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Side-by-side financial comparison of RED RIVER BANCSHARES INC (RRBI) and TANDY LEATHER FACTORY INC (TLF). Click either name above to swap in a different company.

RED RIVER BANCSHARES INC is the larger business by last-quarter revenue ($33.2M vs $22.3M, roughly 1.5× TANDY LEATHER FACTORY INC). RED RIVER BANCSHARES INC runs the higher net margin — 34.4% vs -4.2%, a 38.6% gap on every dollar of revenue. On growth, RED RIVER BANCSHARES INC posted the faster year-over-year revenue change (15.7% vs 8.7%). RED RIVER BANCSHARES INC produced more free cash flow last quarter ($42.2M vs $4.0M). Over the past eight quarters, RED RIVER BANCSHARES INC's revenue compounded faster (12.4% CAGR vs 7.4%).

Red River Bancshares Inc is a U.S. regional financial holding company operating through its wholly owned subsidiary Red River Bank. It provides a full suite of retail and commercial banking products including deposit accounts, personal and commercial loans, mortgage services, and wealth management, primarily serving customers across Louisiana, with a focus on local communities and small to mid-sized enterprises.

Tandy Leather Factory, Inc. is an American specialty retailer and wholesale distributor of leather and leatherwork related products. It operates more than 100 stores worldwide. Originally part of the Tandy Corporation, Tandy Leather has gone through a series of acquisitions and mergers, eventually being sold to The Leather Factory in 2000. The Tandy Leather flagship store next to their corporate headquarters in Fort Worth, Texas also houses the Al and Ann Stohlman Leathercraft Museum.

