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Side-by-side financial comparison of SOMNIGROUP INTERNATIONAL INC. (SGI) and UWM Holdings Corp (UWMC). Click either name above to swap in a different company.

SOMNIGROUP INTERNATIONAL INC. is the larger business by last-quarter revenue ($1.8B vs $945.2M, roughly 1.9× UWM Holdings Corp). SOMNIGROUP INTERNATIONAL INC. runs the higher net margin — 5.8% vs 2.1%, a 3.7% gap on every dollar of revenue. On growth, UWM Holdings Corp posted the faster year-over-year revenue change (68.7% vs 12.3%). Over the past eight quarters, UWM Holdings Corp's revenue compounded faster (28.8% CAGR vs 20.8%).

Somnigroup International Inc. is an American manufacturer of mattresses and bedding products.

United Wholesale Mortgage (UWM), formerly United Shore Financial Services, is an American wholesale mortgage lender headquartered in Pontiac, Michigan. UWM underwrites loans for independent brokers, and as of 2024 is the largest mortgage lender in the United States.

SGI vs UWMC — Head-to-Head

Bigger by revenue
SGI
SGI
1.9× larger
SGI
$1.8B
$945.2M
UWMC
Growing faster (revenue YoY)
UWMC
UWMC
+56.4% gap
UWMC
68.7%
12.3%
SGI
Higher net margin
SGI
SGI
3.7% more per $
SGI
5.8%
2.1%
UWMC
Faster 2-yr revenue CAGR
UWMC
UWMC
Annualised
UWMC
28.8%
20.8%
SGI

