margin
ROOT
ROOT
XHR
XHR
Q1 26
14.1%
Q4 25
2.6%
10.1%
Q3 25
0.1%
2.0%
Q2 25
7.1%
14.0%
Q1 25
6.8%
12.4%
Q4 24
10.7%
8.2%
Q3 24
11.3%
3.2%
Q2 24
1.3%
11.1%
Net Margin
ROOT
ROOT
XHR
XHR
Q1 26
6.7%
Q4 25
2.3%
Q3 25
-1.4%
-5.8%
Q2 25
5.7%
19.2%
Q1 25
5.3%
5.4%
Q4 24
-0.2%
Q3 24
7.5%
-3.0%
Q2 24
-2.7%
5.6%
EPS (diluted)
ROOT
ROOT
XHR
XHR
Q1 26
$0.21
Q4 25
$0.35
$0.07
Q3 25
$-0.35
$-0.14
Q2 25
$1.29
$0.56
Q1 25
$1.07
$0.15
Q4 24
$1.42
$-0.01
Q3 24
$1.35
$-0.07
Q2 24
$-0.52
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
XHR
XHR
Cash + ST InvestmentsLiquidity on hand
$669.3M
$101.1M
Total DebtLower is stronger
$200.3M
Stockholders' EquityBook value
$284.3M
$1.2B
Total Assets
$1.7B
$2.8B
Debt / EquityLower = less leverage
0.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
XHR
XHR
Q1 26
$101.1M
Q4 25
$669.3M
$140.4M
Q3 25
$653.3M
$188.2M
Q2 25
$641.4M
$172.6M
Q1 25
$609.4M
$112.6M
Q4 24
$599.3M
$78.2M
Q3 24
$674.8M
$161.5M
Q2 24
$667.2M
$143.6M
Total Debt
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
$200.3M
$1.4B
Q3 25
$200.4M
$1.4B
Q2 25
$200.1M
$1.4B
Q1 25
$200.0M
$1.4B
Q4 24
$200.1M
$1.3B
Q3 24
$300.9M
$1.4B
Q2 24
$300.1M
$1.4B
Stockholders' Equity
ROOT
ROOT
XHR
XHR
Q1 26
$1.2B
Q4 25
$284.3M
$1.1B
Q3 25
$265.0M
$1.2B
Q2 25
$244.5M
$1.2B
Q1 25
$228.7M
$1.2B
Q4 24
$203.7M
$1.2B
Q3 24
$181.9M
$1.3B
Q2 24
$151.3M
$1.3B
Total Assets
ROOT
ROOT
XHR
XHR
Q1 26
$2.8B
Q4 25
$1.7B
$2.8B
Q3 25
$1.6B
$2.9B
Q2 25
$1.6B
$2.9B
Q1 25
$1.6B
$2.9B
Q4 24
$1.5B
$2.8B
Q3 24
$1.6B
$2.9B
Q2 24
$1.5B
$2.9B
Debt / Equity
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
0.70×
1.25×
Q3 25
0.76×
1.21×
Q2 25
0.82×
1.17×
Q1 25
0.87×
1.18×
Q4 24
0.98×
1.07×
Q3 24
1.65×
1.11×
Q2 24
1.98×
1.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
XHR
XHR
Operating Cash FlowLast quarter
$206.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
23.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
$206.5M
$21.4M
Q3 25
$57.6M
$64.0M
Q2 25
$52.0M
$36.3M
Q1 25
$26.8M
$54.8M
Q4 24
$195.7M
$30.6M
Q3 24
$49.4M
$51.2M
Q2 24
$62.6M
$57.2M
Free Cash Flow
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
$5.5M
Q3 25
$44.2M
Q2 25
$17.8M
Q1 25
$22.4M
Q4 24
$195.3M
$6.2M
Q3 24
$4.3M
Q2 24
$62.4M
$21.4M
FCF Margin
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
2.1%
Q3 25
18.7%
Q2 25
6.2%
Q1 25
7.8%
Q4 24
59.8%
2.4%
Q3 24
1.8%
Q2 24
21.6%
7.8%
Capex Intensity
ROOT
ROOT
XHR
XHR
Q1 26
23.7%
Q4 25
0.0%
6.0%
Q3 25
0.0%
8.4%
Q2 25
0.0%
6.4%
Q1 25
0.0%
11.2%
Q4 24
0.1%
9.3%
Q3 24
0.0%
19.8%
Q2 24
0.1%
13.1%
Cash Conversion
ROOT
ROOT
XHR
XHR
Q1 26
Q4 25
3.52×
Q3 25
Q2 25
2.36×
0.66×
Q1 25
1.46×
3.51×
Q4 24
Q3 24
2.17×
Q2 24
3.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

XHR
XHR

Rooms revenues$164.4M56%
Food and beverage revenues$105.0M36%
Other revenues$26.0M9%

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