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Side-by-side financial comparison of SEACOAST BANKING CORP OF FLORIDA (SBCF) and Southland Holdings, Inc. (SLND). Click either name above to swap in a different company.

SEACOAST BANKING CORP OF FLORIDA is the larger business by last-quarter revenue ($203.3M vs $104.0M, roughly 2.0× Southland Holdings, Inc.). On growth, SEACOAST BANKING CORP OF FLORIDA posted the faster year-over-year revenue change (53.0% vs -61.1%). Over the past eight quarters, SEACOAST BANKING CORP OF FLORIDA's revenue compounded faster (27.2% CAGR vs -39.9%).

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

Southland Holdings, Inc. is a leading North American infrastructure construction firm. It offers full-suite services for transportation projects including highways, bridges and airports, water and wastewater system construction, and commercial site development, serving both public sector and private industry clients across regional core markets.

SBCF vs SLND — Head-to-Head

Bigger by revenue
SBCF
SBCF
2.0× larger
SBCF
$203.3M
$104.0M
SLND
Growing faster (revenue YoY)
SBCF
SBCF
+114.1% gap
SBCF
53.0%
-61.1%
SLND
Faster 2-yr revenue CAGR
SBCF
SBCF
Annualised
SBCF
27.2%
-39.9%
SLND