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
SGI
SGI
UWMC
UWMC
Revenue
$1.8B
$945.2M
Net Profit
$104.2M
$19.4M
Gross Margin
43.1%
Operating Margin
10.4%
17.9%
Net Margin
5.8%
2.1%
Revenue YoY
12.3%
68.7%
Net Profit YoY
414.8%
117.6%
EPS (diluted)
$0.49
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SGI
SGI
UWMC
UWMC
Q1 26
$1.8B
Q4 25
$1.9B
$945.2M
Q3 25
$2.1B
$843.3M
Q2 25
$1.9B
$758.7M
Q1 25
$1.6B
$613.4M
Q4 24
$1.2B
$560.2M
Q3 24
$1.3B
$526.4M
Q2 24
$1.2B
$507.1M
Net Profit
SGI
SGI
UWMC
UWMC
Q1 26
$104.2M
Q4 25
$140.8M
$19.4M
Q3 25
$177.4M
$-1.3M
Q2 25
$99.0M
$22.9M
Q1 25
$-33.1M
$-13.7M
Q4 24
$71.9M
$8.9M
Q3 24
$130.0M
$-6.3M
Q2 24
$106.1M
$3.0M
Gross Margin
SGI
SGI
UWMC
UWMC
Q1 26
43.1%
Q4 25
44.0%
Q3 25
44.9%
Q2 25
44.0%
Q1 25
36.2%
Q4 24
43.3%
Q3 24
45.4%
Q2 24
44.9%
Operating Margin
SGI
SGI
UWMC
UWMC
Q1 26
10.4%
Q4 25
13.2%
17.9%
Q3 25
14.8%
1.5%
Q2 25
9.6%
43.4%
Q1 25
0.8%
-42.5%
Q4 24
10.6%
7.6%
Q3 24
15.5%
6.1%
Q2 24
14.0%
15.2%
Net Margin
SGI
SGI
UWMC
UWMC
Q1 26
5.8%
Q4 25
7.5%
2.1%
Q3 25
8.4%
-0.1%
Q2 25
5.3%
3.0%
Q1 25
-2.1%
-2.2%
Q4 24
6.0%
1.6%
Q3 24
10.0%
-1.2%
Q2 24
8.6%
0.6%
EPS (diluted)
SGI
SGI
UWMC
UWMC
Q1 26
$0.49
Q4 25
$0.71
$0.14
Q3 25
$0.83
$-0.01
Q2 25
$0.47
$0.11
Q1 25
$-0.17
$-0.12
Q4 24
$0.40
$0.07
Q3 24
$0.73
$-0.06
Q2 24
$0.60
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SGI
SGI
UWMC
UWMC
Cash + ST InvestmentsLiquidity on hand
$110.8M
$503.4M
Total DebtLower is stronger
$112.1M
$3.0B
Stockholders' EquityBook value
$3.1B
$1.6B
Total Assets
$11.5B
$16.9B
Debt / EquityLower = less leverage
0.04×
1.87×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SGI
SGI
UWMC
UWMC
Q1 26
$110.8M
Q4 25
$503.4M
Q3 25
$870.7M
Q2 25
$490.0M
Q1 25
$485.0M
Q4 24
$507.3M
Q3 24
$636.3M
Q2 24
$680.2M
Total Debt
SGI
SGI
UWMC
UWMC
Q1 26
$112.1M
Q4 25
$4.6B
$3.0B
Q3 25
$4.5B
$3.8B
Q2 25
$4.8B
$2.8B
Q1 25
$4.9B
$2.8B
Q4 24
$3.7B
$2.8B
Q3 24
$2.2B
$2.0B
Q2 24
$2.4B
$2.0B
Stockholders' Equity
SGI
SGI
UWMC
UWMC
Q1 26
$3.1B
Q4 25
$3.1B
$1.6B
Q3 25
$3.0B
$1.6B
Q2 25
$2.8B
$1.7B
Q1 25
$2.7B
$1.6B
Q4 24
$559.0M
$2.1B
Q3 24
$564.5M
$2.2B
Q2 24
$411.8M
$2.3B
Total Assets
SGI
SGI
UWMC
UWMC
Q1 26
$11.5B
Q4 25
$11.6B
$16.9B
Q3 25
$11.4B
$17.0B
Q2 25
$11.4B
$13.9B
Q1 25
$11.3B
$14.0B
Q4 24
$6.0B
$15.7B
Q3 24
$4.6B
$15.1B
Q2 24
$4.6B
$12.9B
Debt / Equity
SGI
SGI
UWMC
UWMC
Q1 26
0.04×
Q4 25
1.47×
1.87×
Q3 25
1.51×
2.38×
Q2 25
1.69×
1.59×
Q1 25
1.79×
1.70×
Q4 24
6.69×
1.36×
Q3 24
3.95×
0.92×
Q2 24
5.92×
0.86×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SGI
SGI
UWMC
UWMC
Operating Cash FlowLast quarter
$246.5M
$103.8M
Free Cash FlowOCF − Capex
$82.0M
FCF MarginFCF / Revenue
8.7%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
2.37×
5.34×
TTM Free Cash FlowTrailing 4 quarters
$-2.7B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SGI
SGI
UWMC
UWMC
Q1 26
$246.5M
Q4 25
$99.4M
$103.8M
Q3 25
$408.2M
$-3.1B
Q2 25
$186.1M
$-265.9M
Q1 25
$106.4M
$593.9M
Q4 24
$129.1M
$-543.3M
Q3 24
$256.6M
$-2.2B
Q2 24
$150.6M
$-1.3B
Free Cash Flow
SGI
SGI
UWMC
UWMC
Q1 26
Q4 25
$41.1M
$82.0M
Q3 25
$360.3M
$-3.1B
Q2 25
$149.4M
$-290.1M
Q1 25
$82.4M
$576.1M
Q4 24
$108.2M
$-551.6M
Q3 24
$240.2M
$-2.2B
Q2 24
$122.1M
$-1.3B
FCF Margin
SGI
SGI
UWMC
UWMC
Q1 26
Q4 25
2.2%
8.7%
Q3 25
17.0%
-366.4%
Q2 25
7.9%
-38.2%
Q1 25
5.1%
93.9%
Q4 24
9.0%
-98.5%
Q3 24
18.5%
-416.1%
Q2 24
9.9%
-262.1%
Capex Intensity
SGI
SGI
UWMC
UWMC
Q1 26
Q4 25
3.1%
2.3%
Q3 25
2.3%
1.2%
Q2 25
2.0%
3.2%
Q1 25
1.5%
2.9%
Q4 24
1.7%
1.5%
Q3 24
1.3%
2.3%
Q2 24
2.3%
2.4%
Cash Conversion
SGI
SGI
UWMC
UWMC
Q1 26
2.37×
Q4 25
0.71×
5.34×
Q3 25
2.30×
Q2 25
1.88×
-11.61×
Q1 25
Q4 24
1.80×
-60.91×
Q3 24
1.97×
Q2 24
1.42×
-431.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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