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Side-by-side financial comparison of SIMMONS FIRST NATIONAL CORP (SFNC) and VERRA MOBILITY Corp (VRRM). Click either name above to swap in a different company.

VERRA MOBILITY Corp is the larger business by last-quarter revenue ($223.6M vs $197.3M, roughly 1.1× SIMMONS FIRST NATIONAL CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 0.1%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $9.6M). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs 0.3%).

Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.

Verra Mobility Corp is a leading global smart mobility technology solution provider. It delivers toll management, parking and traffic compliance enforcement, connected vehicle services, and fleet management tools, serving government transport agencies, rental car operators, commercial fleet owners, and automotive partners across North America, Europe, and Asia-Pacific.

SFNC vs VRRM — Head-to-Head

Bigger by revenue
VRRM
VRRM
1.1× larger
VRRM
$223.6M
$197.3M
SFNC
Growing faster (revenue YoY)
SFNC
SFNC
+19.5% gap
SFNC
19.6%
0.1%
VRRM
More free cash flow
SFNC
SFNC
$401.7M more FCF
SFNC
$411.4M
$9.6M
VRRM
Faster 2-yr revenue CAGR
SFNC
SFNC
Annualised
SFNC
0.6%
0.3%
VRRM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SFNC
SFNC
VRRM
VRRM
Revenue
$197.3M
$223.6M
Net Profit
$26.7M
Gross Margin
Operating Margin
23.2%
Net Margin
12.0%
Revenue YoY
19.6%
0.1%
Net Profit YoY
-17.3%
EPS (diluted)
$0.36
$0.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFNC
SFNC
VRRM
VRRM
Q1 26
$223.6M
Q4 25
$197.3M
$257.9M
Q3 25
$186.7M
$261.9M
Q2 25
$214.2M
$236.0M
Q1 25
$209.6M
$223.3M
Q4 24
$208.5M
$221.5M
Q3 24
$174.8M
$225.6M
Q2 24
$197.2M
$222.4M
Net Profit
SFNC
SFNC
VRRM
VRRM
Q1 26
$26.7M
Q4 25
$18.9M
Q3 25
$-562.8M
$46.8M
Q2 25
$54.8M
$38.6M
Q1 25
$32.4M
$32.3M
Q4 24
$-66.7M
Q3 24
$24.7M
$34.7M
Q2 24
$40.8M
$34.2M
Operating Margin
SFNC
SFNC
VRRM
VRRM
Q1 26
23.2%
Q4 25
16.7%
Q3 25
28.6%
Q2 25
26.8%
Q1 25
25.7%
Q4 24
-19.6%
Q3 24
28.3%
Q2 24
27.5%
Net Margin
SFNC
SFNC
VRRM
VRRM
Q1 26
12.0%
Q4 25
7.3%
Q3 25
-301.5%
17.9%
Q2 25
25.6%
16.3%
Q1 25
15.5%
14.5%
Q4 24
-30.1%
Q3 24
14.1%
15.4%
Q2 24
20.7%
15.4%
EPS (diluted)
SFNC
SFNC
VRRM
VRRM
Q1 26
$0.17
Q4 25
$0.36
$0.12
Q3 25
$-4.00
$0.29
Q2 25
$0.43
$0.24
Q1 25
$0.26
$0.20
Q4 24
$0.38
$-0.39
Q3 24
$0.20
$0.21
Q2 24
$0.32
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFNC
SFNC
VRRM
VRRM
Cash + ST InvestmentsLiquidity on hand
$46.9M
Total DebtLower is stronger
$620.0M
$34.1M
