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Side-by-side financial comparison of SHOE CARNIVAL INC (SCVL) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.

TEXAS CAPITAL BANCSHARES INC is the larger business by last-quarter revenue ($324.0M vs $297.2M, roughly 1.1× SHOE CARNIVAL INC). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs 4.9%, a 17.8% gap on every dollar of revenue. On growth, TEXAS CAPITAL BANCSHARES INC posted the faster year-over-year revenue change (15.5% vs -3.2%). Over the past eight quarters, TEXAS CAPITAL BANCSHARES INC's revenue compounded faster (10.2% CAGR vs 3.0%).

Shoe Carnival Inc. is an American retailer of family footwear. The company operates 429 stores throughout the midwest, south, and southeast regions, and Puerto Rico. It was founded by David Russell in 1978 and is headquartered in Fort Mill, South Carolina as of 2025.

Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.

SCVL vs TCBI — Head-to-Head

Bigger by revenue
TCBI
TCBI
1.1× larger
TCBI
$324.0M
$297.2M
SCVL
Growing faster (revenue YoY)
TCBI
TCBI
+18.7% gap
TCBI
15.5%
-3.2%
SCVL
Higher net margin
TCBI
TCBI
17.8% more per $
TCBI
22.8%
4.9%
SCVL
Faster 2-yr revenue CAGR
TCBI
TCBI
Annualised
TCBI
10.2%
3.0%
SCVL

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
SCVL
SCVL
TCBI
TCBI
Revenue
$297.2M
$324.0M
Net Profit
$14.6M
$73.8M
Gross Margin
37.6%
Operating Margin
6.3%
Net Margin
4.9%
22.8%
Revenue YoY
-3.2%
15.5%
Net Profit YoY
-23.9%
56.8%
EPS (diluted)
$0.53
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SCVL
SCVL
TCBI
TCBI
Q1 26
$324.0M
Q4 25
$297.2M
$327.5M
Q3 25
$306.4M
$340.4M
Q2 25
$277.7M
$307.5M
Q1 25
$262.9M
$280.5M
Q4 24
$306.9M
$229.6M
Q3 24
$332.7M
$125.3M
Q2 24
$300.4M
$267.0M
Net Profit
SCVL
SCVL
TCBI
TCBI
Q1 26
$73.8M
Q4 25
$14.6M
$100.7M
Q3 25
$19.2M
$105.2M
Q2 25
$9.3M
$77.3M
Q1 25
$14.7M
$47.0M
Q4 24
$19.2M
$71.0M
Q3 24
$22.6M
$-61.3M
Q2 24
$17.3M
$41.7M
Gross Margin
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
37.6%
Q3 25
38.8%
Q2 25
34.5%
Q1 25
34.9%
Q4 24
36.0%
Q3 24
36.1%
Q2 24
35.6%
Operating Margin
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
6.3%
40.4%
Q3 25
8.2%
40.5%
Q2 25
4.3%
33.2%
Q1 25
5.3%
21.6%
Q4 24
8.0%
40.7%
Q3 24
9.0%
-63.8%
Q2 24
7.5%
21.9%
Net Margin
SCVL
SCVL
TCBI
TCBI
Q1 26
22.8%
Q4 25
4.9%
30.7%
Q3 25
6.3%
30.9%
Q2 25
3.4%
25.2%
Q1 25
5.6%
16.8%
Q4 24
6.3%
30.9%
Q3 24
6.8%
-48.9%
Q2 24
5.8%
15.6%
EPS (diluted)
SCVL
SCVL
TCBI
TCBI
Q1 26
$1.56
Q4 25
$0.53
$2.11
Q3 25
$0.70
$2.18
Q2 25
$0.34
$1.58
Q1 25
$0.53
$0.92
Q4 24
$0.70
$1.43
Q3 24
$0.82
$-1.41
Q2 24
$0.63
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SCVL
SCVL
TCBI
TCBI
Cash + ST InvestmentsLiquidity on hand
$107.7M
Total DebtLower is stronger
$878.3M
Stockholders' EquityBook value
$683.2M
$3.6B
Total Assets
$1.2B
$33.5B
Debt / EquityLower = less leverage
0.24×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
$107.7M
Q3 25
$91.9M
Q2 25
$93.0M
Q1 25
$123.1M
Q4 24
$91.1M
Q3 24
$84.5M
Q2 24
$69.5M
Total Debt
SCVL
SCVL
TCBI
TCBI
Q1 26
$878.3M
Q4 25
$620.6M
Q3 25
$620.4M
Q2 25
$620.3M
Q1 25
$660.5M
Q4 24
$660.3M
Q3 24
$660.2M
Q2 24
$660.0M
Stockholders' Equity
SCVL
SCVL
TCBI
TCBI
Q1 26
$3.6B
Q4 25
$683.2M
$3.6B
Q3 25
$670.7M
$3.6B
Q2 25
$653.6M
$3.5B
Q1 25
$649.0M
$3.4B
Q4 24
$635.7M
$3.4B
Q3 24
$618.5M
$3.4B
Q2 24
$597.8M
$3.2B
Total Assets
SCVL
SCVL
TCBI
TCBI
Q1 26
$33.5B
Q4 25
$1.2B
$31.5B
Q3 25
$1.2B
$32.5B
Q2 25
$1.1B
$31.9B
Q1 25
$1.1B
$31.4B
Q4 24
$1.1B
$30.7B
Q3 24
$1.1B
$31.6B
Q2 24
$1.1B
$29.9B
Debt / Equity
SCVL
SCVL
TCBI
TCBI
Q1 26
0.24×
Q4 25
0.17×
Q3 25
0.17×
Q2 25
0.18×
Q1 25
0.19×
Q4 24
0.20×
Q3 24
0.20×
Q2 24
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SCVL
SCVL
TCBI
TCBI
Operating Cash FlowLast quarter
$33.6M
Free Cash FlowOCF − Capex
$19.7M
FCF MarginFCF / Revenue
6.6%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
2.30×
TTM Free Cash FlowTrailing 4 quarters
$35.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
$33.6M
$360.2M
Q3 25
$13.3M
$166.3M
Q2 25
$-9.6M
$63.0M
Q1 25
$44.5M
$368.0K
Q4 24
$17.3M
$480.1M
Q3 24
$23.7M
$332.8M
Q2 24
$17.1M
$33.3M
Free Cash Flow
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
$19.7M
$347.6M
Q3 25
$2.2M
$161.3M
Q2 25
$-23.0M
$57.5M
Q1 25
$36.2M
$-2.0M
Q4 24
$8.3M
$415.2M
Q3 24
$18.2M
$317.6M
Q2 24
$6.9M
$11.1M
FCF Margin
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
6.6%
106.1%
Q3 25
0.7%
47.4%
Q2 25
-8.3%
18.7%
Q1 25
13.8%
-0.7%
Q4 24
2.7%
180.9%
Q3 24
5.5%
253.4%
Q2 24
2.3%
4.1%
Capex Intensity
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
4.7%
3.8%
Q3 25
3.6%
1.5%
Q2 25
4.8%
1.8%
Q1 25
3.2%
0.9%
Q4 24
3.0%
28.2%
Q3 24
1.7%
12.1%
Q2 24
3.4%
8.3%
Cash Conversion
SCVL
SCVL
TCBI
TCBI
Q1 26
Q4 25
2.30×
3.58×
Q3 25
0.69×
1.58×
Q2 25
-1.03×
0.81×
Q1 25
3.04×
0.01×
Q4 24
0.90×
6.76×
Q3 24
1.05×
Q2 24
0.99×
0.80×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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