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Side-by-side financial comparison of Smith Douglas Homes Corp. (SDHC) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $260.4M, roughly 1.4× Smith Douglas Homes Corp.). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs -9.4%). TRUPANION, INC. produced more free cash flow last quarter ($25.3M vs $8.7M). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 11.0%).
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
SDHC vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $260.4M | $376.9M |
| Net Profit | $3.5M | — |
| Gross Margin | 19.9% | 17.3% |
| Operating Margin | 6.5% | 1.9% |
| Net Margin | 1.4% | — |
| Revenue YoY | -9.4% | 11.7% |
| Net Profit YoY | -14.3% | — |
| EPS (diluted) | $0.39 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $260.4M | $376.9M | ||
| Q3 25 | $262.0M | $366.9M | ||
| Q2 25 | $223.9M | $353.6M | ||
| Q1 25 | $224.7M | $342.0M | ||
| Q4 24 | $287.5M | $337.3M | ||
| Q3 24 | $277.8M | $327.5M | ||
| Q2 24 | $220.9M | $314.8M | ||
| Q1 24 | $189.2M | $306.1M |
| Q4 25 | $3.5M | — | ||
| Q3 25 | $2.1M | — | ||
| Q2 25 | $2.4M | — | ||
| Q1 25 | $2.7M | — | ||
| Q4 24 | $4.1M | — | ||
| Q3 24 | $5.3M | — | ||
| Q2 24 | $3.6M | — | ||
| Q1 24 | $3.0M | — |
| Q4 25 | 19.9% | 17.3% | ||
| Q3 25 | 21.0% | 16.4% | ||
| Q2 25 | 23.2% | 15.5% | ||
| Q1 25 | 23.8% | 14.9% | ||
| Q4 24 | 25.5% | 15.7% | ||
| Q3 24 | 26.5% | 15.1% | ||
| Q2 24 | 26.7% | 12.8% | ||
| Q1 24 | 26.1% | 11.8% |
| Q4 25 | 6.5% | 1.9% | ||
| Q3 25 | 6.6% | 1.6% | ||
| Q2 25 | 7.7% | 0.7% | ||
| Q1 25 | 8.7% | -0.4% | ||
| Q4 24 | 10.4% | 0.1% | ||
| Q3 24 | 14.2% | 0.5% | ||
| Q2 24 | 11.7% | -1.7% | ||
| Q1 24 | 11.3% | -2.0% |
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.4% | — | ||
| Q3 24 | 1.9% | — | ||
| Q2 24 | 1.7% | — | ||
| Q1 24 | 1.6% | — |
| Q4 25 | $0.39 | $0.13 | ||
| Q3 25 | $0.24 | $0.13 | ||
| Q2 25 | $0.26 | $0.22 | ||
| Q1 25 | $0.30 | $-0.03 | ||
| Q4 24 | $0.50 | $0.04 | ||
| Q3 24 | $0.58 | $0.03 | ||
| Q2 24 | $0.40 | $-0.14 | ||
| Q1 24 | $0.33 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $12.7M | $370.7M |
| Total DebtLower is stronger | — | $101.8M |
| Stockholders' EquityBook value | $86.7M | $383.9M |
| Total Assets | $557.6M | $915.0M |
| Debt / EquityLower = less leverage | — | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.7M | $370.7M | ||
| Q3 25 | $14.8M | $348.5M | ||
| Q2 25 | $16.8M | $319.6M | ||
| Q1 25 | $12.7M | $321.8M | ||
| Q4 24 | $22.4M | $307.4M | ||
| Q3 24 | $23.7M | $293.1M | ||
| Q2 24 | $17.3M | $277.2M | ||
| Q1 24 | $32.8M | $275.2M |
| Q4 25 | — | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $86.7M | $383.9M | ||
| Q3 25 | $82.2M | $368.6M | ||
| Q2 25 | $80.0M | $355.5M | ||
| Q1 25 | $76.9M | $333.7M | ||
| Q4 24 | $73.6M | $323.3M | ||
| Q3 24 | $68.4M | $320.2M | ||
| Q2 24 | $62.1M | $305.8M | ||
| Q1 24 | $59.7M | $303.4M |
| Q4 25 | $557.6M | $915.0M | ||
| Q3 25 | $571.6M | $880.2M | ||
| Q2 25 | $570.2M | $847.8M | ||
| Q1 25 | $513.9M | $837.2M | ||
| Q4 24 | $475.9M | $806.9M | ||
| Q3 24 | $460.1M | $816.1M | ||
| Q2 24 | $429.3M | $795.9M | ||
| Q1 24 | $401.3M | $789.5M |
| Q4 25 | — | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.8M | $29.3M |
| Free Cash FlowOCF − Capex | $8.7M | $25.3M |
| FCF MarginFCF / Revenue | 3.4% | 6.7% |
| Capex IntensityCapex / Revenue | 0.4% | 1.0% |
| Cash ConversionOCF / Net Profit | 2.77× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-36.9M | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.8M | $29.3M | ||
| Q3 25 | $22.8M | $29.2M | ||
| Q2 25 | $-28.9M | $15.0M | ||
| Q1 25 | $-34.9M | $16.0M | ||
| Q4 24 | $5.5M | $23.7M | ||
| Q3 24 | $22.9M | $15.3M | ||
| Q2 24 | $39.0K | $6.9M | ||
| Q1 24 | $-9.3M | $2.4M |
| Q4 25 | $8.7M | $25.3M | ||
| Q3 25 | $21.4M | $23.9M | ||
| Q2 25 | $-31.1M | $12.0M | ||
| Q1 25 | $-35.9M | $14.0M | ||
| Q4 24 | $4.8M | $21.8M | ||
| Q3 24 | $22.3M | $13.4M | ||
| Q2 24 | $-2.1M | $4.0M | ||
| Q1 24 | $-9.7M | $-631.0K |
| Q4 25 | 3.4% | 6.7% | ||
| Q3 25 | 8.2% | 6.5% | ||
| Q2 25 | -13.9% | 3.4% | ||
| Q1 25 | -16.0% | 4.1% | ||
| Q4 24 | 1.7% | 6.5% | ||
| Q3 24 | 8.0% | 4.1% | ||
| Q2 24 | -1.0% | 1.3% | ||
| Q1 24 | -5.1% | -0.2% |
| Q4 25 | 0.4% | 1.0% | ||
| Q3 25 | 0.5% | 1.4% | ||
| Q2 25 | 0.9% | 0.8% | ||
| Q1 25 | 0.5% | 0.6% | ||
| Q4 24 | 0.2% | 0.6% | ||
| Q3 24 | 0.2% | 0.6% | ||
| Q2 24 | 1.0% | 0.9% | ||
| Q1 24 | 0.2% | 1.0% |
| Q4 25 | 2.77× | — | ||
| Q3 25 | 10.70× | — | ||
| Q2 25 | -12.24× | — | ||
| Q1 25 | -13.01× | — | ||
| Q4 24 | 1.33× | — | ||
| Q3 24 | 4.28× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | -3.12× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
