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Side-by-side financial comparison of SHORE BANCSHARES INC (SHBI) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
SHORE BANCSHARES INC is the larger business by last-quarter revenue ($59.1M vs $36.5M, roughly 1.6× SmartRent, Inc.). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs 3.1%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $7.7M). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs -15.0%).
Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
SHBI vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $59.1M | $36.5M |
| Net Profit | — | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 35.2% | -10.9% |
| Net Margin | — | -8.9% |
| Revenue YoY | 11.8% | 3.1% |
| Net Profit YoY | — | 71.6% |
| EPS (diluted) | $0.48 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $59.1M | $36.5M | ||
| Q3 25 | $56.4M | $36.2M | ||
| Q2 25 | $56.6M | $38.3M | ||
| Q1 25 | $53.0M | $41.3M | ||
| Q4 24 | $52.9M | $35.4M | ||
| Q3 24 | $50.5M | $40.5M | ||
| Q2 24 | $50.6M | $48.5M | ||
| Q1 24 | $47.7M | $50.5M |
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $14.3M | $-6.3M | ||
| Q2 25 | $15.5M | $-10.9M | ||
| Q1 25 | $13.8M | $-40.2M | ||
| Q4 24 | — | $-11.4M | ||
| Q3 24 | $11.2M | $-9.9M | ||
| Q2 24 | $11.2M | $-4.6M | ||
| Q1 24 | $8.2M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 35.2% | -10.9% | ||
| Q3 25 | 33.7% | -19.4% | ||
| Q2 25 | 36.5% | -30.5% | ||
| Q1 25 | 34.4% | -99.9% | ||
| Q4 24 | 34.3% | -36.6% | ||
| Q3 24 | 29.6% | -29.0% | ||
| Q2 24 | 29.7% | -14.3% | ||
| Q1 24 | 22.2% | -20.1% |
| Q4 25 | — | -8.9% | ||
| Q3 25 | 25.5% | -17.3% | ||
| Q2 25 | 27.4% | -28.3% | ||
| Q1 25 | 26.0% | -97.2% | ||
| Q4 24 | — | -32.3% | ||
| Q3 24 | 22.1% | -24.5% | ||
| Q2 24 | 22.2% | -9.5% | ||
| Q1 24 | 17.2% | -15.2% |
| Q4 25 | $0.48 | $-0.02 | ||
| Q3 25 | $0.43 | $-0.03 | ||
| Q2 25 | $0.46 | $-0.06 | ||
| Q1 25 | $0.41 | $-0.21 | ||
| Q4 24 | $0.39 | $-0.06 | ||
| Q3 24 | $0.34 | $-0.05 | ||
| Q2 24 | $0.34 | $-0.02 | ||
| Q1 24 | $0.25 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $355.6M | $104.5M |
| Total DebtLower is stronger | $89.1M | — |
| Stockholders' EquityBook value | $589.9M | $232.1M |
| Total Assets | $6.3B | $320.9M |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $355.6M | $104.5M | ||
| Q3 25 | $416.5M | $100.0M | ||
| Q2 25 | $185.0M | $105.0M | ||
| Q1 25 | $389.0M | $125.6M | ||
| Q4 24 | $459.9M | $142.5M | ||
| Q3 24 | $183.6M | $163.4M | ||
| Q2 24 | $138.9M | $187.4M | ||
| Q1 24 | $114.6M | $204.7M |
| Q4 25 | $89.1M | — | ||
| Q3 25 | $74.5M | — | ||
| Q2 25 | $74.2M | — | ||
| Q1 25 | $74.0M | — | ||
| Q4 24 | $73.7M | — | ||
| Q3 24 | $123.5M | — | ||
| Q2 24 | $122.8M | — | ||
| Q1 24 | $72.6M | — |
| Q4 25 | $589.9M | $232.1M | ||
| Q3 25 | $577.2M | $234.4M | ||
| Q2 25 | $565.2M | $238.8M | ||
| Q1 25 | $552.5M | $250.7M | ||
| Q4 24 | $541.1M | $289.4M | ||
| Q3 24 | $533.3M | $305.1M | ||
| Q2 24 | $522.8M | $329.4M | ||
| Q1 24 | $515.2M | $333.1M |
| Q4 25 | $6.3B | $320.9M | ||
| Q3 25 | $6.3B | $335.8M | ||
| Q2 25 | $6.0B | $354.0M | ||
| Q1 25 | $6.2B | $366.1M | ||
| Q4 24 | $6.2B | $420.2M | ||
| Q3 24 | $5.9B | $448.6M | ||
| Q2 24 | $5.9B | $475.3M | ||
| Q1 24 | $5.8B | $485.5M |
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.13× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.4M | $7.7M |
| Free Cash FlowOCF − Capex | $59.2M | $7.7M |
| FCF MarginFCF / Revenue | 100.2% | 21.0% |
| Capex IntensityCapex / Revenue | 5.4% | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $110.6M | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.4M | $7.7M | ||
| Q3 25 | $42.5M | $-2.1M | ||
| Q2 25 | $-8.3M | $-14.9M | ||
| Q1 25 | $19.8M | $-12.2M | ||
| Q4 24 | $46.9M | $-12.0M | ||
| Q3 24 | $9.1M | $-3.7M | ||
| Q2 24 | $3.0M | $-13.9M | ||
| Q1 24 | $2.4M | $-3.3M |
| Q4 25 | $59.2M | $7.7M | ||
| Q3 25 | $41.9M | $-2.2M | ||
| Q2 25 | $-9.2M | $-16.2M | ||
| Q1 25 | $18.8M | $-14.3M | ||
| Q4 24 | $41.7M | $-13.3M | ||
| Q3 24 | $8.4M | $-3.9M | ||
| Q2 24 | $1.4M | $-14.1M | ||
| Q1 24 | $614.0K | $-3.4M |
| Q4 25 | 100.2% | 21.0% | ||
| Q3 25 | 74.3% | -6.1% | ||
| Q2 25 | -16.3% | -42.3% | ||
| Q1 25 | 35.4% | -34.7% | ||
| Q4 24 | 78.8% | -37.5% | ||
| Q3 24 | 16.7% | -9.7% | ||
| Q2 24 | 2.9% | -29.1% | ||
| Q1 24 | 1.3% | -6.7% |
| Q4 25 | 5.4% | 0.0% | ||
| Q3 25 | 1.0% | 0.2% | ||
| Q2 25 | 1.6% | 3.3% | ||
| Q1 25 | 1.9% | 5.3% | ||
| Q4 24 | 9.9% | 3.5% | ||
| Q3 24 | 1.2% | 0.6% | ||
| Q2 24 | 3.1% | 0.5% | ||
| Q1 24 | 3.7% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | — | ||
| Q2 25 | -0.54× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.81× | — | ||
| Q2 24 | 0.27× | — | ||
| Q1 24 | 0.29× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SHBI
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