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SBCF
SBCF
SLND
SLND
Revenue
$203.3M
$104.0M
Net Profit
$-216.4M
Gross Margin
-186.0%
Operating Margin
21.4%
-202.4%
Net Margin
-208.2%
Revenue YoY
53.0%
-61.1%
Net Profit YoY
-5108.5%
EPS (diluted)
$0.28
$-4.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SBCF
SBCF
SLND
SLND
Q4 25
$203.3M
$104.0M
Q3 25
$157.3M
$213.3M
Q2 25
$151.4M
$215.4M
Q1 25
$140.7M
$239.5M
Q4 24
$132.9M
$267.3M
Q3 24
$130.3M
$173.3M
Q2 24
$126.6M
$251.5M
Q1 24
$125.6M
$288.1M
Net Profit
SBCF
SBCF
SLND
SLND
Q4 25
$-216.4M
Q3 25
$36.5M
$-75.3M
Q2 25
$42.7M
$-10.3M
Q1 25
$31.5M
$-4.6M
Q4 24
$-4.2M
Q3 24
$30.7M
$-54.7M
Q2 24
$30.2M
$-46.1M
Q1 24
$26.0M
$-406.0K
Gross Margin
SBCF
SBCF
SLND
SLND
Q4 25
-186.0%
Q3 25
1.5%
Q2 25
6.2%
Q1 25
9.0%
Q4 24
2.9%
Q3 24
-29.5%
Q2 24
-15.9%
Q1 24
7.1%
Operating Margin
SBCF
SBCF
SLND
SLND
Q4 25
21.4%
-202.4%
Q3 25
29.8%
-5.3%
Q2 25
36.5%
-0.1%
Q1 25
29.0%
2.1%
Q4 24
32.8%
-3.0%
Q3 24
30.1%
-39.6%
Q2 24
30.9%
-22.1%
Q1 24
26.9%
2.1%
Net Margin
SBCF
SBCF
SLND
SLND
Q4 25
-208.2%
Q3 25
23.2%
-35.3%
Q2 25
28.2%
-4.8%
Q1 25
22.4%
-1.9%
Q4 24
-1.6%
Q3 24
23.5%
-31.6%
Q2 24
23.9%
-18.3%
Q1 24
20.7%
-0.1%
EPS (diluted)
SBCF
SBCF
SLND
SLND
Q4 25
$0.28
$-4.01
Q3 25
$0.42
$-1.39
Q2 25
$0.50
$-0.19
Q1 25
$0.37
$-0.08
Q4 24
$0.39
$-0.08
Q3 24
$0.36
$-1.14
Q2 24
$0.36
$-0.96
Q1 24
$0.31
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SBCF
SBCF
SLND
SLND
Cash + ST InvestmentsLiquidity on hand
$388.5M
$52.7M
Total DebtLower is stronger
$112.8M
$257.7M
Stockholders' EquityBook value
$2.7B
$-140.9M
Total Assets
$20.8B
$989.3M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SBCF
SBCF
SLND
SLND
Q4 25
$388.5M
$52.7M
Q3 25
$306.0M
$40.5M
Q2 25
$332.4M
$46.5M
Q1 25
$500.6M
$65.1M
Q4 24
$476.6M
$72.2M
Q3 24
$637.1M
$91.4M
Q2 24
$749.5M
$52.4M
Q1 24
$682.7M
$31.2M
Total Debt
SBCF
SBCF
SLND
SLND
Q4 25
$112.8M
$257.7M
Q3 25
$107.5M
$267.8M
Q2 25
$107.3M
$278.6M
Q1 25
$107.1M
$288.1M
Q4 24
$107.0M
$300.1M
Q3 24
$106.8M
$318.3M
Q2 24
$106.6M
$307.8M
Q1 24
$106.5M
$302.0M
Stockholders' Equity
SBCF
SBCF
SLND
SLND
Q4 25
$2.7B
$-140.9M
Q3 25
$2.4B
$75.0M
Q2 25
$2.3B
$151.1M
Q1 25
$2.2B
$159.1M
Q4 24
$2.2B
$163.7M
Q3 24
$2.2B
$149.1M
Q2 24
$2.1B
$203.3M
Q1 24
$2.1B
$249.3M
Total Assets
SBCF
SBCF
SLND
SLND
Q4 25
$20.8B
$989.3M
Q3 25
$16.7B
$1.1B
Q2 25
$15.9B
$1.2B
Q1 25
$15.7B
$1.2B
Q4 24
$15.2B
$1.2B
Q3 24
$15.2B
$1.2B
Q2 24
$15.0B
$1.3B
Q1 24
$14.8B
$1.2B
Debt / Equity
SBCF
SBCF
SLND
SLND
Q4 25
0.04×
Q3 25
0.05×
3.57×
Q2 25
0.05×
1.84×
Q1 25
0.05×
1.81×
Q4 24
0.05×
1.83×
Q3 24
0.05×
2.14×
Q2 24
0.05×
1.51×
Q1 24
0.05×
1.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SBCF
SBCF
SLND
SLND
Operating Cash FlowLast quarter
$188.1M
$9.7M
Free Cash FlowOCF − Capex
$9.3M
FCF MarginFCF / Revenue
8.9%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SBCF
SBCF
SLND
SLND
Q4 25
$188.1M
$9.7M
Q3 25
$30.2M
$5.9M
Q2 25
$72.3M
$-5.4M
Q1 25
$31.0M
$6.4M
Q4 24
$179.9M
$-10.3M
Q3 24
$53.4M
$-5.3M
Q2 24
$56.9M
$27.4M
Q1 24
$24.7M
$-9.9M
Free Cash Flow
SBCF
SBCF
SLND
SLND
Q4 25
$9.3M
Q3 25
$5.3M
Q2 25
$-6.5M
Q1 25
$4.6M
Q4 24
$-11.5M
Q3 24
$-7.3M
Q2 24
$26.3M
Q1 24
$-13.0M
FCF Margin
SBCF
SBCF
SLND
SLND
Q4 25
8.9%
Q3 25
2.5%
Q2 25
-3.0%
Q1 25
1.9%
Q4 24
-4.3%
Q3 24
-4.2%
Q2 24
10.5%
Q1 24
-4.5%
Capex Intensity
SBCF
SBCF
SLND
SLND
Q4 25
0.4%
Q3 25
0.3%
Q2 25
0.5%
Q1 25
0.7%
Q4 24
0.5%
Q3 24
1.1%
Q2 24
0.4%
Q1 24
1.1%
Cash Conversion
SBCF
SBCF
SLND
SLND
Q4 25
Q3 25
0.83×
Q2 25
1.69×
Q1 25
0.99×
Q4 24
Q3 24
1.74×
Q2 24
1.88×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SBCF
SBCF

Segment breakdown not available.

SLND
SLND

Civil$58.4M56%
Transportation$45.6M44%

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