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Side-by-side financial comparison of ServisFirst Bancshares, Inc. (SFBS) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.

ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $111.7M, roughly 1.4× ZIPRECRUITER, INC.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs -0.7%, a 52.9% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs -4.4%).

ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.

SFBS vs ZIP — Head-to-Head

Bigger by revenue
SFBS
SFBS
1.4× larger
SFBS
$159.0M
$111.7M
ZIP
Higher net margin
SFBS
SFBS
52.9% more per $
SFBS
52.2%
-0.7%
ZIP
Faster 2-yr revenue CAGR
SFBS
SFBS
Annualised
SFBS
17.7%
-4.4%
ZIP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
SFBS
SFBS
ZIP
ZIP
Revenue
$159.0M
$111.7M
Net Profit
$83.0M
$-835.0K
Gross Margin
89.1%
Operating Margin
3.6%
Net Margin
52.2%
-0.7%
Revenue YoY
0.6%
Net Profit YoY
31.2%
92.3%
EPS (diluted)
$1.52
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFBS
SFBS
ZIP
ZIP
Q1 26
$159.0M
Q4 25
$162.2M
$111.7M
Q3 25
$136.3M
$115.0M
Q2 25
$132.1M
$112.2M
Q1 25
$131.8M
$110.1M
Q4 24
$131.9M
$111.0M
Q3 24
$123.7M
$117.1M
Q2 24
$114.8M
$123.7M
Net Profit
SFBS
SFBS
ZIP
ZIP
Q1 26
$83.0M
Q4 25
$86.4M
$-835.0K
Q3 25
$65.6M
$-9.8M
Q2 25
$61.4M
$-9.5M
Q1 25
$63.2M
$-12.8M
Q4 24
$65.2M
$-10.8M
Q3 24
$59.9M
$-2.6M
Q2 24
$52.1M
$7.0M
Gross Margin
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
89.1%
Q3 25
89.1%
Q2 25
89.3%
Q1 25
89.4%
Q4 24
89.6%
Q3 24
89.4%
Q2 24
89.5%
Operating Margin
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
66.3%
3.6%
Q3 25
57.8%
-4.4%
Q2 25
58.0%
-5.9%
Q1 25
60.0%
-10.6%
Q4 24
60.2%
-3.6%
Q3 24
58.5%
-2.8%
Q2 24
58.0%
7.6%
Net Margin
SFBS
SFBS
ZIP
ZIP
Q1 26
52.2%
Q4 25
59.0%
-0.7%
Q3 25
48.1%
-8.5%
Q2 25
46.5%
-8.5%
Q1 25
48.0%
-11.7%
Q4 24
52.9%
-9.7%
Q3 24
48.4%
-2.2%
Q2 24
45.4%
5.7%
EPS (diluted)
SFBS
SFBS
ZIP
ZIP
Q1 26
$1.52
Q4 25
$1.58
$-0.03
Q3 25
$1.20
$-0.11
Q2 25
$1.12
$-0.10
Q1 25
$1.16
$-0.13
Q4 24
$1.19
$-0.10
Q3 24
$1.10
$-0.03
Q2 24
$0.95
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFBS
SFBS
ZIP
ZIP
Cash + ST InvestmentsLiquidity on hand
$1.8B
$188.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$-77.2M
Total Assets
$18.2B
$569.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFBS
SFBS
ZIP
ZIP
Q1 26
$1.8B
Q4 25
$188.0M
Q3 25
$211.8M
Q2 25
$203.5M
Q1 25
$221.1M
Q4 24
$218.4M
Q3 24
$225.6M
Q2 24
$271.7M
Stockholders' Equity
SFBS
SFBS
ZIP
ZIP
Q1 26
$1.9B
Q4 25
$1.8B
$-77.2M
Q3 25
$1.8B
$-76.1M
Q2 25
$1.7B
$-65.9M
Q1 25
$1.7B
$-11.3M
Q4 24
$1.6B
$13.4M
Q3 24
$1.6B
$13.6M
Q2 24
$1.5B
$24.4M
Total Assets
SFBS
SFBS
ZIP
ZIP
Q1 26
$18.2B
Q4 25
$17.7B
$569.7M
Q3 25
$17.6B
$573.6M
Q2 25
$17.4B
$592.4M
Q1 25
$18.6B
$629.4M
Q4 24
$17.4B
$664.1M
Q3 24
$16.4B
$652.0M
Q2 24
$16.0B
$665.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFBS
SFBS
ZIP
ZIP
Operating Cash FlowLast quarter
$7.7M
Free Cash FlowOCF − Capex
$7.6M
FCF MarginFCF / Revenue
6.8%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
$355.2M
$7.7M
Q3 25
$140.9M
$2.6M
Q2 25
$67.6M
$10.5M
Q1 25
$48.0M
$-9.9M
Q4 24
$252.9M
$12.5M
Q3 24
$84.0M
$9.3M
Q2 24
$48.3M
$21.9M
Free Cash Flow
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
$7.6M
Q3 25
$2.2M
Q2 25
$10.2M
Q1 25
$-10.2M
Q4 24
$12.0M
Q3 24
$9.2M
Q2 24
$21.7M
FCF Margin
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
6.8%
Q3 25
1.9%
Q2 25
9.1%
Q1 25
-9.3%
Q4 24
10.8%
Q3 24
7.8%
Q2 24
17.6%
Capex Intensity
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
0.1%
Q3 25
0.3%
Q2 25
0.3%
Q1 25
0.3%
Q4 24
0.4%
Q3 24
0.2%
Q2 24
0.1%
Cash Conversion
SFBS
SFBS
ZIP
ZIP
Q1 26
Q4 25
4.11×
Q3 25
2.15×
Q2 25
1.10×
Q1 25
0.76×
Q4 24
3.88×
Q3 24
1.40×
Q2 24
0.93×
3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SFBS
SFBS

Net Interest Income$148.1M93%
Noninterest Income$10.8M7%

ZIP
ZIP

License$84.3M75%
Services$27.4M25%

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