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Side-by-side financial comparison of SERVICE CORP INTERNATIONAL (SCI) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
UPBOUND GROUP, INC. is the larger business by last-quarter revenue ($1.2B vs $1.1B, roughly 1.1× SERVICE CORP INTERNATIONAL). SERVICE CORP INTERNATIONAL runs the higher net margin — 14.3% vs 1.7%, a 12.7% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 1.7%). SERVICE CORP INTERNATIONAL produced more free cash flow last quarter ($87.2M vs $24.0M). Over the past eight quarters, UPBOUND GROUP, INC.'s revenue compounded faster (4.5% CAGR vs 3.1%).
International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
SCI vs UPBD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.2B |
| Net Profit | $159.4M | $19.7M |
| Gross Margin | 28.0% | 49.0% |
| Operating Margin | 24.8% | 4.8% |
| Net Margin | 14.3% | 1.7% |
| Revenue YoY | 1.7% | 10.9% |
| Net Profit YoY | 5.3% | -36.3% |
| EPS (diluted) | $1.13 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.1B | $1.2B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $1.1B | $1.2B | ||
| Q4 24 | $1.1B | $1.1B | ||
| Q3 24 | $1.0B | $1.1B | ||
| Q2 24 | $1.0B | $1.1B | ||
| Q1 24 | $1.0B | $1.1B |
| Q4 25 | $159.4M | $19.7M | ||
| Q3 25 | $117.5M | $13.2M | ||
| Q2 25 | $122.9M | $15.5M | ||
| Q1 25 | $142.9M | $24.8M | ||
| Q4 24 | $151.4M | $31.0M | ||
| Q3 24 | $117.8M | $30.9M | ||
| Q2 24 | $118.2M | $33.9M | ||
| Q1 24 | $131.3M | $27.7M |
| Q4 25 | 28.0% | 49.0% | ||
| Q3 25 | 25.1% | 48.3% | ||
| Q2 25 | 25.5% | 49.4% | ||
| Q1 25 | 27.1% | 46.8% | ||
| Q4 24 | 28.0% | 47.1% | ||
| Q3 24 | 24.9% | 47.8% | ||
| Q2 24 | 24.9% | 49.4% | ||
| Q1 24 | 26.2% | 48.3% |
| Q4 25 | 24.8% | 4.8% | ||
| Q3 25 | 21.4% | 4.5% | ||
| Q2 25 | 21.1% | 4.4% | ||
| Q1 25 | 23.4% | 5.3% | ||
| Q4 24 | 24.0% | 7.3% | ||
| Q3 24 | 20.9% | 6.6% | ||
| Q2 24 | 21.4% | 7.5% | ||
| Q1 24 | 22.2% | 5.6% |
| Q4 25 | 14.3% | 1.7% | ||
| Q3 25 | 11.1% | 1.1% | ||
| Q2 25 | 11.5% | 1.3% | ||
| Q1 25 | 13.3% | 2.1% | ||
| Q4 24 | 13.8% | 2.9% | ||
| Q3 24 | 11.6% | 2.9% | ||
| Q2 24 | 11.4% | 3.2% | ||
| Q1 24 | 12.6% | 2.5% |
| Q4 25 | $1.13 | $0.35 | ||
| Q3 25 | $0.83 | $0.22 | ||
| Q2 25 | $0.86 | $0.26 | ||
| Q1 25 | $0.98 | $0.42 | ||
| Q4 24 | $1.02 | $0.55 | ||
| Q3 24 | $0.81 | $0.55 | ||
| Q2 24 | $0.81 | $0.61 | ||
| Q1 24 | $0.89 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $243.6M | $120.5M |
| Total DebtLower is stronger | $5.1B | — |
| Stockholders' EquityBook value | $1.6B | $695.7M |
| Total Assets | $18.7B | $3.3B |
| Debt / EquityLower = less leverage | 3.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $243.6M | $120.5M | ||
| Q3 25 | $241.3M | $107.0M | ||
| Q2 25 | $255.4M | $106.8M | ||
| Q1 25 | $227.2M | $107.3M | ||
| Q4 24 | $218.8M | $60.9M | ||
| Q3 24 | $185.4M | $85.1M | ||
| Q2 24 | $184.4M | $82.5M | ||
| Q1 24 | $205.6M | $84.8M |