RRBI vs TLF — Head-to-Head

Bigger by revenue
RRBI
RRBI
1.5× larger
RRBI
$33.2M
$22.3M
TLF
Growing faster (revenue YoY)
RRBI
RRBI
+7.1% gap
RRBI
15.7%
8.7%
TLF
Higher net margin
RRBI
RRBI
38.6% more per $
RRBI
34.4%
-4.2%
TLF
More free cash flow
RRBI
RRBI
$38.2M more FCF
RRBI
$42.2M
$4.0M
TLF
Faster 2-yr revenue CAGR
RRBI
RRBI
Annualised
RRBI
12.4%
7.4%
TLF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RRBI
RRBI
TLF
TLF
Revenue
$33.2M
$22.3M
Net Profit
$11.4M
$-930.0K
Gross Margin
54.3%
Operating Margin
42.8%
-2.8%
Net Margin
34.4%
-4.2%
Revenue YoY
15.7%
8.7%
Net Profit YoY
22.7%
-379.3%
EPS (diluted)
$1.72
$-0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RRBI
RRBI
TLF
TLF
Q4 25
$33.2M
$22.3M
Q3 25
$31.9M
$17.3M
Q2 25
$30.5M
$17.8M
Q1 25
$29.9M
$19.0M
Q4 24
$28.7M
$20.5M
Q3 24
$27.9M
$17.4M
Q2 24
$26.9M
$17.3M
Q1 24
$26.3M
$19.3M
Net Profit
RRBI
RRBI
TLF
TLF
Q4 25
$11.4M
$-930.0K
Q3 25
$10.8M
$-1.4M
Q2 25
$10.2M
$-199.0K
Q1 25
$10.4M
$11.6M
Q4 24
$9.3M
$333.0K
Q3 24
$8.8M
$-132.0K
Q2 24
$8.0M
$101.0K
Q1 24
$8.2M
$525.0K
Gross Margin
RRBI
RRBI
TLF
TLF
Q4 25
54.3%
Q3 25
58.9%
Q2 25
59.5%
Q1 25
56.3%
Q4 24
53.0%
Q3 24
57.8%
Q2 24
58.0%
Q1 24
56.7%
Operating Margin
RRBI
RRBI
TLF
TLF
Q4 25
42.8%
-2.8%
Q3 25
41.9%
-3.9%
Q2 25
41.7%
0.4%
Q1 25
43.0%
1.4%
Q4 24
40.2%
0.9%
Q3 24
38.8%
-1.5%
Q2 24
36.8%
0.4%
Q1 24
38.5%
3.4%
Net Margin
RRBI
RRBI
TLF
TLF
Q4 25
34.4%
-4.2%
Q3 25
33.8%
-7.8%
Q2 25
33.4%
-1.1%
Q1 25
34.6%
60.8%
Q4 24
32.4%
1.6%
Q3 24
31.4%
-0.8%
Q2 24
29.7%
0.6%
Q1 24
31.1%
2.7%
EPS (diluted)
RRBI
RRBI
TLF
TLF
Q4 25
$1.72
$-0.18
Q3 25
$1.63
$-0.17
Q2 25
$1.51
$-0.02
Q1 25
$1.52
$1.47
Q4 24
$1.36
$0.04
Q3 24
$1.27
$-0.02
Q2 24
$1.16
$0.01
Q1 24
$1.16
$0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RRBI
RRBI
TLF
TLF
Cash + ST InvestmentsLiquidity on hand
$213.4M
$16.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$365.1M
$52.6M
Total Assets
$3.4B
$86.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RRBI
RRBI
TLF
TLF
Q4 25
$213.4M
$16.1M
Q3 25
$161.1M
$12.0M
Q2 25
$210.4M
$16.4M
Q1 25
$252.2M
$23.6M
Q4 24
$269.0M
$13.3M
Q3 24
$232.6M
$10.1M
Q2 24
$213.1M
$11.5M
Q1 24
$229.8M
$12.3M
Stockholders' Equity
RRBI
RRBI
TLF
TLF
Q4 25
$365.1M
$52.6M
Q3 25
$351.3M
$53.4M
Q2 25
$335.4M
$56.1M
Q1 25
$333.3M
$55.8M
Q4 24
$319.7M
$57.2M
Q3 24
$324.3M
$57.6M
Q2 24
$307.0M
$57.5M
Q1 24
$299.3M
$57.2M
Total Assets
RRBI
RRBI
TLF
TLF
Q4 25
$3.4B
$86.6M
Q3 25
$3.2B
$84.5M
Q2 25
$3.2B
$76.5M
Q1 25
$3.2B
$77.9M
Q4 24
$3.1B
$74.9M
Q3 24
$3.1B
$73.0M
Q2 24
$3.0B
$72.8M
Q1 24
$3.1B
$72.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RRBI
RRBI
TLF
TLF
Operating Cash FlowLast quarter
$44.8M
$5.0M
Free Cash FlowOCF − Capex
$42.2M
$4.0M
FCF MarginFCF / Revenue
127.2%
18.1%
Capex IntensityCapex / Revenue
7.8%
4.3%
Cash ConversionOCF / Net Profit
3.92×
TTM Free Cash FlowTrailing 4 quarters
$75.2M
$-8.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RRBI
RRBI
TLF
TLF
Q4 25
$44.8M
$5.0M
Q3 25
$16.5M
$-1.0M
Q2 25
$3.8M
$-4.0M
Q1 25
$13.9M
$-536.0K
Q4 24
$38.3M
$4.5M
Q3 24
$17.4M
$-535.0K
Q2 24
$2.4M
$-514.0K
Q1 24
$14.4M
$1.1M
Free Cash Flow
RRBI
RRBI
TLF
TLF
Q4 25
$42.2M
$4.0M
Q3 25
$15.8M
$-3.0M
Q2 25
$3.5M
$-7.3M
Q1 25
$13.7M
$-1.9M
Q4 24
$33.4M
$3.8M
Q3 24
$17.0M
$-1.4M
Q2 24
$1.4M
$-715.0K
Q1 24
$13.4M
$-141.0K
FCF Margin
RRBI
RRBI
TLF
TLF
Q4 25
127.2%
18.1%
Q3 25
49.6%
-17.2%
Q2 25
11.6%
-41.0%
Q1 25
45.7%
-9.8%
Q4 24
116.5%
18.8%
Q3 24
60.9%
-8.2%
Q2 24
5.4%
-4.1%
Q1 24
50.8%
-0.7%
Capex Intensity
RRBI
RRBI
TLF
TLF
Q4 25
7.8%
4.3%
Q3 25
2.1%
11.2%
Q2 25
0.9%
18.7%
Q1 25
0.9%
7.0%
Q4 24
17.0%
3.3%
Q3 24
1.4%
5.1%
Q2 24
3.6%
1.2%
Q1 24
4.0%
6.4%
Cash Conversion
RRBI
RRBI
TLF
TLF
Q4 25
3.92×
Q3 25
1.53×
Q2 25
0.37×
Q1 25
1.34×
-0.05×
Q4 24
4.11×
13.55×
Q3 24
1.99×
Q2 24
0.30×
-5.09×
Q1 24
1.76×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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