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Side-by-side financial comparison of SEACOAST BANKING CORP OF FLORIDA (SBCF) and TOWER SEMICONDUCTOR LTD (TSEM). Click either name above to swap in a different company.

TOWER SEMICONDUCTOR LTD is the larger business by last-quarter revenue ($351.2M vs $203.3M, roughly 1.7× SEACOAST BANKING CORP OF FLORIDA). On growth, SEACOAST BANKING CORP OF FLORIDA posted the faster year-over-year revenue change (53.0% vs -1.7%).

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

Tower Semiconductor Ltd. is an Israeli company that manufactures integrated circuits using specialty process technologies, including SiGe, BiCMOS, Silicon Photonics, SOI, mixed-signal and RFCMOS, CMOS image sensors, non-imaging sensors, power management (BCD), and non-volatile memory (NVM) as well as MEMS capabilities. Tower Semiconductor also owns 51% of TPSCo, an enterprise with Nuvoton Technology Corporation Japan (NTCJ).

SBCF vs TSEM — Head-to-Head

Bigger by revenue
TSEM
TSEM
1.7× larger
TSEM
$351.2M
$203.3M
SBCF
Growing faster (revenue YoY)
SBCF
SBCF
+54.7% gap
SBCF
53.0%
-1.7%
TSEM

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
SBCF
SBCF
TSEM
TSEM
Revenue
$203.3M
$351.2M
Net Profit
$53.4M
Gross Margin
24.8%
Operating Margin
21.4%
15.7%
Net Margin
15.2%
Revenue YoY
53.0%
-1.7%
Net Profit YoY
4.4%
EPS (diluted)
$0.28
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SBCF
SBCF
TSEM
TSEM
Q4 25
$203.3M
Q3 25
$157.3M
Q2 25
$151.4M
Q1 25
$140.7M
Q4 24
$132.9M
Q3 24
$130.3M
Q2 24
$126.6M
$351.2M
Q1 24
$125.6M
Net Profit
SBCF
SBCF
TSEM
TSEM
Q4 25
Q3 25
$36.5M
Q2 25
$42.7M
Q1 25
$31.5M
Q4 24
Q3 24
$30.7M
Q2 24
$30.2M
$53.4M
Q1 24
$26.0M
Gross Margin
SBCF
SBCF
TSEM
TSEM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
24.8%
Q1 24
Operating Margin
SBCF
SBCF
TSEM
TSEM
Q4 25
21.4%
Q3 25
29.8%
Q2 25
36.5%
Q1 25
29.0%
Q4 24
32.8%
Q3 24
30.1%
Q2 24
30.9%
15.7%
Q1 24
26.9%
Net Margin
SBCF
SBCF
TSEM
TSEM
Q4 25
Q3 25
23.2%
Q2 25
28.2%
Q1 25
22.4%
Q4 24
Q3 24
23.5%
Q2 24
23.9%
15.2%
Q1 24
20.7%
EPS (diluted)
SBCF
SBCF
TSEM
TSEM
Q4 25
$0.28
Q3 25
$0.42
Q2 25
$0.50
Q1 25
$0.37
Q4 24
$0.39
Q3 24
$0.36
Q2 24
$0.36
$0.48
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SBCF
SBCF
TSEM
TSEM
Cash + ST InvestmentsLiquidity on hand
$388.5M
$265.3M
Total DebtLower is stronger
$112.8M
Stockholders' EquityBook value
$2.7B
$2.5B
Total Assets
$20.8B
$3.0B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SBCF
SBCF
TSEM
TSEM
Q4 25
$388.5M
Q3 25
$306.0M
Q2 25
$332.4M
Q1 25
$500.6M
Q4 24
$476.6M
Q3 24
$637.1M
Q2 24
$749.5M
$265.3M
Q1 24
$682.7M
Total Debt
SBCF
SBCF
TSEM
TSEM
Q4 25
$112.8M
Q3 25
$107.5M
Q2 25
$107.3M
Q1 25
$107.1M
Q4 24
$107.0M
Q3 24
$106.8M
Q2 24
$106.6M
Q1 24
$106.5M
Stockholders' Equity
SBCF
SBCF
TSEM
TSEM
Q4 25
$2.7B
Q3 25
$2.4B
Q2 25
$2.3B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
$2.5B
Q1 24
$2.1B
Total Assets
SBCF
SBCF
TSEM
TSEM
Q4 25
$20.8B
Q3 25
$16.7B
Q2 25
$15.9B
Q1 25
$15.7B
Q4 24
$15.2B
Q3 24
$15.2B
Q2 24
$15.0B
$3.0B
Q1 24
$14.8B
Debt / Equity
SBCF
SBCF
TSEM
TSEM
Q4 25
0.04×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SBCF
SBCF
TSEM
TSEM
Operating Cash FlowLast quarter
$188.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SBCF
SBCF
TSEM
TSEM
Q4 25
$188.1M
Q3 25
$30.2M
Q2 25
$72.3M
Q1 25
$31.0M
Q4 24
$179.9M
Q3 24
$53.4M
Q2 24
$56.9M
Q1 24
$24.7M
Cash Conversion
SBCF
SBCF
TSEM
TSEM
Q4 25
Q3 25
0.83×
Q2 25
1.69×
Q1 25
0.99×
Q4 24
Q3 24
1.74×
Q2 24
1.88×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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