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.0B | — | ||
| Q2 25 | $5.0B | — | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.8B | — | ||
| Q3 24 | $4.7B | — | ||
| Q2 24 | $4.7B | — | ||
| Q1 24 | $4.6B | — |
| Q4 25 | $1.6B | $695.7M | ||
| Q3 25 | $1.6B | $687.3M | ||
| Q2 25 | $1.6B | $685.5M | ||
| Q1 25 | $1.7B | $679.2M | ||
| Q4 24 | $1.7B | $629.0M | ||
| Q3 24 | $1.6B | $611.8M | ||
| Q2 24 | $1.5B | $596.3M | ||
| Q1 24 | $1.6B | $578.3M |
| Q4 25 | $18.7B | $3.3B | ||
| Q3 25 | $18.4B | $3.2B | ||
| Q2 25 | $18.0B | $3.1B | ||
| Q1 25 | $17.3B | $3.0B | ||
| Q4 24 | $17.4B | $2.6B | ||
| Q3 24 | $17.4B | $2.6B | ||
| Q2 24 | $16.8B | $2.6B | ||
| Q1 24 | $16.7B | $2.6B |
| Q4 25 | 3.10× | — | ||
| Q3 25 | 3.17× | — | ||
| Q2 25 | 3.19× | — | ||
| Q1 25 | 2.87× | — | ||
| Q4 24 | 2.83× | — | ||
| Q3 24 | 2.92× | — | ||
| Q2 24 | 3.05× | — | ||
| Q1 24 | 2.90× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $212.9M | $41.6M |
| Free Cash FlowOCF − Capex | $87.2M | $24.0M |
| FCF MarginFCF / Revenue | 7.8% | 2.0% |
| Capex IntensityCapex / Revenue | 11.3% | 1.5% |
| Cash ConversionOCF / Net Profit | 1.34× | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | $554.2M | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $212.9M | $41.6M | ||
| Q3 25 | $252.3M | $118.4M | ||
| Q2 25 | $166.4M | $7.8M | ||
| Q1 25 | $311.1M | $137.7M | ||
| Q4 24 | $264.1M | $-61.9M | ||
| Q3 24 | $263.8M | $106.2M | ||
| Q2 24 | $196.9M | $15.0M | ||
| Q1 24 | $220.1M | $45.4M |
| Q4 25 | $87.2M | $24.0M | ||
| Q3 25 | $150.7M | $97.9M | ||
| Q2 25 | $83.4M | $-10.4M | ||
| Q1 25 | $233.0M | $127.2M | ||
| Q4 24 | $151.8M | $-74.0M | ||
| Q3 24 | $162.8M | $88.3M | ||
| Q2 24 | $100.8M | $613.0K | ||
| Q1 24 | $140.3M | $33.6M |
| Q4 25 | 7.8% | 2.0% | ||
| Q3 25 | 14.2% | 8.4% | ||
| Q2 25 | 7.8% | -0.9% | ||
| Q1 25 | 21.7% | 10.8% | ||
| Q4 24 | 13.9% | -6.9% | ||
| Q3 24 | 16.1% | 8.3% | ||
| Q2 24 | 9.7% | 0.1% | ||
| Q1 24 | 13.4% | 3.1% |
| Q4 25 | 11.3% | 1.5% | ||
| Q3 25 | 9.6% | 1.8% | ||
| Q2 25 | 7.8% | 1.6% | ||
| Q1 25 | 7.3% | 0.9% | ||
| Q4 24 | 10.3% | 1.1% | ||
| Q3 24 | 10.0% | 1.7% | ||
| Q2 24 | 9.3% | 1.3% | ||
| Q1 24 | 7.6% | 1.1% |
| Q4 25 | 1.34× | 2.11× | ||
| Q3 25 | 2.15× | 8.96× | ||
| Q2 25 | 1.35× | 0.50× | ||
| Q1 25 | 2.18× | 5.56× | ||
| Q4 24 | 1.75× | -2.00× | ||
| Q3 24 | 2.24× | 3.44× | ||
| Q2 24 | 1.67× | 0.44× | ||
| Q1 24 | 1.68× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SCI
| Cemetery | $510.9M | 46% |
| Funeral Matured Preneed Revenue | $196.5M | 18% |
| Cemetery Recognized Preneed Merchandise And Service Revenue | $107.4M | 10% |
| Cemetery Atneed Revenue | $104.9M | 9% |
| CA | $56.4M | 5% |
| Funeral Other Revenue | $54.6M | 5% |
| Cemetery Other Revenue | $40.2M | 4% |
| Nonfuneral Home Revenue | $28.1M | 3% |
| Non Funeral Home Preneed Sales Revenue | $22.0M | 2% |
UPBD
Segment breakdown not available.