Stockholders' EquityBook value
$3.4B
$272.0M
Total Assets
$24.5B
$1.7B
Debt / EquityLower = less leverage
0.18×
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFNC
SFNC
VRRM
VRRM
Q1 26
$46.9M
Q4 25
$65.3M
Q3 25
$196.1M
Q2 25
$147.7M
Q1 25
$108.5M
Q4 24
$77.6M
Q3 24
$206.1M
Q2 24
$122.0M
Total Debt
SFNC
SFNC
VRRM
VRRM
Q1 26
$34.1M
Q4 25
$620.0M
$1.0B
Q3 25
$667.8M
$1.0B
Q2 25
$1.0B
$1.0B
Q1 25
$1.3B
$1.0B
Q4 24
$1.1B
$1.0B
Q3 24
$1.4B
$1.0B
Q2 24
$1.7B
$1.0B
Stockholders' Equity
SFNC
SFNC
VRRM
VRRM
Q1 26
$272.0M
Q4 25
$3.4B
$293.0M
Q3 25
$3.4B
$403.1M
Q2 25
$3.5B
$352.1M
Q1 25
$3.5B
$299.6M
Q4 24
$3.5B
$265.1M
Q3 24
$3.5B
$486.5M
Q2 24
$3.5B
$438.6M
Total Assets
SFNC
SFNC
VRRM
VRRM
Q1 26
$1.7B
Q4 25
$24.5B
$1.6B
Q3 25
$24.2B
$1.8B
Q2 25
$26.7B
$1.7B
Q1 25
$26.8B
$1.6B
Q4 24
$26.9B
$1.6B
Q3 24
$27.3B
$1.9B
Q2 24
$27.4B
$1.8B
Debt / Equity
SFNC
SFNC
VRRM
VRRM
Q1 26
0.13×
Q4 25
0.18×
3.51×
Q3 25
0.20×
2.55×
Q2 25
0.28×
2.93×
Q1 25
0.35×
3.45×
Q4 24
0.32×
3.90×
Q3 24
0.40×
2.13×
Q2 24
0.50×
2.36×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFNC
SFNC
VRRM
VRRM
Operating Cash FlowLast quarter
$449.5M
$40.8M
Free Cash FlowOCF − Capex
$411.4M
$9.6M
FCF MarginFCF / Revenue
208.5%
4.3%
Capex IntensityCapex / Revenue
19.3%
Cash ConversionOCF / Net Profit
1.53×
TTM Free Cash FlowTrailing 4 quarters
$717.0M
$104.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFNC
SFNC
VRRM
VRRM
Q1 26
$40.8M
Q4 25
$449.5M
$40.0M
Q3 25
$223.4M
$77.7M
Q2 25
$77.6M
$75.1M
Q1 25
$32.8M
$63.0M
Q4 24
$425.9M
$40.5M
Q3 24
$199.4M
$108.8M
Q2 24
$86.1M
$40.0M
Free Cash Flow
SFNC
SFNC
VRRM
VRRM
Q1 26
$9.6M
Q4 25
$411.4M
$5.7M
Q3 25
$216.7M
$49.0M
Q2 25
$66.3M
$40.3M
Q1 25
$22.6M
$41.7M
Q4 24
$380.4M
$21.6M
Q3 24
$187.7M
$85.1M
Q2 24
$72.7M
$26.0M
FCF Margin
SFNC
SFNC
VRRM
VRRM
Q1 26
4.3%
Q4 25
208.5%
2.2%
Q3 25
116.1%
18.7%
Q2 25
31.0%
17.1%
Q1 25
10.8%
18.7%
Q4 24
182.5%
9.8%
Q3 24
107.4%
37.7%
Q2 24
36.9%
11.7%
Capex Intensity
SFNC
SFNC
VRRM
VRRM
Q1 26
Q4 25
19.3%
13.3%
Q3 25
3.6%
11.0%
Q2 25
5.3%
14.8%
Q1 25
4.8%
9.5%
Q4 24
21.8%
8.5%
Q3 24
6.7%
10.5%
Q2 24
6.8%
6.3%
Cash Conversion
SFNC
SFNC
VRRM
VRRM
Q1 26
1.53×
Q4 25
2.12×
Q3 25
1.66×
Q2 25
1.42×
1.95×
Q1 25
1.01×
1.95×
Q4 24
Q3 24
8.06×
3.13×
Q2 24
2.11×
1.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SFNC
SFNC

Segment breakdown not available.

VRRM
VRRM

Government Solutions segment generated total$105.3M47%
Commercial Services segment generated total$97.8M44%
Parking Solutions segment generated total$20.4M9%

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