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Side-by-side financial comparison of SEACOAST BANKING CORP OF FLORIDA (SBCF) and Trip.com Group Ltd (TCOM). Click either name above to swap in a different company.

Trip.com Group Ltd is the larger business by last-quarter revenue ($304.6M vs $203.3M, roughly 1.5× SEACOAST BANKING CORP OF FLORIDA).

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

Trip.com Group Limited is a multinational travel agency headquartered in Shanghai, China. It is the largest online travel service provider in the world.

SBCF vs TCOM — Head-to-Head

Bigger by revenue
TCOM
TCOM
1.5× larger
TCOM
$304.6M
$203.3M
SBCF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SBCF
SBCF
TCOM
TCOM
Revenue
$203.3M
$304.6M
Net Profit
$84.6M
Gross Margin
78.8%
Operating Margin
21.4%
16.5%
Net Margin
27.8%
Revenue YoY
53.0%
Net Profit YoY
EPS (diluted)
$0.28
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SBCF
SBCF
TCOM
TCOM
Q4 25
$203.3M
$304.6M
Q3 25
$157.3M
Q2 25
$151.4M
Q1 25
$140.7M
Q4 24
$132.9M
Q3 24
$130.3M
Q2 24
$126.6M
$242.7M
Q1 24
$125.6M
Net Profit
SBCF
SBCF
TCOM
TCOM
Q4 25
$84.6M
Q3 25
$36.5M
Q2 25
$42.7M
Q1 25
$31.5M
Q4 24
Q3 24
$30.7M
Q2 24
$30.2M
$73.8M
Q1 24
$26.0M
Gross Margin
SBCF
SBCF
TCOM
TCOM
Q4 25
78.8%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
81.8%
Q1 24
Operating Margin
SBCF
SBCF
TCOM
TCOM
Q4 25
21.4%
16.5%
Q3 25
29.8%
Q2 25
36.5%
Q1 25
29.0%
Q4 24
32.8%
Q3 24
30.1%
Q2 24
30.9%
27.8%
Q1 24
26.9%
Net Margin
SBCF
SBCF
TCOM
TCOM
Q4 25
27.8%
Q3 25
23.2%
Q2 25
28.2%
Q1 25
22.4%
Q4 24
Q3 24
23.5%
Q2 24
23.9%
30.4%
Q1 24
20.7%
EPS (diluted)
SBCF
SBCF
TCOM
TCOM
Q4 25
$0.28
$0.12
Q3 25
$0.42
Q2 25
$0.50
Q1 25
$0.37
Q4 24
$0.39
Q3 24
$0.36
Q2 24
$0.36
$0.11
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SBCF
SBCF
TCOM
TCOM
Cash + ST InvestmentsLiquidity on hand
$388.5M
$10.8B
Total DebtLower is stronger
$112.8M
$4.2B
Stockholders' EquityBook value
$2.7B
$23.8B
Total Assets
$20.8B
$36.9B
Debt / EquityLower = less leverage
0.04×
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SBCF
SBCF
TCOM
TCOM
Q4 25
$388.5M
$10.8B
Q3 25
$306.0M
Q2 25
$332.4M
Q1 25
$500.6M
Q4 24
$476.6M
Q3 24
$637.1M
Q2 24
$749.5M
$12.4B
Q1 24
$682.7M
Total Debt
SBCF
SBCF
TCOM
TCOM
Q4 25
$112.8M
$4.2B
Q3 25
$107.5M
Q2 25
$107.3M
Q1 25
$107.1M
Q4 24
$107.0M
Q3 24
$106.8M
Q2 24
$106.6M
$8.2B
Q1 24
$106.5M
Stockholders' Equity
SBCF
SBCF
TCOM
TCOM
Q4 25
$2.7B
$23.8B
Q3 25
$2.4B
Q2 25
$2.3B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
$18.1B
Q1 24
$2.1B
Total Assets
SBCF
SBCF
TCOM
TCOM
Q4 25
$20.8B
$36.9B
Q3 25
$16.7B
Q2 25
$15.9B
Q1 25
$15.7B
Q4 24
$15.2B
Q3 24
$15.2B
Q2 24
$15.0B
$34.2B
Q1 24
$14.8B
Debt / Equity
SBCF
SBCF
TCOM
TCOM
Q4 25
0.04×
0.18×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×
0.45×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SBCF
SBCF
TCOM
TCOM
Operating Cash FlowLast quarter
$188.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SBCF
SBCF
TCOM
TCOM
Q4 25
$188.1M
Q3 25
$30.2M
Q2 25
$72.3M
Q1 25
$31.0M
Q4 24
$179.9M
Q3 24
$53.4M
Q2 24
$56.9M
Q1 24
$24.7M
Cash Conversion
SBCF
SBCF
TCOM
TCOM
Q4 25
Q3 25
0.83×
Q2 25
1.69×
Q1 25
0.99×
Q4 24
Q3 24
1.74×
Q2 24
1.88×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SBCF
SBCF

Segment breakdown not available.

TCOM
TCOM

Others$273.0M90%
Other$31.6M10%

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