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Side-by-side financial comparison of SIMMONS FIRST NATIONAL CORP (SFNC) and INTERFACE INC (TILE). Click either name above to swap in a different company.

INTERFACE INC is the larger business by last-quarter revenue ($331.0M vs $197.3M, roughly 1.7× SIMMONS FIRST NATIONAL CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 11.3%). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs -2.3%).

Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.

Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.

SFNC vs TILE — Head-to-Head

Bigger by revenue
TILE
TILE
1.7× larger
TILE
$331.0M
$197.3M
SFNC
Growing faster (revenue YoY)
SFNC
SFNC
+8.3% gap
SFNC
19.6%
11.3%
TILE
Faster 2-yr revenue CAGR
SFNC
SFNC
Annualised
SFNC
0.6%
-2.3%
TILE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SFNC
SFNC
TILE
TILE
Revenue
$197.3M
$331.0M
Net Profit
$23.6M
Gross Margin
38.3%
Operating Margin
9.8%
Net Margin
7.1%
Revenue YoY
19.6%
11.3%
Net Profit YoY
81.5%
EPS (diluted)
$0.36
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFNC
SFNC
TILE
TILE
Q1 26
$331.0M
Q4 25
$197.3M
$349.4M
Q3 25
$186.7M
$364.5M
Q2 25
$214.2M
$375.5M
Q1 25
$209.6M
$297.4M
Q4 24
$208.5M
$335.0M
Q3 24
$174.8M
$344.3M
Q2 24
$197.2M
$346.6M
Net Profit
SFNC
SFNC
TILE
TILE
Q1 26
$23.6M
Q4 25
$24.4M
Q3 25
$-562.8M
$46.1M
Q2 25
$54.8M
$32.6M
Q1 25
$32.4M
$13.0M
Q4 24
$21.8M
Q3 24
$24.7M
$28.4M
Q2 24
$40.8M
$22.6M
Gross Margin
SFNC
SFNC
TILE
TILE
Q1 26
38.3%
Q4 25
38.6%
Q3 25
39.4%
Q2 25
39.4%
Q1 25
37.3%
Q4 24
36.5%
Q3 24
37.1%
Q2 24
35.4%
Operating Margin
SFNC
SFNC
TILE
TILE
Q1 26
9.8%
Q4 25
10.1%
Q3 25
14.6%
Q2 25
13.9%
Q1 25
7.8%
Q4 24
8.8%
Q3 24
12.3%
Q2 24
11.0%
Net Margin
SFNC
SFNC
TILE
TILE
Q1 26
7.1%
Q4 25
7.0%
Q3 25
-301.5%
12.7%
Q2 25
25.6%
8.7%
Q1 25
15.5%
4.4%
Q4 24
6.5%
Q3 24
14.1%
8.3%
Q2 24
20.7%
6.5%
EPS (diluted)
SFNC
SFNC
TILE
TILE
Q1 26
$0.40
Q4 25
$0.36
$0.41
Q3 25
$-4.00
$0.78
Q2 25
$0.43
$0.55
Q1 25
$0.26
$0.22
Q4 24
$0.38
$0.38
Q3 24
$0.20
$0.48
Q2 24
$0.32
$0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFNC
SFNC
TILE
TILE
Cash + ST InvestmentsLiquidity on hand
$61.2M
Total DebtLower is stronger
$620.0M
$196.5M
Stockholders' EquityBook value
$3.4B
$634.6M
Total Assets
$24.5B
$1.2B
Debt / EquityLower = less leverage
0.18×
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFNC
SFNC
TILE
TILE
Q1 26
$61.2M
Q4 25
$71.3M
Q3 25
$187.4M
Q2 25
$121.7M
Q1 25
$97.8M
Q4 24
$99.2M
Q3 24
$115.6M
Q2 24
$94.2M
Total Debt
SFNC
SFNC
TILE
TILE
Q1 26
$196.5M
Q4 25
$620.0M
$181.6M
Q3 25
$667.8M
$307.8M
Q2 25
$1.0B
$304.4M
Q1 25
$1.3B
$302.9M
Q4 24
$1.1B
$302.8M
Q3 24
$1.4B
$337.9M
Q2 24
$1.7B
$387.6M
Stockholders' Equity
SFNC
SFNC
TILE
TILE
Q1 26
$634.6M
Q4 25
$3.4B
$640.7M
Q3 25
$3.4B
$621.0M
Q2 25
$3.5B
$575.0M
Q1 25
$3.5B
$513.1M
Q4 24
$3.5B
$489.1M
Q3 24
$3.5B
$501.6M
Q2 24
$3.5B
$451.2M
Total Assets
SFNC
SFNC
TILE
TILE
Q1 26
$1.2B
Q4 25
$24.5B
$1.2B
Q3 25
$24.2B
$1.3B
Q2 25
$26.7B
$1.3B
Q1 25
$26.8B
$1.2B
Q4 24
$26.9B
$1.2B
Q3 24
$27.3B
$1.2B
Q2 24
$27.4B
$1.2B
Debt / Equity
SFNC
SFNC
TILE
TILE
Q1 26
0.31×
Q4 25
0.18×
0.28×
Q3 25
0.20×
0.50×
Q2 25
0.28×
0.53×
Q1 25
0.35×
0.59×
Q4 24
0.32×
0.62×
Q3 24
0.40×
0.67×
Q2 24
0.50×
0.86×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFNC
SFNC
TILE
TILE
Operating Cash FlowLast quarter
$449.5M
Free Cash FlowOCF − Capex
$411.4M
FCF MarginFCF / Revenue
208.5%
Capex IntensityCapex / Revenue
19.3%
3.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$717.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFNC
SFNC
TILE
TILE
Q1 26
Q4 25
$449.5M
$49.3M
Q3 25
$223.4M
$76.7M
Q2 25
$77.6M
$30.1M
Q1 25
$32.8M
$11.7M
Q4 24
$425.9M
$38.0M
Q3 24
$199.4M
$76.2M
Q2 24
$86.1M
$21.5M
Free Cash Flow
SFNC
SFNC
TILE
TILE
Q1 26
Q4 25
$411.4M
$28.6M
Q3 25
$216.7M
$66.1M
Q2 25
$66.3M
$22.8M
Q1 25
$22.6M
$4.3M
Q4 24
$380.4M
$24.4M
Q3 24
$187.7M
$69.7M
Q2 24
$72.7M
$12.0M
FCF Margin
SFNC
SFNC
TILE
TILE
Q1 26
Q4 25
208.5%
8.2%
Q3 25
116.1%
18.1%
Q2 25
31.0%
6.1%
Q1 25
10.8%
1.4%
Q4 24
182.5%
7.3%
Q3 24
107.4%
20.3%
Q2 24
36.9%
3.5%
Capex Intensity
SFNC
SFNC
TILE
TILE
Q1 26
3.1%
Q4 25
19.3%
5.9%
Q3 25
3.6%
2.9%
Q2 25
5.3%
2.0%
Q1 25
4.8%
2.5%
Q4 24
21.8%
4.1%
Q3 24
6.7%
1.9%
Q2 24
6.8%
2.8%
Cash Conversion
SFNC
SFNC
TILE
TILE
Q1 26
Q4 25
2.02×
Q3 25
1.66×
Q2 25
1.42×
0.93×
Q1 25
1.01×
0.90×
Q4 24
1.75×
Q3 24
8.06×
2.68×
Q2 24
2.11×
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SFNC
SFNC

Segment breakdown not available.

TILE
TILE

AMS$195.7M59%
EAAA$135.4M41%

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